{"id":16241,"date":"2026-02-17T07:00:26","date_gmt":"2026-02-16T22:00:26","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ec%84%a4-%ec%97%b0%ed%9c%b4%ec%97%90%eb%8f%84-%eb%b0%94%ec%81%9c-%ec%8a%a4%ed%83%80%ed%8a%b8%ec%97%85%eb%93%a4-%ec%a7%80%ec%9b%90%ec%82%ac%ec%97%85-%ec%8b%a0%ec%b2%ad-%ec%a4%80%eb%b9%84%eb%a1%9c\/"},"modified":"2026-02-17T07:00:26","modified_gmt":"2026-02-16T22:00:26","slug":"%ec%84%a4-%ec%97%b0%ed%9c%b4%ec%97%90%eb%8f%84-%eb%b0%94%ec%81%9c-%ec%8a%a4%ed%83%80%ed%8a%b8%ec%97%85%eb%93%a4-%ec%a7%80%ec%9b%90%ec%82%ac%ec%97%85-%ec%8b%a0%ec%b2%ad-%ec%a4%80%eb%b9%84%eb%a1%9c","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ec%84%a4-%ec%97%b0%ed%9c%b4%ec%97%90%eb%8f%84-%eb%b0%94%ec%81%9c-%ec%8a%a4%ed%83%80%ed%8a%b8%ec%97%85%eb%93%a4-%ec%a7%80%ec%9b%90%ec%82%ac%ec%97%85-%ec%8b%a0%ec%b2%ad-%ec%a4%80%eb%b9%84%eb%a1%9c\/","title":{"rendered":"\uc124 \uc5f0\ud734\uc5d0\ub3c4 \ubc14\uc05c \uc2a4\ud0c0\ud2b8\uc5c5\ub4e4 \uc9c0\uc6d0\uc0ac\uc5c5 \uc2e0\uccad \uc900\ube44\ub85c \ubd84\uc8fc"},"content":{"rendered":"

\uc124 \uc5f0\ud734\uac00 \ub2e4\uac00\uc624\uba74\uc11c \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uac00\uc871\uacfc \ud568\uaed8 \uc2dc\uac04\uc744 \ubcf4\ub0b4\uac70\ub098 \ud734\uc2dd\uc744 \ucde8\ud558\uba70 \ub290\uae0b\ud55c \uc77c\uc0c1\uc744 \uc990\uae30\uace0 \uc788\uc9c0\ub9cc, \uc2a4\ud0c0\ud2b8\uc5c5\ub4e4\uc740 \uc624\ud788\ub824 \uc774 \uc2dc\uae30\uc5d0 \ub354\uc6b1 \ubc14\uc05c \uc77c\uc815\uc744 \uc18c\ud654\ud558\uace0 \uc788\ub2e4. \uadf8 \uc774\uc720\ub294 \uc815\ubd80\uc640 \uc9c0\ubc29\uc790\uce58\ub2e8\uccb4, \ubbfc\uac04\uae30\uad00\uc758 \ub2e4\uc591\ud55c \uc9c0\uc6d0\uc0ac\uc5c5 \uc2e0\uccad\uc774 2\uc6d4\uacfc 3\uc6d4\ub85c \uc9d1\uc911\ub418\uae30 \ub54c\ubb38\uc774\ub2e4. \uc774\ub85c \uc778\ud574 \uc2a4\ud0c0\ud2b8\uc5c5\ub4e4\uc740 ‘\ud398\uc774\ud37c\uc6cc\ud06c’\ub77c \ubd88\ub9ac\ub294 \uc11c\ub958 \uc791\uc5c5\uc5d0 \ub9e4\ub2ec\ub9ac\uba70 \uc9c0\uc6d0\uae08\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud574 \ubd84\uc8fc\ud55c \uc2dc\uac04\uc744 \ubcf4\ub0b4\uace0 \uc788\ub2e4.<\/p>\n

