{"id":10426,"date":"2025-12-13T07:07:59","date_gmt":"2025-12-12T22:07:59","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ec%b0%bd%ec%97%85%ec%9d%98-%eb%b9%9b%ec%9d%b4-%ea%ba%bc%ec%a0%b8%ea%b0%80%eb%8a%94-%ec%8b%9c%eb%8c%80\/"},"modified":"2025-12-13T07:07:59","modified_gmt":"2025-12-12T22:07:59","slug":"%ec%b0%bd%ec%97%85%ec%9d%98-%eb%b9%9b%ec%9d%b4-%ea%ba%bc%ec%a0%b8%ea%b0%80%eb%8a%94-%ec%8b%9c%eb%8c%80","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ec%b0%bd%ec%97%85%ec%9d%98-%eb%b9%9b%ec%9d%b4-%ea%ba%bc%ec%a0%b8%ea%b0%80%eb%8a%94-%ec%8b%9c%eb%8c%80\/","title":{"rendered":"\ucc3d\uc5c5\uc758 \ube5b\uc774 \uaebc\uc838\uac00\ub294 \uc2dc\ub300"},"content":{"rendered":"<p>\ud55c\uad6d\uc758 \ucc3d\uc5c5 \uc0dd\ud0dc\uacc4\uc5d0 \uc5b4\ub450\uc6b4 \uadf8\ub9bc\uc790\uac00 \ub4dc\ub9ac\uc6cc\uc9c0\uace0 \uc788\ub2e4. \ucd5c\uadfc \uc911\uc18c\ubca4\ucc98\uae30\uc5c5\ubd80\uac00 \ubc1c\ud45c\ud55c \uc790\ub8cc\uc5d0 \ub530\ub974\uba74, 2025\ub144 \uc0c1\ubc18\uae30 \ucc3d\uc5c5 \uae30\uc5c5 \uc218\uac00 \uc804\ub144 \ub300\ube44 7.8% \uac10\uc18c\ud55c 57\ub9cc4401\uac1c\ub85c \uc9d1\uacc4\ub418\uc5c8\ub2e4. \uc774\ub294 \uc9c0\ub09c 2021\ub144 \uc0c1\ubc18\uae30 73\ub9cc260\uac1c\ub97c \uae30\ub85d\ud55c \uc774\ud6c4 4\ub144 \uc5f0\uc18d \uac10\uc18c\uc138\ub97c \ubcf4\uc774\uace0 \uc788\ub294 \uac83\uc774\ub2e4. \ud2b9\ud788 \ub3c4\ub9e4\u00b7\uc18c\ub9e4\uc5c5\uacfc \uc219\ubc15\u00b7\uc74c\uc2dd\uc810\uc5c5\uc774 \uacbd\uae30\uce68\uccb4\uc758 \uc9c1\uaca9\ud0c4\uc744 \ub9de\uc544 \ucc3d\uc5c5 \uc218\uac00 \uae09\uaca9\ud788 \uc904\uc5b4\ub4e4\uc5c8\ub2e4. \uc774\ub7ec\ud55c \uc0c1\ud669\uc740 \ucc3d\uc5c5\uc744 \uafc8\uafb8\ub294 \ub9ce\uc740 \uc774\ub4e4\uc5d0\uac8c \ud604\uc2e4\uc801\uc778 \uace0\ubbfc\uac70\ub9ac\ub97c \uc548\uae30\uace0 \uc788\ub2e4.<\/p>\n<p>\uc9c0\ub09c\ud574 \uc11c\uc6b8 \uc0bc\uc131\ub3d9 \ucf54\uc5d1\uc2a4\uc5d0\uc11c \uc5f4\ub9b0 IFS \ud504\ub80c\ucc28\uc774\uc988 \ucc3d\uc5c5\u00b7\uc0b0\uc5c5 \ubc15\ub78c\ud68c\uc5d0\uc11c \uad00\ub78c\uac1d\ub4e4\uc740 \ub2e4\uc591\ud55c \ubd80\uc2a4\ub97c \ub458\ub7ec\ubcf4\uba70 \ucc3d\uc5c5 \uc544\uc774\ub514\uc5b4\ub97c \ucc3e\uc73c\ub824 \ub178\ub825\ud588\ub2e4. \uadf8\ub7ec\ub098 \uc2e4\uc81c\ub85c \ucc3d\uc5c5\uc758 \ubb38\uc744 \ub450\ub4dc\ub9ac\ub294 \uc774\ub4e4\uc740 \uc904\uc5b4\ub4e4\uace0 \uc788\uc73c\uba70, \uc774\ub294 \ub2e8\uc21c\ud55c \uc218\uce58 \uc774\uc0c1\uc758 \uc758\ubbf8\ub97c \uc9c0\ub2cc\ub2e4. \ucc3d\uc5c5\uc740 \uacbd\uc81c\uc758 \ud65c\ub825\uc744 \ubd88\uc5b4\ub123\ub294 \uc911\uc694\ud55c \uc694\uc18c\uc784\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \ud604\uc7ac\uc758 \uacbd\uc81c \uc0c1\ud669\uc740 \ub9ce\uc740 \uc608\ube44 \ucc3d\uc5c5\uc790\ub4e4\uc5d0\uac8c \ub450\ub824\uc6c0\uacfc \ubd88\uc548\uc744 \uc548\uae30\uace0 \uc788\ub2e4.