{"id":17064,"date":"2026-02-22T07:47:09","date_gmt":"2026-02-21T22:47:09","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ed%95%9c%ed%99%94%ed%88%ac%ec%9e%90%ec%a6%9d%ea%b6%8c-%ed%81%ac%eb%a6%ac%ec%84%9c%ec%8a%a4%ec%97%90-%ec%a0%84%eb%9e%b5%ec%a0%81-%ed%88%ac%ec%9e%90%eb%a1%9c-%eb%94%94%ec%a7%80%ed%84%b8%ec%9e%90\/"},"modified":"2026-02-22T07:47:09","modified_gmt":"2026-02-21T22:47:09","slug":"%ed%95%9c%ed%99%94%ed%88%ac%ec%9e%90%ec%a6%9d%ea%b6%8c-%ed%81%ac%eb%a6%ac%ec%84%9c%ec%8a%a4%ec%97%90-%ec%a0%84%eb%9e%b5%ec%a0%81-%ed%88%ac%ec%9e%90%eb%a1%9c-%eb%94%94%ec%a7%80%ed%84%b8%ec%9e%90","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ed%95%9c%ed%99%94%ed%88%ac%ec%9e%90%ec%a6%9d%ea%b6%8c-%ed%81%ac%eb%a6%ac%ec%84%9c%ec%8a%a4%ec%97%90-%ec%a0%84%eb%9e%b5%ec%a0%81-%ed%88%ac%ec%9e%90%eb%a1%9c-%eb%94%94%ec%a7%80%ed%84%b8%ec%9e%90\/","title":{"rendered":"\ud55c\ud654\ud22c\uc790\uc99d\uad8c, \ud06c\ub9ac\uc11c\uc2a4\uc5d0 \uc804\ub7b5\uc801 \ud22c\uc790\ub85c \ub514\uc9c0\ud138\uc790\uc0b0 \uc11c\ube44\uc2a4 \uac15\ud654"},"content":{"rendered":"<p>\ud55c\ud654\ud22c\uc790\uc99d\uad8c\uc774 \uae00\ub85c\ubc8c \uc6f93 \uc804\ubb38 \uae30\uc5c5\uc778 \ud06c\ub9ac\uc11c\uc2a4\uc5d0 \uc57d 180\uc5b5\uc6d0 \uaddc\ubaa8\uc758 \uc804\ub7b5\uc801 \ud22c\uc790\ub97c \uc644\ub8cc\ud588\ub2e4\uace0 \ucd5c\uadfc \ubc1c\ud45c\ud588\ub2e4. \uc774\uc640 \uac19\uc740 \uacb0\uc815\uc740 \ud55c\ud654\ud22c\uc790\uc99d\uad8c\uc774 \ub514\uc9c0\ud138\uc790\uc0b0 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uc785\uc9c0\ub97c \uac15\ud654\ud558\uace0, \uace0\uac1d\uc5d0\uac8c \ubcf4\ub2e4 \ud5a5\uc0c1\ub41c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud55c \uc911\uc694\ud55c \ubc1c\uac78\uc74c\uc73c\ub85c \ud3c9\uac00\ub41c\ub2e4. \ud06c\ub9ac\uc11c\uc2a4\ub294 \ubbf8\uad6d\uc5d0 \ubcf8\uc0ac\ub97c \ub450\uace0 \uc788\uc73c\uba70, \uc0ac\uc6a9\uc790\ub4e4\uc774 \ubcf5\uc7a1\ud55c \uc554\ud638\ub97c \uc9c1\uc811 \uad00\ub9ac\ud558\uc9c0 \uc54a\ub3c4\ub85d \ub3d5\ub294 \uc2dc\ub4dc\ub9ac\uc2a4 \ubcf5\uad6c \uae30\uc220\uc744 \ubcf4\uc720\ud558\uace0 \uc788\ub2e4. \uc774 \uae30\uc220\uc740 \uae30\uc5c5\uc6a9 \ub514\uc9c0\ud138 \uc9c0\uac11 \uc194\ub8e8\uc158\uacfc \uc2e4\ubb3c \uae30\ubc18 \ud1a0\ud070\ud654 \uc790\uc0b0 \ud50c\ub7ab\ud3fc \uc6b4\uc601\uc5d0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uace0 \uc788\ub2e4.