\uc911\uc18c\ubca4\ucc98\uae30\uc5c5\ubd80\ub294 \uc62c\ud574 \uc0c8\ub86d\uac8c \ucd94\uc9c4\ud558\ub294 ‘\uc720\ub2c8\ucf58\ube0c\ub9bf\uc9c0 \uc0ac\uc5c5’\uc758 \ucc38\uac00\uc0ac\ub97c \ubaa8\uc9d1\ud558\uace0 \uc788\ub2e4. \uc774 \uc0ac\uc5c5\uc740 \uc720\ub2c8\ucf58\uc73c\ub85c \uc131\uc7a5\ud560 \uac00\ub2a5\uc131\uc774 \uc788\ub294 \uc720\ub9dd \uae30\uc5c5\uc744 \ubc1c\uad74\ud558\uc5ec, 2\ub144 \ub3d9\uc548 \ucd1d 16\uc5b5 \uc6d0\uc758 \uc815\ubd80 \uc9c0\uc6d0\uae08\uacfc \ucd5c\ub300 200\uc5b5 \uc6d0\uc758 \ud2b9\ubcc4\ubcf4\uc99d\uc744 \uc81c\uacf5\ud558\ub294 \ud504\ub85c\uadf8\ub7a8\uc774\ub2e4. \uc9c0\uc6d0 \ub300\uc0c1\uc740 \ucd5c\uadfc 5\ub144\uac04 \ub204\uc801 \ud22c\uc790 \uc2e4\uc801\uc774 50\uc5b5 \uc6d0 \uc774\uc0c1\uc778 \ube44\uc0c1\uc7a5 \uae30\uc5c5\uc73c\ub85c, \uae30\uc5c5\uac00\uce58\uac00 1,000\uc5b5 \uc6d0 \uc774\uc0c1\uc774\uac70\ub098 \uc911\uae30\ubd80\uc758 ‘\ud301\uc2a4(TIPS)’ \ub610\ub294 ‘\ucd08\uaca9\ucc28 \uc2a4\ud0c0\ud2b8\uc5c5 \ud504\ub85c\uc81d\ud2b8’\ub97c \uc644\ub8cc\ud55c \ucc3d\uc5c5\uae30\uc5c5 \ubc0f \ubca4\ucc98\uae30\uc5c5\uc774 \ud3ec\ud568\ub41c\ub2e4. \uc774 \uc0ac\uc5c5\uc758 \ucc38\uac00 \uc2e0\uccad\uc740 \uc624\ub294 20\uc77c\uae4c\uc9c0 \uac00\ub2a5\ud558\uba70, 4\uc6d4 \uc911\uc5d0 \uae30\uc5c5 \uc120\ubc1c\uc774 \uc644\ub8cc\ub420 \uc608\uc815\uc774\ub2e4.<\/p>\n

\ub610\ud55c \uacfc\ud559\uae30\uc220\uc815\ubcf4\ud1b5\uc2e0\ubd80\ub294 D\u00b7N\u00b7A(\ub370\uc774\ud130\u00b7\ub124\ud2b8\uc6cc\ud06c\u00b7\uc778\uacf5\uc9c0\ub2a5) \ubd84\uc57c \uae30\uc5c5\uc758 \ud574\uc678 \uc9c4\ucd9c\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud55c ‘2026\ub144 D.N.A. \ub300\u00b7\uc911\uc18c \ub3d9\ubc18\uad00\uacc4 \ub3d9\ubc18 \uc9c4\ucd9c’ \uc0ac\uc5c5\uc5d0 \ucc38\uc5ec\ud560 \uae30\uc5c5\ub4e4\uc758 \uc2e0\uccad\uc744 \uc624\ub294 26\uc77c\uae4c\uc9c0 \ubc1b\uace0 \uc788\ub2e4. \uc774 \uc0ac\uc5c5\uc740 \uc911\uc18c\uae30\uc5c5\uc774 \ud604\uc9c0\uc5d0\uc11c \ub514\uc9c0\ud138 \uc735\ud569 \uc11c\ube44\uc2a4\ub97c \uc2e4\uc99d\ud558\uace0 \uc0c1\uc6a9\ud654\ud560 \uc218 \uc788\ub3c4\ub85d \ub300\uae30\uc5c5\uacfc \ucee8\uc18c\uc2dc\uc5c4\uc744 \uad6c\uc131\ud558\uc5ec \uae00\ub85c\ubc8c \ub124\ud2b8\uc6cc\ud06c\uc640 \uc0ac\uc5c5 \uc5ed\ub7c9\uc744 \uacb0\ud569\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud55c\ub2e4. \ub2e8\uc21c\ud55c \uae30\uc220 \uc804\uc2dc\ub97c \ub118\uc5b4 \uc2e4\uc9c8\uc801\uc778 \ud574\uc678 \uc2dc\uc7a5 \uc9c4\uc785 \uae30\ubc18\uc744 \ub9c8\ub828\ud558\ub294 \uac83\uc5d0 \uc911\uc810\uc744 \ub450\uace0 \uc788\ub2e4.