<\/p>\n<p>\uc5c5\uc885\ubcc4\ub85c \uc0b4\ud3b4\ubcf4\uba74, \uae08\uc735\u00b7\ubcf4\ud5d8\uc5c5\uc740 \uc790\uae08 \uc720\uc785\uc758 \uc99d\uac00\ub85c \uc778\ud574 21.9%\uc758 \ucc3d\uc5c5 \uc99d\uac00\uc728\uc744 \ubcf4\uc600\ub2e4. \uc804\ubb38\uacfc\ud559\uae30\uc220\uc11c\ube44\uc2a4\uc5c5 \ub610\ud55c \uc628\ub77c\uc778 \uc720\ud1b5\uc758 \ud65c\uc131\ud654\uc640 \ub514\uc9c0\ud138 \uc804\ud658\uc758 \ud655\ub300\uc5d0 \ud798\uc785\uc5b4 1.7% \uc99d\uac00\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4. \uadf8\ub7ec\ub098 \uc774\ub7ec\ud55c \uae0d\uc815\uc801\uc778 \ud750\ub984\uacfc\ub294 \ub300\uc870\uc801\uc73c\ub85c \uc18c\ube44\uce68\uccb4\uc758 \uc601\ud5a5\uc744 \ubc1b\uc740 \ub3c4\u00b7\uc18c\ub9e4\uc5c5\uacfc \uc219\ubc15\u00b7\uc74c\uc2dd\uc810\uc5c5\uc740 \uac01\uac01 8.1%\uc640 14.7%\uc758 \ucc3d\uc5c5 \uac10\uc18c\ub97c \uacaa\uc5c8\ub2e4. \uc774\ub294 \uc804\uccb4 \ucc3d\uc5c5 \uae30\uc5c5 \uac10\uc18c\uc758 \uc8fc\uc694 \uc6d0\uc778\uc73c\ub85c \uc9c0\ubaa9\ub418\uace0 \uc788\ub2e4.<\/p>\n<p>\ucc3d\uc5c5\uc5d0 \ub098\uc11c\ub294 \uc5f0\ub839\ub300\ubcc4\ub85c \uc0b4\ud3b4\ubcf4\uba74, \uccad\ub144\uce35\uc758 \ucc3d\uc5c5\uc774 \ud2b9\ud788 \uc704\ucd95\ub41c \ubaa8\uc2b5\uc774\ub2e4. 30\ub300 \ubbf8\ub9cc\uc758 \uccad\ub144 \ucc3d\uc5c5\uc790\ub294 \ubb34\ub824 14% \uac10\uc18c\ud558\uc600\uace0, 30\ub300\uc640 40\ub300\uc758 \ucc3d\uc5c5\ub3c4 \uac01\uac01 8.2%\uc640 7.8% \uc904\uc5b4\ub4e4\uc5c8\ub2e4. \uc774\ub294 \ucc3d\uc5c5\uc744 \ud1b5\ud55c \uacbd\uc81c\uc801 \uc790\ub9bd\uc744 \uafc8\uafb8\ub294 \ub9ce\uc740 \uc774\ub4e4\uc5d0\uac8c \uc5b4\ub824\uc6b4 \ud604\uc2e4\uc744 \ubc18\uc601\ud558\uace0 \uc788\ub2e4.<\/p>\n<p>\uae30\uc220\uae30\ubc18 \ucc3d\uc5c5\uc758 \uacbd\uc6b0\ub3c4 \uc0c1\ud669\uc774 \ub179\ub85d\uc9c0 \uc54a\ub2e4. 2025\ub144 \uc0c1\ubc18\uae30 \uae30\uc220\uae30\ubc18 \ucc3d\uc5c5\uc740 10\ub9cc 8096\uac1c\ub85c \uc804\ub144 \ub300\ube44 3481\uac1c, \uc989 3.1% \uac10\uc18c\ud558\uc600\ub2e4. \uadf8\ub7ec\ub098 \uc774\uc640 \ub3d9\uc2dc\uc5d0 \uc804\uccb4 \ucc3d\uc5c5\uc5d0\uc11c \uae30\uc220\uae30\ubc18 \ucc3d\uc5c5\uc774 \ucc28\uc9c0\ud558\ub294 \ube44\uc911\uc740 \uc804\ub144 \ub300\ube44 0.9%\ud3ec\uc778\ud2b8 \uc99d\uac00\ud558\uc5ec \uae0d\uc815\uc801\uc778 \uc2e0\ud638\ub97c \ubcf4\uc774\uace0 \uc788\ub2e4. \uae30\uc220 \uae30\ubc18\uc758 \ucc3d\uc5c5\uc740 \ud5a5\ud6c4 \uacbd\uc81c \ud68c\ubcf5\uc758 \uc911\uc694\ud55c \ucd95\uc774 \ub420 \uc218 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud55c\ub2e4.