{"id":18550,"date":"2026-03-11T07:53:39","date_gmt":"2026-03-10T22:53:39","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ed%8a%b9%ed%97%88%ec%a0%9c%eb%8f%84%ec%9d%98-%ec%8b%ac%ec%b8%b5-%ed%83%90%ea%b5%ac-%eb%af%b8%ea%b5%ad%ea%b3%bc-%ec%9d%bc%eb%b3%b8%ec%9d%98-%ed%8c%90%eb%a1%80%ec%99%80-%ec%b6%9c%ec%9b%90-%ec%b2%b4\/"},"modified":"2026-03-11T07:53:39","modified_gmt":"2026-03-10T22:53:39","slug":"%ed%8a%b9%ed%97%88%ec%a0%9c%eb%8f%84%ec%9d%98-%ec%8b%ac%ec%b8%b5-%ed%83%90%ea%b5%ac-%eb%af%b8%ea%b5%ad%ea%b3%bc-%ec%9d%bc%eb%b3%b8%ec%9d%98-%ed%8c%90%eb%a1%80%ec%99%80-%ec%b6%9c%ec%9b%90-%ec%b2%b4","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ed%8a%b9%ed%97%88%ec%a0%9c%eb%8f%84%ec%9d%98-%ec%8b%ac%ec%b8%b5-%ed%83%90%ea%b5%ac-%eb%af%b8%ea%b5%ad%ea%b3%bc-%ec%9d%bc%eb%b3%b8%ec%9d%98-%ed%8c%90%eb%a1%80%ec%99%80-%ec%b6%9c%ec%9b%90-%ec%b2%b4\/","title":{"rendered":"\ud2b9\ud5c8\uc81c\ub3c4\uc758 \uc2ec\uce35 \ud0d0\uad6c \ubbf8\uad6d\uacfc \uc77c\ubcf8\uc758 \ud310\ub840\uc640 \ucd9c\uc6d0 \uccb4\uacc4"},"content":{"rendered":"<p>\ud2b9\ud5c8\uc81c\ub3c4\ub294 \uad6d\uac00\uc758 \uacbd\uc81c \ubc1c\uc804\uacfc \ud601\uc2e0\uc744 \ucd09\uc9c4\ud558\ub294 \uc8fc\uc694\ud55c \uc218\ub2e8\uc73c\ub85c \uc790\ub9ac\uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \ubbf8\uad6d\uacfc \uc77c\ubcf8\uc758 \ud2b9\ud5c8 \uc81c\ub3c4\ub294 \uac01\uac01\uc758 \uc5ed\uc0ac\uc801 \ubc30\uacbd\uacfc \uc0b0\uc5c5 \uad6c\uc870\uc5d0 \ub530\ub77c \ucc28\ubcc4\ud654\ub41c \ud2b9\uc9d5\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ubbf8\uad6d\uc758 \ud310\ub840\ubc95, \uc77c\ubcf8\uc758 \uc2e4\uc6a9\uc2e0\uc548 \ucd9c\uc6d0 \ubc0f \ud2b9\ud5c8 \ucd9c\uc6d0 \uccb4\uacc4\ub97c \uae4a\uc774 \uc788\uac8c \ub17c\uc758\ud558\uace0\uc790 \ud569\ub2c8\ub2e4.<\/p>\n<p>\uba3c\uc800, \ubbf8\uad6d\uc758 \ud2b9\ud5c8 \uc81c\ub3c4\ub294 \ud310\ub840\ubc95\uc5d0 \uae30\ubc18\ud558\uc5ec \ubc1c\uc804\ud574 \uc654\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \ud2b9\ud5c8\ubc95\uc740 1952\ub144\uc5d0 \uc81c\uc815\ub41c \ud2b9\ud5c8\ubc95\uc5d0 \ub530\ub77c \uc6b4\uc601\ub418\uba70, \ud310\ub840\ub97c \ud1b5\ud574 \uc9c0\uc18d\uc801\uc73c\ub85c \ubc1c\uc804\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, 2014\ub144\uc758 &#8216;Alice Corp. v. CLS Bank International&#8217; \uc0ac\uac74\uc740 \uc18c\ud504\ud2b8\uc6e8\uc5b4\uc640 \uac19\uc740 \ucd94\uc0c1\uc801 \uc544\uc774\ub514\uc5b4\uc5d0 \ub300\ud55c \ud2b9\ud5c8\uc758 \uc720\ud6a8\uc131\uc744 \uacb0\uc815\uc9d3\ub294 \uc911\uc694\ud55c \ud310\ub840\ub85c \uc790\ub9ac\ub9e4\uae40\ud558\uc600\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc740 \ud2b9\ud5c8\uc758 \uae30\uc220\uc801 \uc131\uaca9\uc744 \uac15\uc870\ud558\uba70, \ud2b9\uc815\ud55c \uae30\uc220\uc801 \uae30\uc5ec\uac00 \uc5c6\uc744 \uacbd\uc6b0 \ud2b9\ud5c8\uac00 \ubd80\uc5ec\ub418\uc9c0 \uc54a\uc744 \uc218 \uc788\uc74c\uc744 \uba85\ud655\ud788 \ud558\uc600\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud310\ub840\ub294 \ubbf8\uad6d\uc5d0\uc11c\uc758 \ud2b9\ud5c8 \ucd9c\uc6d0 \uc804\ub7b5\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub2e4\uc74c\uc73c\ub85c, \uc77c\ubcf8\uc758 \uc2e4\uc6a9\uc2e0\uc548 \ucd9c\uc6d0 \uc81c\ub3c4\ub294 \ud2b9\ud5c8 \ucd9c\uc6d0\uacfc \ub2ec\ub9ac \ube44\uad50\uc801 \uac04\ub2e8\ud55c \uc808\ucc28\ub85c \uc2e4\uc6a9\uc801\uc778 \ubc1c\uba85\uc744 \ubcf4\ud638\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc77c\ubcf8\uc758 \uc2e4\uc6a9\uc2e0\uc548 \uc81c\ub3c4\ub294 1959\ub144\uc5d0 \ub3c4\uc785\ub418\uc5c8\uc73c\uba70, \uc8fc\ub85c \uae30\uacc4\uc801 \ubc1c\uba85\uc774\ub098 \uc81c\uc870 \ubc29\ubc95 \ub4f1\uc5d0\uc11c \ud65c\uc6a9\ub429\ub2c8\ub2e4. \uc2e4\uc6a9\uc2e0\uc548\uc740 \ud2b9\ud5c8\ubcf4\ub2e4 \uc9e7\uc740 \ubcf4\ud638 \uae30\uac04\uc744 \uac00\uc9c0\uc9c0\ub9cc, \uc2e0\uc18d\ud55c \ucd9c\uc6d0\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubcf8\uc5d0\uc11c \uc2e4\uc6a9\uc2e0\uc548\uc744 \ucd9c\uc6d0\ud558\uae30 \uc704\ud574\uc11c\ub294 \uae30\uc220\uc801 \uc9c4\ubcf4\ub97c \uc785\uc99d\ud560 \ud544\uc694\uac00 \uc788\uc73c\uba70, \uc774\ub294 \uc77c\ubcf8\uc758 \ud601\uc2e0 \uc5ed\ub7c9\uc744 \uac15\ud654\ud558\ub294 \ub370 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc77c\ubcf8 \ud2b9\ud5c8 \ucd9c\uc6d0 \uc2dc\uc2a4\ud15c \ub610\ud55c \uc138\uacc4\uc801\uc73c\ub85c \uc778\uc815\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubcf8\uc740 \uc815\ubc00\ud55c \uc2ec\uc0ac \uacfc\uc815\uc744 \ud1b5\ud574 \ud2b9\ud5c8\uc758 \uc9c8\uc744 \ubcf4\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \ud574\uc678 \uae30\uc5c5\ub4e4\uc774 \uc77c\ubcf8 \uc2dc\uc7a5\uc5d0 \uc9c4\ucd9c\ud560 \ub54c \uc911\uc694\ud55c \uc694\uc18c\ub85c \uc791\uc6a9\ud569\ub2c8\ub2e4. \ub610\ud55c, \uc77c\ubcf8\uc758 \ud2b9\ud5c8 \ucd9c\uc6d0\uc740 \ub2e4\uad6d\uc801 \uae30\uc5c5\ub4e4\uc5d0\uac8c\ub3c4 \ub9e4\ub825\uc801\uc778\ub370, \uc774\ub294 \uc77c\ubcf8\uc774 \uc544\uc2dc\uc544\uc5d0\uc11c \uac00\uc7a5 \ud070 \uacbd\uc81c \ub300\uad6d \uc911 \ud558\ub098\ub85c\uc11c\uc758 \uc785\uc9c0\ub97c \ud655\uace0\ud788 \ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc77c\ubcf8 \ud2b9\ud5c8\uccad\uc740 \ucd5c\uadfc AI\uc640 \uac19\uc740 \uc2e0\uae30\uc220\uc5d0 \ub300\ud55c \ud2b9\ud5c8 \ucd9c\uc6d0\ub3c4 \uc801\uadf9\uc801\uc73c\ub85c \uc218\uc6a9\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \ubcc0\ud654\ub294 \uae00\ub85c\ubc8c \uae30\uc220 \uacbd\uc7c1\uc5d0\uc11c \uc77c\ubcf8\uc744 \ub354\uc6b1 \uac15\ub825\ud55c \uc704\uce58\uc5d0 \uc62c\ub824\ub193\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ubbf8\uad6d\uacfc \uc77c\ubcf8\uc758 \ud2b9\ud5c8 \uc81c\ub3c4\ub294 \uc11c\ub85c \ub2e4\ub978 \uc811\uadfc \ubc29\uc2dd\uc744 \uac00\uc9c0\uace0 \uc788\uc9c0\ub9cc, \uad81\uadf9\uc801\uc73c\ub85c\ub294 \ud601\uc2e0\uc744 \ucd09\uc9c4\ud558\uace0 \uae30\uc5c5\uc758 \uacbd\uc7c1\ub825\uc744 \uac15\ud654\ud558\ub294 \ub370 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc740 \uc774\ub7ec\ud55c \uc81c\ub3c4\uc758 \ud2b9\uc131\uc744 \uc798 \uc774\ud574\ud558\uace0, \uc804\ub7b5\uc801\uc73c\ub85c \ud65c\uc6a9\ud574\uc57c \ud560 \ud544\uc694\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \ubbf8\uad6d\uc5d0\uc11c\ub294 \ud310\ub840\ub97c \uae30\ubc18\uc73c\ub85c \ud55c \ubc95\uc801 \ud310\ub2e8\uc744 \uc798 \ubd84\uc11d\ud558\uc5ec \ucd9c\uc6d0 \uc804\ub7b5\uc744 \uc138\uc6cc\uc57c \ud558\uace0, \uc77c\ubcf8\uc5d0\uc11c\ub294 \uc2e4\uc6a9\uc2e0\uc548\uacfc \ud2b9\ud5c8\uc758 \ucc28\uc774\ub97c \uc798 \uc774\ud574\ud558\uc5ec \uc801\uc808\ud55c \ubcf4\ud638 \uc804\ub7b5\uc744 \uc124\uacc4\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>\uacb0\ub860\uc801\uc73c\ub85c, \ud2b9\ud5c8\uc81c\ub3c4\ub294 \uac01\uad6d\uc758 \uacbd\uc81c \ubc0f \uc0b0\uc5c5 \ubc1c\uc804\uc5d0 \ud575\uc2ec\uc801\uc778 \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc73c\uba70, \ubbf8\uad6d\uacfc \uc77c\ubcf8\uc758 \uc0ac\ub840\ub294 \uadf8 \ub2e4\uc591\uc131\uacfc \ubcf5\uc7a1\uc131\uc744 \uc798 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc740 \uc774\ub7ec\ud55c \uc81c\ub3c4\ub97c \uc798 \ud65c\uc6a9\ud558\uc5ec \uacbd\uc7c1\ub825\uc744 \ub192\uc774\uace0, \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5 \uae30\ud68c\ub97c \ucc3d\ucd9c\ud574 \ub098\uac00\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud2b9\ud5c8\uc81c\ub3c4\ub294 \uad6d\uac00\uc758 \uacbd\uc81c \ubc1c\uc804\uacfc \ud601\uc2e0\uc744 \ucd09\uc9c4\ud558\ub294 \uc8fc\uc694\ud55c \uc218\ub2e8\uc73c\ub85c \uc790\ub9ac\uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \ubbf8\uad6d\uacfc \uc77c\ubcf8\uc758 \ud2b9\ud5c8 \uc81c\ub3c4\ub294 \uac01\uac01\uc758 \uc5ed\uc0ac\uc801 \ubc30\uacbd\uacfc \uc0b0\uc5c5 \uad6c\uc870\uc5d0 \ub530\ub77c \ucc28\ubcc4\ud654\ub41c \ud2b9\uc9d5\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ubbf8\uad6d\uc758 \ud310\ub840\ubc95, \uc77c\ubcf8\uc758 \uc2e4\uc6a9\uc2e0\uc548 \ucd9c\uc6d0 \ubc0f \ud2b9\ud5c8 \ucd9c\uc6d0 \uccb4\uacc4\ub97c \uae4a\uc774 \uc788\uac8c \ub17c\uc758\ud558\uace0\uc790 \ud569\ub2c8\ub2e4. \uba3c\uc800, \ubbf8\uad6d\uc758 \ud2b9\ud5c8 \uc81c\ub3c4\ub294 \ud310\ub840\ubc95\uc5d0 \uae30\ubc18\ud558\uc5ec \ubc1c\uc804\ud574 \uc654\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d \ud2b9\ud5c8\ubc95\uc740 1952\ub144\uc5d0 \uc81c\uc815\ub41c \ud2b9\ud5c8\ubc95\uc5d0 \ub530\ub77c \uc6b4\uc601\ub418\uba70, [&hellip;]<\/p>\n","protected":false},"author":41,"featured_media":74,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\ud2b9\ud5c8\uc81c\ub3c4","_yoast_wpseo_metadesc":"\ubcf8 \uae00\uc5d0\uc11c\ub294 \ubbf8\uad6d\uc758 \ud310\ub840\ubc95\uacfc \uc77c\ubcf8\uc758 \uc2e4\uc6a9\uc2e0\uc548 \ubc0f \ud2b9\ud5c8 \ucd9c\uc6d0 \uccb4\uacc4\ub97c \uc2ec\uce35\uc801\uc73c\ub85c \ubd84\uc11d\ud569\ub2c8\ub2e4. \ubbf8\uad6d\uc758 \ud2b9\ud5c8 \uc81c\ub3c4\ub294 \ud310\ub840\ub97c \ud1b5\ud574 \ubc1c\uc804\ud558\uba70, \uc77c\ubcf8\uc758 \uc2e4\uc6a9\uc2e0\uc548\uc740 \uc2e0\uc18d\ud55c \ucd9c\uc6d0\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub450 \ub098\ub77c \uac04\uc758 \ud2b9\ud5c8 \uc81c\ub3c4\uc758 \ucc28\ubcc4\uc131\uc744 \uc774\ud574\ud558\uace0, \uae30\uc5c5\ub4e4\uc774 \uc804\ub7b5\uc801\uc73c\ub85c \ud65c\uc6a9\ud560 \uc218 \uc788\ub294 \ubc29\uc548\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4.","footnotes":""},"categories":[27],"tags":[1501,501,3597,2460,1527],"class_list":["post-18550","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-27","tag-1501","tag-501","tag-3597","tag-2460","tag-1527"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\ud2b9\ud5c8\uc81c\ub3c4\uc758 \uc2ec\uce35 \ud0d0\uad6c \ubbf8\uad6d\uacfc \uc77c\ubcf8\uc758 \ud310\ub840\uc640 \ucd9c\uc6d0 \uccb4\uacc4 - \ub450\ucc3d\ud2b9\ud5c8\ubc95\ub960\uc0ac\ubb34\uc18c<\/title>\n<meta name=\"description\" content=\"\ubcf8 \uae00\uc5d0\uc11c\ub294 \ubbf8\uad6d\uc758 \ud310\ub840\ubc95\uacfc 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