<\/p>\n

\ubb38\ud654\uccb4\uc721\uad00\uad11\ubd80\ub294 \ud55c\uad6d\uad00\uad11\uacf5\uc0ac\uc640 \ud611\ub825\ud558\uc5ec ‘\uc81c17\ud68c \uad00\uad11\ubca4\ucc98\uc0ac\uc5c5 \uacf5\ubaa8\uc804’\uc744 \uc9c4\ud589\ud558\uace0 \uc788\ub2e4. \uc774 \uacf5\ubaa8\uc804\uc740 \ud55c\uad6d \uad00\uad11 \uc0b0\uc5c5\uc758 \ubbf8\ub798\ub97c \uc774\ub04c\uc5b4\uac08 \ud601\uc2e0 \uad00\uad11\uae30\uc5c5 100\uac1c\uc0ac\ub97c \uc120\ubc1c\ud558\uace0, \ucd5c\uc885 \uc120\uc815\ub41c \uae30\uc5c5\uc5d0\ub294 \ucd5c\ub300 1\uc5b5 \uc6d0\uc758 \uc0ac\uc5c5\ud654 \uc790\uae08\uc774 \uc9c0\uc6d0\ub41c\ub2e4. \uc5ec\uae30\uc5d0 \ucc3d\uc5c5\uacfc \uacbd\uc601\uc5d0 \ud544\uc694\ud55c \uc2e4\ubb34 \uad50\uc721, \uc804\ubb38\uac00 \ub9de\ucda4\ud615 \ucee8\uc124\ud305, \uad6d\ub0b4\uc678 \ud22c\uc790\uc720\uce58 \uae30\ud68c \ud655\ub300 \ub4f1\uc758 \ub2e4\uc591\ud55c \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8\ub3c4 \ub9c8\ub828\ub418\uc5b4 \uc788\uc5b4 \uae30\uc5c5\ub4e4\uc758 \uc2e4\uc9c8\uc801\uc778 \uc131\uc7a5\uc744 \ub3c4\ubaa8\ud558\uace0 \uc788\ub2e4.<\/p>\n

\uc9c0\ubc29\uc790\uce58\ub2e8\uccb4\ub4e4\uc758 \uc9c0\uc6d0\uc0ac\uc5c5\ub3c4 \ud65c\ubc1c\ud558\uac8c \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\ub2e4. \uc11c\uc6b8\uc2dc\ub294 \ud574\uc678 \ub9c8\ucf00\ud305\uacfc \ud310\ub85c \uac1c\ucc99\uc744 \ub3d9\uc2dc\uc5d0 \uc9c0\uc6d0\ud558\ub294 ‘\uc11c\uc6b8\ubdf0\ud2f0\ud5c8\ube0c’\uc758 \ucc38\uc5ec\uc0ac\ub97c \ubaa8\uc9d1\ud558\uace0 \uc788\uc73c\uba70, \uc120\ubc1c\ub41c \uae30\uc5c5\uc5d0\ub294 \uc218\ucd9c \uc778\uc99d \ubc0f \uc9c0\uc2dd\uc7ac\uc0b0\uad8c \ucde8\ub4dd \uc9c0\uc6d0\uacfc \ud568\uaed8 \ud574\uc678 \ubc15\ub78c\ud68c \ucc38\uac00 \ub4f1\uc758 \ud604\uc9c0 \uc2dc\uc7a5 \uc9c4\ucd9c \ud504\ub85c\uadf8\ub7a8\uc774 \uc81c\uacf5\ub41c\ub2e4. \uacbd\uae30\ub3c4\uc640 \uacbd\uae30\ub3c4\uacbd\uc81c\uacfc\ud559\uc9c4\ud765\uc6d0\ub3c4 ‘\uc778\ubca0\uc2a4\ud2b8(INVEST) \uacbd\uae30’ \uc0ac\uc5c5\uc5d0 \ucc38\uc5ec\ud560 \uc720\ub9dd\uae30\uc5c5\uc744 \ubaa8\uc9d1\ud558\uace0 \uc788\uc73c\uba70, \ubd80\uc0b0\uc2dc\ub294 \ub85c\uceec \ube0c\ub79c\ub4dc \ubc1c\uad74\uc744 \uc704\ud55c ‘\ube44\uc698\ub4dc \ube44-\uc2a4\ud0c0’ \ud504\ub85c\uc81d\ud2b8\ub97c \uc9c4\ud589\ud558\uc5ec \uc9c0\uc5ed \uae30\uc5c5\ub4e4\uc758 \uc131\uc7a5\uc744 \uc9c0\uc6d0\ud558\uace0 \uc788\ub2e4.<\/p>\n

\ubfd0\ub9cc \uc544\ub2c8\ub77c \ub300\uad6c\uc2dc\ub294 ‘\ucc3d\uc5c5\uae30\uc5c5 \uc2a4\ucf00\uc77c\uc5c5 \uc9c0\uc6d0\uc0ac\uc5c5’\uc744 \ud1b5\ud574 \uc9c0\uc5ed\uc758 \uc720\ub9dd \ucc3d\uc5c5\uae30\uc5c5\uc744 \ubc1c\uad74\ud558\uace0, \uc2e0\ud55c\uae08\uc735\ud76c\ub9dd\uc7ac\ub2e8\uc740 ‘\uc2e0\ud55c \uc2a4\ud018\uc5b4\ube0c\ub9bf\uc9c0 \uc778\ucc9c’ \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574 \ub525\ud14c\ud06c \ubc0f \ubc14\uc774\uc624 \ubd84\uc57c\uc758 \uc2a4\ud0c0\ud2b8\uc5c5\uc744 \uc9c0\uc6d0\ud558\ub294 \ub4f1 \uae08\uc735\uad8c\uc5d0\uc11c\ub3c4 \uc2a4\ud0c0\ud2b8\uc5c5\uc5d0 \ub300\ud55c \uc9c0\uc6d0\uc744 \uc544\ub07c\uc9c0 \uc54a\uace0 \uc788\ub2e4. \uc774\ub7ec\ud55c \ub2e4\uc591\ud55c \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8\ub4e4\uc740 \uc2a4\ud0c0\ud2b8\uc5c5\ub4e4\uc774 \uc548\uc815\uc801\uc73c\ub85c \uc131\uc7a5\ud558\uace0 \uc2dc\uc7a5\uc5d0\uc11c \uacbd\uc7c1\ub825\uc744 \ud655\ubcf4\ud558\ub294 \ub370 \ud070 \ub3c4\uc6c0\uc744 \uc8fc\uace0 \uc788\ub2e4.<\/p>\n

\uacb0\uad6d, \uc124 \uc5f0\ud734\uac00 \uc9c0\ub098\ub354\ub77c\ub3c4 \uc2a4\ud0c0\ud2b8\uc5c5\ub4e4\uc740 \uc9c0\uc6d0\uc0ac\uc5c5 \uc2e0\uccad\uacfc \uc11c\ub958 \uc791\uc5c5\uc5d0 \ub9e4\uc9c4\ud558\uba70 \ubbf8\ub798\uc758 \uc131\uc7a5\uc744 \uc704\ud55c \ubc1c\ud310\uc744 \ub2e4\uc9c0\uace0 \uc788\ub2e4. \uc774\ub4e4\uc740 \uc815\ubd80\uc640 \uc9c0\uc790\uccb4, \ubbfc\uac04\uc758 \uc9c0\uc6d0\uc744 \ud1b5\ud574 \uc0c8\ub85c\uc6b4 \uac00\ub2a5\uc131\uc744 \uc5f4\uc5b4\uac00\uba70, \ud601\uc2e0\uc801\uc778 \uc544\uc774\ub514\uc5b4\uc640 \uae30\uc220\ub85c \uacbd\uc7c1\ub825\uc744 \uac15\ud654\ud574 \ub098\uac08 \uac83\uc73c\ub85c \uae30\ub300\ub41c\ub2e4.<\/p>\n