<\/p>\n<p>\uacb0\uad6d, \ud604\uc7ac\uc758 \ucc3d\uc5c5 \uc2dc\uc7a5\uc740 \uc5ec\ub7ec \uc0ac\ud68c\uc801, \uacbd\uc81c\uc801 \uc694\uc778\uc5d0 \uc758\ud574 \ubcf5\ud569\uc801\uc73c\ub85c \uc601\ud5a5\uc744 \ubc1b\uace0 \uc788\ub2e4. \ucc3d\uc5c5\uc744 \uafc8\uafb8\ub294 \uc774\ub4e4\uc740 \uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \uc798 \uc774\ud574\ud558\uace0, \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub97c \ubaa8\uc0c9\ud574\uc57c \ud560 \ud544\uc694\uac00 \uc788\ub2e4. \uc0c8\ub85c\uc6b4 \uc2dc\ub300\uc758 \ucc3d\uc5c5\uc740 \ub2e8\uc21c\ud55c \uc544\uc774\ub514\uc5b4\uc758 \uc2e4\ud604\uc744 \ub118\uc5b4, \uacbd\uc81c\uc801 \ubd88\ud669 \uc18d\uc5d0\uc11c\ub3c4 \uc9c0\uc18d \uac00\ub2a5\ud55c \ubaa8\ub378\uc744 \ucc3e\uc544\ub0b4\ub294 \uac83\uc774 \uc911\uc694\ud560 \uac83\uc774\ub2e4. \ud5a5\ud6c4 \ucc3d\uc5c5 \uc0dd\ud0dc\uacc4\uac00 \uc5b4\ub5bb\uac8c \ubcc0\ud654\ud560\uc9c0 \uc8fc\ubaa9\ud574\uc57c \ud560 \uc2dc\uc810\uc774\ub2e4.<\/p>\n<p>[\uad00\ub828\uae30\uc0ac] <a href = 'https:\/\/n.news.naver.com\/mnews\/article\/050\/0000095513?sid=101' >https:\/\/n.news.naver.com\/mnews\/article\/050\/0000095513?sid=101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud55c\uad6d\uc758 \ucc3d\uc5c5 \uc0dd\ud0dc\uacc4\uc5d0 \uc5b4\ub450\uc6b4 \uadf8\ub9bc\uc790\uac00 \ub4dc\ub9ac\uc6cc\uc9c0\uace0 \uc788\ub2e4. \ucd5c\uadfc \uc911\uc18c\ubca4\ucc98\uae30\uc5c5\ubd80\uac00 \ubc1c\ud45c\ud55c \uc790\ub8cc\uc5d0 \ub530\ub974\uba74, 2025\ub144 \uc0c1\ubc18\uae30 \ucc3d\uc5c5 \uae30\uc5c5 \uc218\uac00 \uc804\ub144 \ub300\ube44 7.8% \uac10\uc18c\ud55c 57\ub9cc4401\uac1c\ub85c \uc9d1\uacc4\ub418\uc5c8\ub2e4. \uc774\ub294 \uc9c0\ub09c 2021\ub144 \uc0c1\ubc18\uae30 73\ub9cc260\uac1c\ub97c \uae30\ub85d\ud55c \uc774\ud6c4 4\ub144 \uc5f0\uc18d \uac10\uc18c\uc138\ub97c \ubcf4\uc774\uace0 \uc788\ub294 \uac83\uc774\ub2e4. \ud2b9\ud788 \ub3c4\ub9e4\u00b7\uc18c\ub9e4\uc5c5\uacfc \uc219\ubc15\u00b7\uc74c\uc2dd\uc810\uc5c5\uc774 \uacbd\uae30\uce68\uccb4\uc758 \uc9c1\uaca9\ud0c4\uc744 \ub9de\uc544 \ucc3d\uc5c5 \uc218\uac00 \uae09\uaca9\ud788 \uc904\uc5b4\ub4e4\uc5c8\ub2e4. \uc774\ub7ec\ud55c \uc0c1\ud669\uc740 \ucc3d\uc5c5\uc744 \uafc8\uafb8\ub294 \ub9ce\uc740 \uc774\ub4e4\uc5d0\uac8c \ud604\uc2e4\uc801\uc778 \uace0\ubbfc\uac70\ub9ac\ub97c \uc548\uae30\uace0 [&hellip;]<\/p>\n","protected":false},"author":103,"featured_media":70,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\ucc3d\uc5c5","_yoast_wpseo_metadesc":"2025\ub144 \uc0c1\ubc18\uae30 \ucc3d\uc5c5 \uae30\uc5c5 \uc218\uac00 57\ub9cc4401\uac1c\ub85c \uc804\ub144 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