{"id":17951,"date":"2026-03-03T07:16:40","date_gmt":"2026-03-02T22:16:40","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ec%bd%94%eb%9e%8c%ec%bd%94-%eb%9d%bc%ec%9d%b4%ed%94%84%ec%9d%b8%ed%94%84%eb%9d%bc%eb%a6%ac%ec%b8%a0%ec%9d%98-170%ec%96%b5-%ec%a0%84%ed%99%98%ec%82%ac%ec%b1%84-%eb%b0%9c%ed%96%89%ec%9c%bc%eb%a1%9c\/"},"modified":"2026-03-03T07:16:40","modified_gmt":"2026-03-02T22:16:40","slug":"%ec%bd%94%eb%9e%8c%ec%bd%94-%eb%9d%bc%ec%9d%b4%ed%94%84%ec%9d%b8%ed%94%84%eb%9d%bc%eb%a6%ac%ec%b8%a0%ec%9d%98-170%ec%96%b5-%ec%a0%84%ed%99%98%ec%82%ac%ec%b1%84-%eb%b0%9c%ed%96%89%ec%9c%bc%eb%a1%9c","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ec%bd%94%eb%9e%8c%ec%bd%94-%eb%9d%bc%ec%9d%b4%ed%94%84%ec%9d%b8%ed%94%84%eb%9d%bc%eb%a6%ac%ec%b8%a0%ec%9d%98-170%ec%96%b5-%ec%a0%84%ed%99%98%ec%82%ac%ec%b1%84-%eb%b0%9c%ed%96%89%ec%9c%bc%eb%a1%9c\/","title":{"rendered":"\ucf54\ub78c\ucf54 \ub77c\uc774\ud504\uc778\ud504\ub77c\ub9ac\uce20\uc758 170\uc5b5 \uc804\ud658\uc0ac\ucc44 \ubc1c\ud589\uc73c\ub85c \ud638\ud154 \uc0ac\uc5c5 \ud655\uc7a5\uc5d0 \ubc15\ucc28\ub97c \uac00\ud558\ub2e4"},"content":{"rendered":"<p>\ucf54\ub78c\ucf54\uc790\uc0b0\uc2e0\ud0c1\uc774 \uc6b4\uc601\ud558\ub294 \ucf54\ub78c\ucf54 \ub77c\uc774\ud504\uc778\ud504\ub77c\ub9ac\uce20\uac00 \ucd5c\uadfc 170\uc5b5 \uc6d0 \uaddc\ubaa8\uc758 \uc804\ud658\uc0ac\ucc44\ub97c \ubc1c\ud589\ud558\uae30\ub85c \uacb0\uc815\ud558\uba70 \ud638\ud154 \uc0ac\uc5c5 \ud655\uc7a5\uc5d0 \ub300\ud55c \uc758\uc9c0\ub97c \ub354\uc6b1 \uad73\uac74\ud788 \ud558\uace0 \uc788\ub2e4. \uc774\ubc88 \uc804\ud658\uc0ac\ucc44 \ubc1c\ud589\uc740 \uc11c\uc6b8 \uc885\ub85c\uad6c \uc7ac\ub3d9\uc5d0\uc11c \uc9c4\ud589\ub418\ub294 \uad00\uad11\ud638\ud154 \uac1c\ubc1c\uc744 \uc704\ud55c \uc790\ubcf8 \uc870\ub2ec\uc744 \ubaa9\uc801\uc73c\ub85c \ud558\uba70, \uc774\ub294 \ucf54\ub78c\ucf54\uc758 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub2e4\ubcc0\ud654\uc640 \uad6c\uc870\uc801 \ud655\uc7a5\uc744 \uc704\ud55c \uc911\uc694\ud55c \uccab\uac78\uc74c\uc73c\ub85c \ud3c9\uac00\ub41c\ub2e4.