[\uad00\ub828\uae30\uc0ac] https:\/\/n.news.naver.com\/mnews\/article\/008\/0005318891?sid=101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\uc124 \uc5f0\ud734\uac00 \ub2e4\uac00\uc624\uba74\uc11c \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uac00\uc871\uacfc \ud568\uaed8 \uc2dc\uac04\uc744 \ubcf4\ub0b4\uac70\ub098 \ud734\uc2dd\uc744 \ucde8\ud558\uba70 \ub290\uae0b\ud55c \uc77c\uc0c1\uc744 \uc990\uae30\uace0 \uc788\uc9c0\ub9cc, \uc2a4\ud0c0\ud2b8\uc5c5\ub4e4\uc740 \uc624\ud788\ub824 \uc774 \uc2dc\uae30\uc5d0 \ub354\uc6b1 \ubc14\uc05c \uc77c\uc815\uc744 \uc18c\ud654\ud558\uace0 \uc788\ub2e4. \uadf8 \uc774\uc720\ub294 \uc815\ubd80\uc640 \uc9c0\ubc29\uc790\uce58\ub2e8\uccb4, \ubbfc\uac04\uae30\uad00\uc758 \ub2e4\uc591\ud55c \uc9c0\uc6d0\uc0ac\uc5c5 \uc2e0\uccad\uc774 2\uc6d4\uacfc 3\uc6d4\ub85c \uc9d1\uc911\ub418\uae30 \ub54c\ubb38\uc774\ub2e4. \uc774\ub85c \uc778\ud574 \uc2a4\ud0c0\ud2b8\uc5c5\ub4e4\uc740 ‘\ud398\uc774\ud37c\uc6cc\ud06c’\ub77c \ubd88\ub9ac\ub294 \uc11c\ub958 \uc791\uc5c5\uc5d0 \ub9e4\ub2ec\ub9ac\uba70 \uc9c0\uc6d0\uae08\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud574 \ubd84\uc8fc\ud55c \uc2dc\uac04\uc744 \ubcf4\ub0b4\uace0 \uc788\ub2e4. \uc911\uc18c\ubca4\ucc98\uae30\uc5c5\ubd80\ub294 \uc62c\ud574 \uc0c8\ub86d\uac8c \ucd94\uc9c4\ud558\ub294 […]<\/p>\n","protected":false},"author":54,"featured_media":67,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\uc2a4\ud0c0\ud2b8\uc5c5","_yoast_wpseo_metadesc":"\uc124 \uc5f0\ud734\ub97c \ub9de\uc544 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ud734\uc2dd\uc744 \ucde8\ud558\ub294 \ub3d9\uc548 \uc2a4\ud0c0\ud2b8\uc5c5\ub4e4\uc740 \uc815\ubd80\uc640 \uc9c0\uc790\uccb4\uc758 \ub2e4\uc591\ud55c \uc9c0\uc6d0\uc0ac\uc5c5 \uc2e0\uccad\uc744 \uc704\ud574 \ubc14\uc05c \uc77c\uc815\uc744 \uc18c\ud654\ud558\uace0 \uc788\ub2e4. \uc911\uc18c\ubca4\ucc98\uae30\uc5c5\ubd80\uc758 '\uc720\ub2c8\ucf58\ube0c\ub9bf\uc9c0 \uc0ac\uc5c5'\uc744 \ube44\ub86f\ud574 \uacfc\ud559\uae30\uc220\uc815\ubcf4\ud1b5\uc2e0\ubd80, \ubb38\ud654\uccb4\uc721\uad00\uad11\ubd80 \ub4f1 \uc5ec\ub7ec 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