{"id":17823,"date":"2026-03-02T07:48:15","date_gmt":"2026-03-01T22:48:15","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ea%b5%ad%ea%b0%80%ec%a0%84%eb%9e%b5%ea%b8%b0%ec%88%a0-%ec%82%ac%ec%97%85%ed%99%94%ec%8b%9c%ec%84%a4-%ed%88%ac%ec%9e%90-%ec%84%b8%ec%95%a1-%ea%b3%b5%ec%a0%9c-%eb%b2%94%ec%9c%84-%eb%8c%80%ed%8f%ad\/"},"modified":"2026-03-02T07:48:15","modified_gmt":"2026-03-01T22:48:15","slug":"%ea%b5%ad%ea%b0%80%ec%a0%84%eb%9e%b5%ea%b8%b0%ec%88%a0-%ec%82%ac%ec%97%85%ed%99%94%ec%8b%9c%ec%84%a4-%ed%88%ac%ec%9e%90-%ec%84%b8%ec%95%a1-%ea%b3%b5%ec%a0%9c-%eb%b2%94%ec%9c%84-%eb%8c%80%ed%8f%ad","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ea%b5%ad%ea%b0%80%ec%a0%84%eb%9e%b5%ea%b8%b0%ec%88%a0-%ec%82%ac%ec%97%85%ed%99%94%ec%8b%9c%ec%84%a4-%ed%88%ac%ec%9e%90-%ec%84%b8%ec%95%a1-%ea%b3%b5%ec%a0%9c-%eb%b2%94%ec%9c%84-%eb%8c%80%ed%8f%ad\/","title":{"rendered":"\uad6d\uac00\uc804\ub7b5\uae30\uc220 \uc0ac\uc5c5\ud654\uc2dc\uc124 \ud22c\uc790 \uc138\uc561 \uacf5\uc81c \ubc94\uc704 \ub300\ud3ed \ud655\ub300"},"content":{"rendered":"<p>\ucd5c\uadfc \uc815\ubd80\ub294 \ubbf8\ub798 \ucca8\ub2e8\uc0b0\uc5c5\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud574 \uad6d\uac00\uc804\ub7b5\uae30\uc220 \uc0ac\uc5c5\ud654\uc2dc\uc124\uc758 \ud22c\uc790 \uc138\uc561 \uacf5\uc81c \ubc94\uc704\ub97c \ud06c\uac8c \ud655\ub300\ud55c\ub2e4\uace0 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. \uc774\ubc88 \uac1c\uc815\uc548\uc740 2025\ub144 \uc138\uc81c\uac1c\ud3b8 \ud6c4\uc18d \uc2dc\ud589\uaddc\uce59\uc758 \uc77c\ud658\uc73c\ub85c, \uad6d\uac00\uc804\ub7b5\uae30\uc220 \uc0ac\uc5c5\ud654\uc2dc\uc124\uc774 \uae30\uc874 61\uac1c\uc5d0\uc11c 64\uac1c\ub85c \uc99d\uac00\ud558\uba70, \uc138\uc561 \uacf5\uc81c\uc728\uc774 \ucd5c\ub300 30%\uc5d0 \ub2ec\ud558\ub294 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uac8c \ub429\ub2c8\ub2e4. \uc774\ub294 \uad6d\uac00\uc758 \uae30\uc220 \uacbd\uc7c1\ub825\uc744 \ub192\uc774\uace0, \ud601\uc2e0\uc801\uc778 \uc0b0\uc5c5 \ubc1c\uc804\uc744 \ucd09\uc9c4\ud558\uae30 \uc704\ud55c \uc911\uc694\ud55c \uc870\uce58\ub85c \ud3c9\uac00\ub429\ub2c8\ub2e4.<\/p>\n<p>\ud2b9\ud788, \uc0c8\ub85c\uc6b4 \uc0ac\uc5c5\ud654 \uc2dc\uc124\uc5d0\ub294 \ucc28\uc138\ub300 \uba40\ud2f0 \uce69 \ubaa8\ub4c8 \uad00\ub828 \uc81c\uc870 \uc124\ube44\uc640 \ud658\uacbd \uce5c\ud654\uc801\uc778 \uc120\ubc15 \uae30\uc220 \uc2dc\uc124\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc77c\ubc18\uc801\uc778 \uc0ac\uc5c5\uc5d0 \uc801\uc6a9\ub418\ub294 