<\/p>\n<p>\ud55c\ud654\ud22c\uc790\uc99d\uad8c\uc740 \uc9c0\ub09c\ud574 12\uc6d4 \ud06c\ub9ac\uc11c\uc2a4\uc640 \uccb4\uacb0\ud55c \uc5c5\ubb34\ud611\uc57d\uc744 \ubc14\ud0d5\uc73c\ub85c, \uc774\ubc88 \ud22c\uc790\ub85c \ub2e8\uc21c\ud55c \uc9c0\ubd84 \uad00\uacc4\ub97c \ub118\uc5b4 \uc911\uc7a5\uae30\uc801\uc778 \uae30\uc220 \ud611\ub825\uc5d0 \ub098\uc124 \uc608\uc815\uc774\ub2e4. \uc774\ub294 \uae08\uc735 \uc11c\ube44\uc2a4 \ubd84\uc57c\uc5d0\uc11c \ud601\uc2e0\uc744 \ucd94\uad6c\ud558\ub294 \ud55c\ud654\ud22c\uc790\uc99d\uad8c\uc758 \uc758\uc9c0\ub97c \uc798 \ubcf4\uc5ec\uc900\ub2e4. \ud2b9\ud788, \ud06c\ub9ac\uc11c\uc2a4\uc758 \uc2dc\ub4dc\ub9ac\uc2a4 \uc9c0\uac11 \ubcf4\uc548 \uae30\uc220\uacfc \ud1a0\ud070\ud654 \uc778\ud504\ub77c\ub294 \ud55c\ud654\ud22c\uc790\uc99d\uad8c\uc774 \ub300\uace0\uac1d \ub514\uc9c0\ud138 \uc790\uc0b0 \uc11c\ube44\uc2a4\ub97c \uace0\ub3c4\ud654\ud558\uace0, \uc2e4\ubb3c \uae30\ubc18 \ud1a0\ud070\ud654 \uc790\uc0b0(RWA) \uc2dc\uc7a5\uc744 \uac1c\ucc99\ud558\ub294 \ub370 \ud575\uc2ec\uc801\uc778 \uc5ed\ud560\uc744 \ud560 \uac83\uc73c\ub85c \uae30\ub300\ub41c\ub2e4.<\/p>\n<p>\ud55c\ud654\ud22c\uc790\uc99d\uad8c\uc758 \uc190\uc885\ubbfc \ubbf8\ub798\uc804\ub7b5\uc2e4 \uc804\ubb34\ub294 &#8220;\ud06c\ub9ac\uc11c\uc2a4\uc758 \ub3c5\ubcf4\uc801\uc778 \uc9c0\uac11 \ubcf4\uc548 \uae30\uc220\uacfc RWA \uc778\ud504\ub77c\ub294 \ub2f9\uc0ac\uc758 \ub514\uc9c0\ud138\uc790\uc0b0 \uace0\ub3c4\ud654\uc5d0 \ud544\uc218\uc801&#8221;\uc774\ub77c\uba70, &#8220;\uc55e\uc73c\ub85c\ub3c4 \uae00\ub85c\ubc8c \ucd5c\uace0 \uc218\uc900\uc758 \uae30\uc220 \uae30\uc5c5\ub4e4\uacfc \ud611\ub825\ud574 \ub514\uc9c0\ud138\uc790\uc0b0 \uc804\ubb38 \uc99d\uad8c\uc0ac\ub85c \ub3c4\uc57d\ud558\uaca0\ub2e4&#8221;\uace0 \uac15\uc870\ud588\ub2e4. \uc774\ub7ec\ud55c \uc804\ub7b5\uc801 \ud22c\uc790\ub294 \ud55c\ud654\ud22c\uc790\uc99d\uad8c\uc774 \ub514\uc9c0\ud138\uc790\uc0b0 \ubd84\uc57c\uc5d0\uc11c \uacbd\uc7c1\ub825\uc744 \uac16\ucd94\uae30 \uc704\ud55c \uc9c0\uc18d\uc801\uc778 \ub178\ub825\uc744 \uae30\uc6b8\uc774\uace0 \uc788\uc74c\uc744 \ubcf4\uc5ec\uc900\ub2e4.