{"id":17008,"date":"2026-02-21T12:36:41","date_gmt":"2026-02-21T03:36:41","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ec%8b%9c%ed%8b%b0%eb%b1%85%ed%81%ac%ea%b0%80-%eb%82%98%ec%9d%98-%ea%b8%88%ec%9c%b5-%ed%8c%8c%ed%8a%b8%eb%84%88%ea%b0%80-%eb%90%9c-%ec%9d%b4%ec%95%bc%ea%b8%b0-%ea%b8%88%ec%9c%b5%ec%9d%98-%ec%83%88\/"},"modified":"2026-02-21T12:36:41","modified_gmt":"2026-02-21T03:36:41","slug":"%ec%8b%9c%ed%8b%b0%eb%b1%85%ed%81%ac%ea%b0%80-%eb%82%98%ec%9d%98-%ea%b8%88%ec%9c%b5-%ed%8c%8c%ed%8a%b8%eb%84%88%ea%b0%80-%eb%90%9c-%ec%9d%b4%ec%95%bc%ea%b8%b0-%ea%b8%88%ec%9c%b5%ec%9d%98-%ec%83%88","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ec%8b%9c%ed%8b%b0%eb%b1%85%ed%81%ac%ea%b0%80-%eb%82%98%ec%9d%98-%ea%b8%88%ec%9c%b5-%ed%8c%8c%ed%8a%b8%eb%84%88%ea%b0%80-%eb%90%9c-%ec%9d%b4%ec%95%bc%ea%b8%b0-%ea%b8%88%ec%9c%b5%ec%9d%98-%ec%83%88\/","title":{"rendered":"&#8220;\uc2dc\ud2f0\ubc45\ud06c\uac00 \ub098\uc758 \uae08\uc735 \ud30c\ud2b8\ub108\uac00 \ub41c 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\uc2dc\uc791\ud588\uc9c0\ub9cc, \ube60\ub974\uac8c \uc131\uc7a5\ud558\uba70 1865\ub144\uc5d0\ub294 \ucd5c\ucd08\uc758 \ubbf8\uad6d \uc740\ud589\uc73c\ub85c \ud574\uc678\uc5d0 \uc9c0\uc810\uc744 \uc124\ub9bd\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ub2f9\uc2dc\ub85c\uc11c\ub294 \ub9e4\uc6b0 \ud601\uc2e0\uc801\uc778 \uc77c\uc774\uc5c8\uc73c\uba70, \uc624\ub298\ub0a0\uc758 \uae00\ub85c\ubc8c \uae08\uc735 \uc2dc\uc7a5\uc758 \ucd08\uc11d\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\ud2f0\ubc45\ud06c\uc758 \ube0c\ub79c\ub4dc \ucca0\ud559\uc740 &#8216;\uc6b0\ub9ac\ub294 \uace0\uac1d\uacfc \ud568\uaed8 \uc131\uc7a5\ud55c\ub2e4&#8217;\ub294 \uc2e0\ub150\uc5d0 \ubfcc\ub9ac\ub97c \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uac1d\uc758 \ud544\uc694\ub97c \ucd5c\uc6b0\uc120\uc73c\ub85c \uc0dd\uac01\ud558\uba70, \uadf8\ub4e4\uc758 \uae08\uc735 \ubaa9\ud45c\ub97c \uc9c0\uc6d0\ud558\ub294 \uac83\uc774 \uc774 \ube0c\ub79c\ub4dc\uc758 \ubaa9\ud45c\uc785\ub2c8\ub2e4. \uc774\ub97c \uc704\ud574 \uc2dc\ud2f0\ubc45\ud06c\ub294 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uacfc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uba70, \uace0\uac1d\uc758 \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c\uc5d0 \ub9de\ucd98 \uc194\ub8e8\uc158\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4. \ud2b9\ud788, \ub514\uc9c0\ud138 \ud601\uc2e0\uc5d0 \uc9d1\uc911\ud558\uc5ec, \uace0\uac1d\uc774 \uc5b8\uc81c \uc5b4\ub514\uc11c\ub098 \ud3b8\ub9ac\ud558\uac8c \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ub178\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\ud2f0\ubc45\ud06c\uc640 \uad00\ub828\ub41c \uc7ac\ubbf8\uc788\ub294 \uc77c\ud654 \uc911 \ud558\ub098\ub294 2008\ub144 \uae00\ub85c\ubc8c \uae08\uc735 \uc704\uae30 \ub54c\uc758 \uc774\uc57c\uae30\uc785\ub2c8\ub2e4. \ub2f9\uc2dc \ub9ce\uc740 \uae08\uc735 \uae30\uad00\ub4e4\uc774 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\ub358 \uc0c1\ud669 \uc18d\uc5d0\uc11c\ub3c4 \uc2dc\ud2f0\ubc45\ud06c\ub294 \uace0\uac1d\uacfc\uc758 \uc18c\ud1b5\uc744 \uac15\ud654\ud558\uba70 \uc2e0\ub8b0\ub97c \uc720\uc9c0\ud588\uc2b5\ub2c8\ub2e4. \uadf8 \uacb0\uacfc, \uace0\uac1d\ub4e4\uc740 \uc774 \uc740\ud589\uc5d0 \ub300\ud55c \ubbff\uc74c\uc744 \uc783\uc9c0 \uc54a\uace0 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uacc4\uc18d \uc774\uc6a9\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc77c\ud654\ub294 \uc2dc\ud2f0\ubc45\ud06c\uac00 \uace0\uac1d\uacfc\uc758 \uc2e0\ub8b0\ub97c \uc5bc\ub9c8\ub098 \uc911\uc694\ud558\uac8c \uc5ec\uae30\ub294\uc9c0\ub97c \uc798 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \uc2dc\ud2f0\ubc45\ud06c\ub294 \uc0ac\ud68c\uc801 \ucc45\uc784\uc744 \ub2e4\ud558\ub294 \ube0c\ub79c\ub4dc\ub85c\ub3c4 \uc720\uba85\ud569\ub2c8\ub2e4. &#8216;\uc2dc\ud2f0\uc7ac\ub2e8&#8217;\uc744 \ud1b5\ud574 \uad50\uc721, \uae08\uc735 \ud3ec\uc6a9\uc131, \uadf8\ub9ac\uace0 \ud658\uacbd \ubcf4\ud638\uc640 \uac19\uc740 \uc5ec\ub7ec \uc0ac\ud68c\uc801 \uc774\uc288\uc5d0 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ub2e8\uc21c\ud55c \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \ub118\uc5b4, \uace0\uac1d\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc0ac\ud68c \uc804\uccb4\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0\uc790 \ud558\ub294 \ubaa8\uc2b5\uc744 \ubcf4\uc5ec \uc90d\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\ud2f0\ubc45\ud06c\ub294 \uc804 \uc138\uacc4 100\uc5ec \uac1c\uad6d\uc5d0\uc11c \uc11c\ube44\uc2a4\ud558\uace0 \uc788\uc73c\uba70, \ub2e4\uc591\ud55c \ubb38\ud654\uc640 \ubc30\uacbd\uc744 \uac00\uc9c4 \uace0\uac1d\ub4e4\uc744 \uc774\ud574\ud558\uace0 \uc874\uc911\ud558\ub294 \uae00\ub85c\ubc8c \ube0c\ub79c\ub4dc\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uac1d\uc758 \ub2e4\uc591\uc131\uc744 \ubc18\uc601\ud55c \ub9de\ucda4\ud615 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud568\uc73c\ub85c\uc368, \uc2dc\ud2f0\ubc45\ud06c\ub294 &#8216;\uae08\uc735\uc758 \uc138\uacc4\ud654&#8217;\ub97c \uc120\ub3c4\ud558\ub294 \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc2dc\ud2f0\ubc45\ud06c\ub294 \uae08\uc735 \uc11c\ube44\uc2a4 \uc678\uc5d0\ub3c4 \uace0\uac1d\uc758 \uc0b6\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uae30 \uc704\ud55c \ub2e4\uc591\ud55c \ucea0\ud398\uc778\uacfc \uc774\ubca4\ud2b8\ub97c \uc9c4\ud589\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uac1d\uacfc\uc758 \uc18c\ud1b5\uc744 \uac15\ud654\ud558\uba70, \ube0c\ub79c\ub4dc \ucda9\uc131\ub3c4\ub97c \ub192\uc774\ub294 \uc804\ub7b5\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \ucd94\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub178\ub825\ub4e4\uc740 \uc2dc\ud2f0\ubc45\ud06c\uac00 \ub2e8\uc21c\ud55c \uae08\uc735 \uae30\uad00\uc774 \uc544\ub2cc, \uace0\uac1d\uc758 \uc0b6\uc5d0 \ud568\uaed8\ud558\ub294 \ud30c\ud2b8\ub108\ub85c\uc11c\uc758 \uc774\ubbf8\uc9c0\ub97c \ub354\uc6b1 \uac15\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc2dc\ud2f0\ubc45\ud06c, \uc804 