1%\uc5d0\uc11c 10%\uc758 \uc138\uc561 \uacf5\uc81c\uc728\uacfc \ube44\uad50\ud588\uc744 \ub54c, \uad6d\uac00\uc804\ub7b5\uae30\uc220 \ubd84\uc57c\uc758 15%\uc5d0\uc11c 30%\uae4c\uc9c0\uc758 \uacf5\uc81c\uc728\uc740 \uae30\uc5c5\ub4e4\uc5d0\uac8c \uc0c1\ub2f9\ud788 \ub9e4\ub825\uc801\uc778 \ud22c\uc790 \uc778\uc13c\ud2f0\ube0c\ub85c \uc791\uc6a9\ud560 \uac83\uc785\ub2c8\ub2e4. \uc774\ub294 \uc2e0\uc131\uc7a5 \uc6d0\ucc9c\uae30\uc220 \ubd84\uc57c\uc5d0\uc11c\ub3c4 12%\uc758 \uc138\uc561 \uacf5\uc81c\ub97c \uc81c\uacf5\ud558\ub294 \uc0ac\uc5c5\ud654 \uc2dc\uc124\uc758 \ubc94\uc704\ub97c 187\uac1c\uc5d0\uc11c 193\uac1c\ub85c \ud655\ub300\ud558\uaca0\ub2e4\ub294 \uacc4\ud68d\uacfc \ud568\uaed8 \uc9c4\ud589\ub429\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \uc548\uc804\uc2dc\uc124\uc5d0 \ub300\ud55c \ud1b5\ud569\ud22c\uc790\uc138\uc561\uacf5\uc81c\uc758 \ubc94\uc704\ub3c4 \ud655\ub300\ub429\ub2c8\ub2e4. \uc0b0\uc5c5\uc7ac\ud574 \uc608\ubc29 \uc2dc\uc124\uc758 \ubc94\uc704\uac00 \ub298\uc5b4\ub098\uba70, \uc2a4\ub9c8\ud2b8 \uc548\uc804 \uad00\uc81c \uc2dc\uc124\uc774\ub098 \uc0b0\uc5c5\uc7ac\ud574 \uc608\ubc29 \ub85c\ubd07, \ub4dc\ub860\uacfc \uac19\uc740 \ud601\uc2e0\uc801\uc778 \uae30\uc220\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub294 \uac74\uc124\uacf5\uc0ac \uc218\uae09\uc778, \ud2b9\uc218\ud615\ud0dc\uadfc\ub85c\uc885\uc0ac\uc790 \ubc0f \ubc30\ub2ec \uc885\uc0ac\uc790 \ub4f1 \ub2e4\uc591\ud55c \ubd84\uc57c\uc758 \uc548\uc804\uacfc \ubcf4\uac74 \uc870\uce58\ub97c \uc99d\uc9c4\uc2dc\ud0a4\ub294 \ub370 \uae30\uc5ec\ud560 \uac83\uc73c\ub85c \uae30\ub300\ub429\ub2c8\ub2e4.<\/p>\n<p>\ub354\ubd88\uc5b4 \uc6f9\ud230 \ucf58\ud150\uce20 \uc81c\uc791\ube44\uc6a9\uc5d0 \ub300\ud55c \uc138\uc561 \uacf5\uc81c\uc640 \uad00\ub828\ud55c \uc138\ubd80 \uc0ac\ud56d\ub3c4 \ub9c8\ub828\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc2e4\uc9c8\uc801\uc73c\ub85c \uc6f9\ud230 \ucf58\ud150\uce20\ub97c \uc81c\uc791\ud558\ub294 \uc0ac\uc5c5\uc790\ub9cc\uc744 \ub300\uc0c1\uc73c\ub85c \ud558\uba70, \uc720\ud1b5\ub9cc\uc744 \ud558\ub294 \ud50c\ub7ab\ud3fc\uc740 \uc138\uc561 \uacf5\uc81c\uc758 \uc801\uc6a9 \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678\ub429\ub2c8\ub2e4. \uc774\uc640 \uac19\uc740 \uc870\uce58\ub294 \ucf58\ud150\uce20 \uc81c\uc791 \uc0b0\uc5c5\uc758 \uac74\uc804\ud55c \ubc1c\uc804\uc744 \ub3c4\ubaa8\ud558\uace0, \ucc3d\uc791\uc790\uc5d0\uac8c \uc2e4\uc9c8\uc801\uc778 \uc9c0\uc6d0\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud55c \ub178\ub825\uc73c\ub85c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uba74\uc138\ud488\uc758 \uad6d\ub0b4 \ubc18\uc785\uc5d0 \ub300\ud55c \uaddc\uc815\ub3c4 \uc0c8\ub86d\uac8c \ub9c8\ub828\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc5ec\uac1d\uae30\ub098 \uc5ec\uac1d\uc120\uc758 \uacb0\ud56d \ub4f1 \ubd88\uac00\ud53c\ud55c \uc0ac\uc720\ub85c \ud574\uc678\ub85c \ubc18\ucd9c\ub418\uc9c0 \uc54a\uc740 \uba74\uc138\uc810 \uad6c\ub9e4\ubb3c\ud488\uc5d0 \ub300\ud574\uc11c\ub294 \ucd5c\ub300 800\ub2ec\ub7ec \uc774\ub0b4\uc5d0\uc11c \uad6d\ub0b4 \ubc18\uc785\uc774 \ud5c8\uc6a9\ub429\ub2c8\ub2e4. \uc774\ub294 \uc18c\ube44\uc790\ub4e4\uc5d0\uac8c \ubcf4\ub2e4 \uc720\uc5f0\ud55c \uad6c\ub9e4 \uacbd\ud5d8\uc744 \uc81c\uacf5\ud558\uace0, \uba74\uc138\uc810\uc758 \uc6b4\uc601\uc5d0\ub3c4 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce60 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n<p>\ub05d\uc73c\ub85c, \ud55c\uad6d\ud76c\uadc0\u00b7\ud544\uc218\uc758\uc57d\ud488\uc13c\ud130\ub294 \ud76c\uadc0\ub09c\uce58\uc131 \uc9c8\ud658\uc758 \uce58\ub8cc\ub97c \uc704\ud55c \uc790\uac00 \uce58\ub8cc \ubc0f \uae34\uae09 \ub3c4\uc785 \uc758\uc57d\ud488\uc5d0 \ub300\ud574 \uad00\uc138\ub97c \uba74\uc81c\ud558\uae30\ub85c \uacb0\uc815\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud658\uc790\ub4e4\uc5d0\uac8c \uc911\uc694\ud55c \uc758\uc57d\ud488\uc758 \uc811\uadfc\uc131\uc744 \ub192\uc774\ub294 \ub370 \uae30\uc5ec\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc815\ubd80\ub294 \uc774\ubc88 \uac1c\uc815\uc774 \uc774\ub8e8\uc5b4\uc9c8 18\uac1c \uc2dc\ud589\uaddc\uce59\uc744 \uc785\ubc95\uc608\uace0\uc640 \ubd80\ucc98 \ud611\uc758, \ubc95\uc81c\ucc98 \uc2ec\uc0ac\ub97c \ud1b5\ud574 \ub2e4\uc74c \ub2ec \uc911 \uacf5\ud3ec\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub2e4\uc591\ud55c \uc870\uce58\ub4e4\uc740 \uae30\uc5c5\uc758 \ud22c\uc790\ub97c \ucd09\uc9c4\ud558\uace0, \uc0c8\ub85c\uc6b4 \uc0b0\uc5c5\uc758 \ubc1c\uc804\uc744 \uc9c0\uc6d0\ud558\ub294 \ub370 \uae30\uc5ec\ud560 \uac83\uc73c\ub85c \uae30\ub300\ub429\ub2c8\ub2e4. \uc815\ubd80\ub294 \uc55e\uc73c\ub85c\ub3c4 \uc9c0\uc18d\uc801\uc73c\ub85c \ud601\uc2e0\uc801\uc778 \uc815\ucc45\uc744 \ud1b5\ud574 \ub300\ud55c\ubbfc\uad6d\uc758 \uacbd\uc81c \uc131\uc7a5\uacfc \uae30\uc220 \uacbd\uc7c1\ub825\uc744 \uac15\ud654\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>[\uad00\ub828\uae30\uc0ac] <a href = 