<\/p>\n<p>\ub514\uc9c0\ud138 \uc790\uc0b0 \uc2dc\uc7a5\uc740 \ucd5c\uadfc \uba87 \ub144 \uac04 \uae09\uc18d\ud55c \uc131\uc7a5\uc744 \uc774\ub8e8\uc5c8\uc73c\uba70, \uc774\uc5d0 \ub530\ub77c \ub2e4\uc591\ud55c \uae08\uc735 \uc11c\ube44\uc2a4 \uc81c\uacf5 \uc5c5\uccb4\ub4e4\uc774 \uc2dc\uc7a5 \uc9c4\uc785\uc744 \uc704\ud574 \ud65c\ub3d9\ud558\uace0 \uc788\ub2e4. \ud2b9\ud788, \ube14\ub85d\uccb4\uc778 \uae30\uc220\uacfc \uc554\ud638\ud654\ud3d0\uac00 \uae08\uc735 \uc2dc\uc7a5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\ub825\uc774 \ucee4\uc9c0\uba74\uc11c, \uc774\ub7ec\ud55c \uae30\uc220\uc744 \ud65c\uc6a9\ud55c \ud601\uc2e0\uc801\uc778 \uc11c\ube44\uc2a4\uac00 \ud544\uc218\uc801\uc73c\ub85c \uc694\uad6c\ub418\uace0 \uc788\ub2e4. \ud55c\ud654\ud22c\uc790\uc99d\uad8c\uc758 \uc774\ubc88 \ud22c\uc790\ub294 \uc774\ub7ec\ud55c \ud750\ub984\uc5d0 \ubc1c\ub9de\ucd98 \uacb0\uc815\uc73c\ub85c, \ub514\uc9c0\ud138 \uc790\uc0b0 \ubd84\uc57c\uc5d0\uc11c\uc758 \uacbd\uc7c1\ub825\uc744 \ud55c\uce35 \uac15\ud654\ud560 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.<\/p>\n<p>\uacb0\uad6d, \ud55c\ud654\ud22c\uc790\uc99d\uad8c\uc740 \ud06c\ub9ac\uc11c\uc2a4\uc640\uc758 \ud611\ub825\uc744 \ud1b5\ud574 \ub514\uc9c0\ud138 \uc790\uc0b0 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \ub2e4\uc591\ud55c \uae30\ud68c\ub97c \ud0d0\uc0c9\ud558\uace0, \uace0\uac1d\ub4e4\uc5d0\uac8c \ubcf4\ub2e4 \uc548\uc804\ud558\uace0 \ud6a8\uc728\uc801\uc778 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 \ucd5c\uc120\uc744 \ub2e4\ud560 \uac83\uc774\ub2e4. \uc774\ub294 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c\ub3c4 \uae0d\uc815\uc801\uc778 \uc2e0\ud638\ub85c \uc791\uc6a9\ud560 \uac83\uc73c\ub85c \uae30\ub300\ub41c\ub2e4. \ud55c\ud654\ud22c\uc790\uc99d\uad8c\uc758 \uc9c0\uc18d\uc801\uc778 \ud601\uc2e0\uacfc \uae30\uc220\uc801 \ubc1c\uc804\uc740 \uae08\uc735 \uc11c\ube44\uc2a4\uc758 \ubbf8\ub798\ub97c \ub354\uc6b1 \ubc1d\uac8c \ud560 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.<\/p>\n<p>[\uad00\ub828\uae30\uc0ac] <a href = 'https:\/\/n.news.naver.com\/mnews\/article\/001\/0015911239?sid=101' >https:\/\/n.news.naver.com\/mnews\/article\/001\/0015911239?sid=101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud55c\ud654\ud22c\uc790\uc99d\uad8c\uc774 \uae00\ub85c\ubc8c \uc6f93 \uc804\ubb38 \uae30\uc5c5\uc778 \ud06c\ub9ac\uc11c\uc2a4\uc5d0 \uc57d 180\uc5b5\uc6d0 \uaddc\ubaa8\uc758 \uc804\ub7b5\uc801 \ud22c\uc790\ub97c \uc644\ub8cc\ud588\ub2e4\uace0 \ucd5c\uadfc \ubc1c\ud45c\ud588\ub2e4. \uc774\uc640 \uac19\uc740 \uacb0\uc815\uc740 \ud55c\ud654\ud22c\uc790\uc99d\uad8c\uc774 \ub514\uc9c0\ud138\uc790\uc0b0 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uc785\uc9c0\ub97c \uac15\ud654\ud558\uace0, \uace0\uac1d\uc5d0\uac8c \ubcf4\ub2e4 \ud5a5\uc0c1\ub41c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud55c \uc911\uc694\ud55c \ubc1c\uac78\uc74c\uc73c\ub85c \ud3c9\uac00\ub41c\ub2e4. \ud06c\ub9ac\uc11c\uc2a4\ub294 \ubbf8\uad6d\uc5d0 \ubcf8\uc0ac\ub97c \ub450\uace0 \uc788\uc73c\uba70, \uc0ac\uc6a9\uc790\ub4e4\uc774 \ubcf5\uc7a1\ud55c \uc554\ud638\ub97c \uc9c1\uc811 \uad00\ub9ac\ud558\uc9c0 \uc54a\ub3c4\ub85d \ub3d5\ub294 \uc2dc\ub4dc\ub9ac\uc2a4 \ubcf5\uad6c \uae30\uc220\uc744 \ubcf4\uc720\ud558\uace0 \uc788\ub2e4. \uc774 \uae30\uc220\uc740 \uae30\uc5c5\uc6a9 \ub514\uc9c0\ud138 \uc9c0\uac11 \uc194\ub8e8\uc158\uacfc \uc2e4\ubb3c [&hellip;]<\/p>\n","protected":false},"author":109,"featured_media":65,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\ud55c\ud654\ud22c\uc790\uc99d\uad8c","_yoast_wpseo_metadesc":"\ud55c\ud654\ud22c\uc790\uc99d\uad8c\uc774 \uae00\ub85c\ubc8c \uc6f93 \uae30\uc5c5 \ud06c\ub9ac\uc11c\uc2a4\uc5d0 180\uc5b5\uc6d0 \uaddc\ubaa8\uc758 \uc804\ub7b5\uc801 \ud22c\uc790\ub97c \ud1b5\ud574 \ub514\uc9c0\ud138\uc790\uc0b0 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uacbd\uc7c1\ub825\uc744 \uac15\ud654\ud558\uace0, \uc911\uc7a5\uae30\uc801\uc778 \uae30\uc220 \ud611\ub825\uc744 \ucd94\uc9c4\ud560 \uacc4\ud68d\uc774\ub2e4. \uc774\ub294 \uace0\uac1d\uc5d0\uac8c \ud5a5\uc0c1\ub41c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud55c \uc911\uc694\ud55c \ubc1c\uac78\uc74c\uc73c\ub85c \ud3c9\uac00\ub41c\ub2e4.","footnotes":""},"categories":[4],"tags":[345,2374,10734,10732,10731],"class_list":["post-17064","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4","tag-345","tag-2374","tag-10734","tag-10732","tag-10731"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\ud55c\ud654\ud22c\uc790\uc99d\uad8c, \ud06c\ub9ac\uc11c\uc2a4\uc5d0 \uc804\ub7b5\uc801 \ud22c\uc790\ub85c \ub514\uc9c0\ud138\uc790\uc0b0 \uc11c\ube44\uc2a4 \uac15\ud654 - \ub450\ucc3d\ud2b9\ud5c8\ubc95\ub960\uc0ac\ubb34\uc18c<\/title>\n<meta name=\"description\" content=\"\ud55c\ud654\ud22c\uc790\uc99d\uad8c\uc774 \uae00\ub85c\ubc8c \uc6f93 \uae30\uc5c5 \ud06c\ub9ac\uc11c\uc2a4\uc5d0 180\uc5b5\uc6d0 \uaddc\ubaa8\uc758 \uc804\ub7b5\uc801 \ud22c\uc790\ub97c \ud1b5\ud574 \ub514\uc9c0\ud138\uc790\uc0b0 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uacbd\uc7c1\ub825\uc744 \uac15\ud654\ud558\uace0, 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