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ud070 \uae08\uc735 \uc11c\ube44\uc2a4 \ud68c\uc0ac \uc911 \ud558\ub098\ub85c \uc790\ub9ac \uc7a1\uc740 \uc774 \ube0c\ub79c\ub4dc\ub294 1812\ub144 \ubbf8\uad6d \ub274\uc695\uc5d0\uc11c \uc2dc\uc791\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub2f9\uc2dc \uc2dc\ud2f0\ubc45\ud06c\ub294 &#8216;City Bank of New York&#8217;\ub77c\ub294 \uc774\ub984\uc73c\ub85c \uc124\ub9bd\ub418\uc5c8\uace0, \uae08\uc735 \uc11c\ube44\uc2a4\uc758 \ud601\uc2e0\uc744 \uc774\ub04c\uc5b4\uc654\uc2b5\ub2c8\ub2e4. \uc774 \uc740\ud589\uc758 \uc2dc\uc791\uc740 \ub274\uc695\uc758 \uae08\uc735 \uc911\uc2ec\uc9c0\uc5d0\uc11c \uc77c\uc5b4\ub09c \uc5ec\ub7ec \uc0ac\uac74\ub4e4\uacfc \ub9de\ubb3c\ub824 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\ud2f0\ubc45\ud06c\ub294 \ucc98\uc74c\uc5d0\ub294 \uc18c\uaddc\ubaa8 \ub300\ucd9c \uae30\uad00\uc73c\ub85c \uc2dc\uc791\ud588\uc9c0\ub9cc, \ube60\ub974\uac8c \uc131\uc7a5\ud558\uba70 1865\ub144\uc5d0\ub294 \ucd5c\ucd08\uc758 \ubbf8\uad6d \uc740\ud589\uc73c\ub85c \ud574\uc678\uc5d0 [&hellip;]<\/p>\n","protected":false},"author":47,"featured_media":73,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Citibank \uc2dc\ud2f0\ubc45\ud06c","_yoast_wpseo_metadesc":"\uc2dc\ud2f0\ubc45\ud06c\ub294 1812\ub144\uc5d0 \uc124\ub9bd\ub41c \uae00\ub85c\ubc8c \uae08\uc735 \uc11c\ube44\uc2a4 \ube0c\ub79c\ub4dc\ub85c, \uace0\uac1d\uacfc\uc758 \uc2e0\ub8b0\ub97c \uc911\uc2dc\ud558\uba70 \ub2e4\uc591\ud55c \uae08\uc735 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uace0\uac1d\uc758 \ud544\uc694\uc5d0 \ubd80\ud569\ud558\ub294 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uba70, \uc0ac\ud68c\uc801 \ucc45\uc784\uc744 \ub2e4\ud558\ub294 \ube0c\ub79c\ub4dc\ub85c\ub3c4 \uc720\uba85\ud569\ub2c8\ub2e4. \uc2dc\ud2f0\ubc45\ud06c\ub294 \uace0\uac1d\uacfc \ud568\uaed8 \uc131\uc7a5\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud558\uba70, \ud601\uc2e0\uc801\uc778 \ub514\uc9c0\ud138 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \uae00\ub85c\ubc8c \uae08\uc735 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uc785\uc9c0\ub97c \ub2e4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.","footnotes":""},"categories":[10],"tags":[913,5561,2307,83,1965],"class_list":["post-17008","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-10","tag-913","tag-5561","tag-2307","tag-83","tag-1965"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>&quot;\uc2dc\ud2f0\ubc45\ud06c\uac00 \ub098\uc758 \uae08\uc735 \ud30c\ud2b8\ub108\uac00 \ub41c \uc774\uc57c\uae30&quot; \uae08\uc735\uc758 \uc0c8\ub85c\uc6b4 \ud328\ub7ec\ub2e4\uc784 - \ub450\ucc3d\ud2b9\ud5c8\ubc95\ub960\uc0ac\ubb34\uc18c<\/title>\n<meta name=\"description\" content=\"\uc2dc\ud2f0\ubc45\ud06c\ub294 1812\ub144\uc5d0 \uc124\ub9bd\ub41c \uae00\ub85c\ubc8c \uae08\uc735 \uc11c\ube44\uc2a4 \ube0c\ub79c\ub4dc\ub85c, \uace0\uac1d\uacfc\uc758 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