'https:\/\/n.news.naver.com\/mnews\/article\/056\/0012132465?sid=101' >https:\/\/n.news.naver.com\/mnews\/article\/056\/0012132465?sid=101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ucd5c\uadfc \uc815\ubd80\ub294 \ubbf8\ub798 \ucca8\ub2e8\uc0b0\uc5c5\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud574 \uad6d\uac00\uc804\ub7b5\uae30\uc220 \uc0ac\uc5c5\ud654\uc2dc\uc124\uc758 \ud22c\uc790 \uc138\uc561 \uacf5\uc81c \ubc94\uc704\ub97c \ud06c\uac8c \ud655\ub300\ud55c\ub2e4\uace0 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. \uc774\ubc88 \uac1c\uc815\uc548\uc740 2025\ub144 \uc138\uc81c\uac1c\ud3b8 \ud6c4\uc18d \uc2dc\ud589\uaddc\uce59\uc758 \uc77c\ud658\uc73c\ub85c, \uad6d\uac00\uc804\ub7b5\uae30\uc220 \uc0ac\uc5c5\ud654\uc2dc\uc124\uc774 \uae30\uc874 61\uac1c\uc5d0\uc11c 64\uac1c\ub85c \uc99d\uac00\ud558\uba70, \uc138\uc561 \uacf5\uc81c\uc728\uc774 \ucd5c\ub300 30%\uc5d0 \ub2ec\ud558\ub294 \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\uac8c \ub429\ub2c8\ub2e4. \uc774\ub294 \uad6d\uac00\uc758 \uae30\uc220 \uacbd\uc7c1\ub825\uc744 \ub192\uc774\uace0, \ud601\uc2e0\uc801\uc778 \uc0b0\uc5c5 \ubc1c\uc804\uc744 \ucd09\uc9c4\ud558\uae30 \uc704\ud55c \uc911\uc694\ud55c \uc870\uce58\ub85c \ud3c9\uac00\ub429\ub2c8\ub2e4. \ud2b9\ud788, \uc0c8\ub85c\uc6b4 \uc0ac\uc5c5\ud654 \uc2dc\uc124\uc5d0\ub294 \ucc28\uc138\ub300 \uba40\ud2f0 [&hellip;]<\/p>\n","protected":false},"author":45,"featured_media":71,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\ud22c\uc790 \uc138\uc561 \uacf5\uc81c","_yoast_wpseo_metadesc":"\uc815\ubd80\uac00 \uad6d\uac00\uc804\ub7b5\uae30\uc220 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\uae30\ub300\ub429\ub2c8\ub2e4.","footnotes":""},"categories":[4],"tags":[8096,10989,5319,9426,10988],"class_list":["post-17823","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4","tag-8096","tag-10989","tag-5319","tag-9426","tag-10988"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\uad6d\uac00\uc804\ub7b5\uae30\uc220 \uc0ac\uc5c5\ud654\uc2dc\uc124 \ud22c\uc790 \uc138\uc561 \uacf5\uc81c \ubc94\uc704 \ub300\ud3ed \ud655\ub300 - \ub450\ucc3d\ud2b9\ud5c8\ubc95\ub960\uc0ac\ubb34\uc18c<\/title>\n<meta name=\"description\" content=\"\uc815\ubd80\uac00 \uad6d\uac00\uc804\ub7b5\uae30\uc220 \uc0ac\uc5c5\ud654\uc2dc\uc124\uc758 \ubc94\uc704\ub97c 64\uac1c\ub85c \ub298\ub9ac\uace0, \ucd5c\ub300 30%\uc758 \ud22c\uc790 \uc138\uc561 \uacf5\uc81c\ub97c \uc81c\uacf5\ud558\ub294 \ubc29\uc548\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. \ucd94\uac00\ub85c 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