<\/p>\n<p>\uc804\ud658\uc0ac\ucc44\uc758 \ubc1c\ud589 \uc870\uac74\uc740 \ucfe0\ud3f0\uae08\ub9ac 3.5%, \ub9cc\uae30\uc218\uc775\ub960(YTM) 4.7%\uc774\uba70, \uc804\ud658\uac00\uc561\uc740 4925\uc6d0\uc73c\ub85c \uc124\uc815\ub418\uc5c8\ub2e4. \uc774\ub294 \uc804\uc77c \uc885\uac00\uc778 4580\uc6d0 \ub300\ube44 \uc57d 7.5%\uc758 \ud560\uc99d\uc774 \ubc18\uc601\ub41c \uc218\uce58\ub85c, \uc2dc\uc7a5\uc5d0\uc11c \uc8fc\uac00 \uc131\uc7a5\uc131\uc744 \uae0d\uc815\uc801\uc73c\ub85c \ud3c9\uac00\ubc1b\uace0 \uc788\ub2e4\ub294 \uc810\uc744 \uc2dc\uc0ac\ud55c\ub2e4. \uc77c\ubc18\uc801\uc73c\ub85c \uc804\ud658\uac00\uc561\uc740 \ucd5c\uadfc \uac70\ub798\uc77c\uc758 \uac00\uc911\ud3c9\uade0\uc8fc\uac00 \ub610\ub294 \uc77c\uc815 \uae30\uac04\uc758 \uac00\uc911\ud3c9\uade0\uc8fc\uac00\ub97c \uae30\ubc18\uc73c\ub85c \uc0b0\uc815\ub418\uc9c0\ub9cc, \uc774\ubc88\uc5d0\ub294 \ud504\ub9ac\ubbf8\uc5c4\uc774 \uc801\uc6a9\ub418\uc5b4 \ub354\uc6b1 \ub3cb\ubcf4\uc774\ub294 \uc131\uacfc\ub97c \ub098\ud0c0\ub0b4\uace0 \uc788\ub2e4.<\/p>\n<p>\uc870\ub2ec\ub41c \uc790\uae08\uc740 \uc11c\uc6b8 \uc885\ub85c\uad6c \uc7ac\ub3d9\uc5d0 \uc704\uce58\ud55c \uad00\uad11\ud638\ud154 \uac1c\ubc1c\uc5d0 \ud22c\uc785\ub420 \uc608\uc815\uc774\uba70, \uc774 \ud504\ub85c\uc81d\ud2b8\ub294 \uc9c0\ud558 1\uce35\uc5d0\uc11c \uc9c0\uc0c1 14\uce35\uae4c\uc9c0\uc758 \uad6c\uc870\ub85c \ucd1d 91\uac1d\uc2e4\uc744 \uac16\ucd98 \ud638\ud154\ub85c \uc870\uc131\ub41c\ub2e4. \uc548\uad6d\uc5ed \uc778\uadfc\uc5d0 \uc704\uce58\ud55c \uc774 \ud638\ud154\uc740 \uad00\uad11\uac1d \ubc0f \ube44\uc988\ub2c8\uc2a4 \uc5ec\ud589\uc790\ub4e4\uc5d0\uac8c \ub9e4\ub825\uc801\uc778 \uc120\ud0dd\uc9c0\uac00 \ub420 \uac83\uc73c\ub85c \uae30\ub300\ub41c\ub2e4.<\/p>\n<p>\ucf54\ub78c\ucf54 \ub77c\uc774\ud504\uc778\ud504\ub77c\ub9ac\uce20\ub294 \ub610\ud55c \uc9c0\ub09c\ud574 \ub9d0\uc5d0 \ud3b8\uc785\ud55c \uc11c\uc6b8 \uad6c\ub85c \uc544\ub291\ud638\ud154\uacfc \uc778\ucc9c \uad6c\uc6d4 \uc544\ub291\ud638\ud154\uc5d0 \ub300\ud574 &#8216;\ub354\ud734\uc2dd&#8217;\uacfc \ube0c\ub79c\ub4dc \uac00\ub9f9 \uacc4\uc57d\uc744 \uccb4\uacb0\ud558\uc600\ub2e4. \uc774 \ub450 \uc790\uc0b0\uc740 \uac01\uac01 \u2018\uc544\ub291 \uc2dc\uadf8\ub2c8\ucc98 \uc11c\uc6b8 \uad6c\ub85c, \uc2dc\ub9ac\uc988 \ubc14\uc774 \uba54\ub9ac\uc5b4\ud2b8\u2019\uc640 \u2018\uc544\ub291 \uc2dc\uadf8\ub2c8\ucc98 \uc778\ucc9c \uad6c\uc6d4, \uc2dc\ub9ac\uc988 \ubc14\uc774 \uba54\ub9ac\uc5b4\ud2b8\u2019\ub85c \ub9ac\ube0c\ub79c\ub529\ub420 \uc608\uc815\uc774\uba70, \uc774\ub294 \uad6d\ub0b4 \u2018\uc2dc\ub9ac\uc988 \ubc14\uc774 \uba54\ub9ac\uc5b4\ud2b8\u2019\uc758 \uccab \ubc88\uc9f8 \uc0ac\uc5c5\uc73c\ub85c \uc8fc\ubaa9\ubc1b\uace0 \uc788\ub2e4. \uc2dc\ub9ac\uc988 \ubc14\uc774 \uba54\ub9ac\uc5b4\ud2b8\ub294 \uba54\ub9ac\uc5b4\ud2b8\uc758 \ubbf8\ub4dc\uc2a4\ucf00\uc77c \ube0c\ub79c\ub4dc\ub85c, \uae00\ub85c\ubc8c \uc608\uc57d\ub9dd\uacfc \ub85c\uc5f4\ud2f0 \ud504\ub85c\uadf8\ub7a8\uc744 \ud65c\uc6a9\ud558\uc5ec \uace0\uac1d\ub4e4\uc5d0\uac8c \ub354\uc6b1 \ud5a5\uc0c1\ub41c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud55c\ub2e4.<\/p>\n<p>\ub9ac\ube0c\ub79c\ub529 \uc791\uc5c5\uacfc \uc2dc\uc124 \uc5c5\uadf8\ub808\uc774\ub4dc \uacf5\uc0ac\ub294 \uc62c\ud574 \uc0c1\ubc18\uae30 \uc911 \uc644\ub8cc\ub420 \uc608\uc815\uc774\ub2e4. \uc774\ub97c \ud1b5\ud574 \ucf54\ub78c\ucf54 \ub77c\uc774\ud504\uc778\ud504\ub77c\ub9ac\uce20\ub294 \uae30\uc874\uc758 \uc8fc\uc720\uc18c \ubc0f \ubb3c\ub958 \uc911\uc2ec\uc758 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0\uc11c \uc0dd\ud65c \ubc0f \uc219\ubc15\ud615 \uc790\uc0b0\uc73c\ub85c\uc758 \ub2e4\ubcc0\ud654\ub97c \uc774\ub8e8\uc5b4\ub0b4\ub294 \ub3d9\uc2dc\uc5d0, \ud638\ud154 \uc790\uc0b0\uc758 \ube44\uc911\uc744 \uc810\uc9c4\uc801\uc73c\ub85c \ud655\ub300\ud560 \uacc4\ud68d\uc774\ub2e4. \uc774\ub294 \uc8fc\uc8fc\uac00\uce58 \uc81c\uace0\uc758 \uc911\uc694\ud55c \uc804\ub7b5\uc73c\ub85c \uc790\ub9ac\uc7a1\uc744 \uc804\ub9dd\uc774\ub2e4.<\/p>\n<p>\uc774\uc7a5\ud601 \ucf54\ub78c\ucf54\uc790\uc0b0\uc2e0\ud0c1 \uc0c1\uc7a5\ub9ac\uce20 \ubcf8\ubd80\uc7a5\uc740 \u201c\uc0dd\ud65c\ubc00\ucc29\ud615 \uc778\ud504\ub77c \ub9ac\uce20\ub85c\uc11c \uc2dc\uc7a5 \ubcc0\ud654\uc5d0 \uae30\ubbfc\ud558\uac8c \ub300\uc751\ud558\uba70 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc720\uc5f0\ud558\uac8c \uc870\uc815\ud574 \uc8fc\uc8fc\uac00\uce58\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \uc81c\uace0\ud558\uaca0\ub2e4\u201d\uace0 \ubc1d\ud788\uba70, \uc55e\uc73c\ub85c\uc758 \ube44\uc804\uacfc \ubc29\ud5a5\uc131\uc744 \uba85\ud655\ud788 \ud588\ub2e4. \ucf54\ub78c\ucf54 \ub77c\uc774\ud504\uc778\ud504\ub77c\ub9ac\uce20\uc758 \uc774\ub7ec\ud55c \uc804\ub7b5\uc801 \uacb0\uc815\uc740 \ud5a5\ud6c4 \ud638\ud154 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uacbd\uc7c1\ub825\uc744 \ud06c\uac8c \uac15\ud654\ud560 \uac83\uc73c\ub85c \uae30\ub300\ub41c\ub2e4. <\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c \ucf54\ub78c\ucf54 \ub77c\uc774\ud504\uc778\ud504\ub77c\ub9ac\uce20\uc758 \uc804\ud658\uc0ac\ucc44 \ubc1c\ud589\uc740 \ub2e8\uc21c\ud55c \uc790\uae08 \uc870\ub2ec\uc744 \ub118\uc5b4\uc11c, \uc11c\uc6b8 \uc885\ub85c\uad6c \uc7ac\ub3d9\uc758 \uad00\uad11\ud638\ud154 \uac1c\ubc1c\uc744 \ud1b5\ud574 \ube0c\ub79c\ub4dc \uac00\uce58\ub97c \ub192\uc774\uace0, \ub9ac\ube0c\ub79c\ub529 \uc804\ub7b5\uc744 \ud1b5\ud574 \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5\uc744 \ucc3d\ucd9c\ud558\ub294 \uc911\uc694\ud55c \uae30\ud68c\uac00 \ub420 \uac83\uc774\ub2e4. \uc774\uc640 \uac19\uc740 \uc6c0\uc9c1\uc784\uc740 \ucf54\ub78c\ucf54\uc758 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc131\uc7a5\uacfc \ubc1c\uc804\uc744 \uc704\ud55c \ubc1c\ud310\uc73c\ub85c \uc791\uc6a9\ud560 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4.<\/p>\n<p>[\uad00\ub828\uae30\uc0ac] <a href = 'https:\/\/n.news.naver.com\/mnews\/article\/014\/0005483796?sid=101' >https:\/\/n.news.naver.com\/mnews\/article\/014\/0005483796?sid=101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ucf54\ub78c\ucf54\uc790\uc0b0\uc2e0\ud0c1\uc774 \uc6b4\uc601\ud558\ub294 \ucf54\ub78c\ucf54 \ub77c\uc774\ud504\uc778\ud504\ub77c\ub9ac\uce20\uac00 \ucd5c\uadfc 170\uc5b5 \uc6d0 \uaddc\ubaa8\uc758 \uc804\ud658\uc0ac\ucc44\ub97c \ubc1c\ud589\ud558\uae30\ub85c \uacb0\uc815\ud558\uba70 \ud638\ud154 \uc0ac\uc5c5 \ud655\uc7a5\uc5d0 \ub300\ud55c \uc758\uc9c0\ub97c \ub354\uc6b1 \uad73\uac74\ud788 \ud558\uace0 \uc788\ub2e4. \uc774\ubc88 \uc804\ud658\uc0ac\ucc44 \ubc1c\ud589\uc740 \uc11c\uc6b8 \uc885\ub85c\uad6c \uc7ac\ub3d9\uc5d0\uc11c \uc9c4\ud589\ub418\ub294 \uad00\uad11\ud638\ud154 \uac1c\ubc1c\uc744 \uc704\ud55c \uc790\ubcf8 \uc870\ub2ec\uc744 \ubaa9\uc801\uc73c\ub85c \ud558\uba70, \uc774\ub294 \ucf54\ub78c\ucf54\uc758 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub2e4\ubcc0\ud654\uc640 \uad6c\uc870\uc801 \ud655\uc7a5\uc744 \uc704\ud55c \uc911\uc694\ud55c \uccab\uac78\uc74c\uc73c\ub85c \ud3c9\uac00\ub41c\ub2e4. \uc804\ud658\uc0ac\ucc44\uc758 \ubc1c\ud589 \uc870\uac74\uc740 \ucfe0\ud3f0\uae08\ub9ac 3.5%, \ub9cc\uae30\uc218\uc775\ub960(YTM) 4.7%\uc774\uba70, \uc804\ud658\uac00\uc561\uc740 4925\uc6d0\uc73c\ub85c \uc124\uc815\ub418\uc5c8\ub2e4. \uc774\ub294 [&hellip;]<\/p>\n","protected":false},"author":66,"featured_media":68,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\ucf54\ub78c\ucf54","_yoast_wpseo_metadesc":"\ucf54\ub78c\ucf54\uc790\uc0b0\uc2e0\ud0c1\uc774 \uc6b4\uc601\ud558\ub294 \ucf54\ub78c\ucf54 \ub77c\uc774\ud504\uc778\ud504\ub77c\ub9ac\uce20\uac00 170\uc5b5 \uc6d0 \uaddc\ubaa8\uc758 \uc804\ud658\uc0ac\ucc44\ub97c \ubc1c\ud589\ud558\uba70 \ud638\ud154 \uc0ac\uc5c5 \ud655\uc7a5\uc5d0 \ub098\uc120\ub2e4. \uc790\uae08\uc740 \uc11c\uc6b8 \uc885\ub85c\uad6c \uc7ac\ub3d9\uc758 \uad00\uad11\ud638\ud154 \uac1c\ubc1c\uc5d0 \ud22c\uc785\ub418\uba70, \uae30\uc874 \ud638\ud154 \uc790\uc0b0 \ub9ac\ube0c\ub79c\ub529\ub3c4 \uc9c4\ud589 \uc911\uc774\ub2e4. \uc774\uc7a5\ud601 \ubcf8\ubd80\uc7a5\uc740 \uc9c0\uc18d\uc801\uc778 \uc8fc\uc8fc\uac00\uce58 \uc81c\uace0\ub97c \ub2e4\uc9d0\ud588\ub2e4.","footnotes":""},"categories":[4],"tags":[2015,7589,11046,3228,11047],"class_list":["post-17951","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4","tag-2015","tag-7589","tag-11046","tag-3228","tag-11047"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\ucf54\ub78c\ucf54 \ub77c\uc774\ud504\uc778\ud504\ub77c\ub9ac\uce20\uc758 170\uc5b5 \uc804\ud658\uc0ac\ucc44 \ubc1c\ud589\uc73c\ub85c \ud638\ud154 \uc0ac\uc5c5 \ud655\uc7a5\uc5d0 \ubc15\ucc28\ub97c \uac00\ud558\ub2e4 - \ub450\ucc3d\ud2b9\ud5c8\ubc95\ub960\uc0ac\ubb34\uc18c<\/title>\n<meta name=\"description\" content=\"\ucf54\ub78c\ucf54\uc790\uc0b0\uc2e0\ud0c1\uc774 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