{"id":20193,"date":"2026-04-30T07:21:31","date_gmt":"2026-04-29T22:21:31","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%eb%a1%9c%ec%9d%b4%ec%a6%88-%ec%84%b8%ec%83%81%ec%9d%84-%eb%b3%b4%ed%98%b8%ed%95%98%eb%8a%94-%eb%b3%b4%ed%97%98%ec%9d%98-%ec%95%84%ec%9d%b4%ec%bd%98-%eb%8f%85%ed%8a%b9%ed%95%9c-%eb%b3%b4%ed%97%98\/"},"modified":"2026-04-30T07:21:31","modified_gmt":"2026-04-29T22:21:31","slug":"%eb%a1%9c%ec%9d%b4%ec%a6%88-%ec%84%b8%ec%83%81%ec%9d%84-%eb%b3%b4%ed%98%b8%ed%95%98%eb%8a%94-%eb%b3%b4%ed%97%98%ec%9d%98-%ec%95%84%ec%9d%b4%ec%bd%98-%eb%8f%85%ed%8a%b9%ed%95%9c-%eb%b3%b4%ed%97%98","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%eb%a1%9c%ec%9d%b4%ec%a6%88-%ec%84%b8%ec%83%81%ec%9d%84-%eb%b3%b4%ed%98%b8%ed%95%98%eb%8a%94-%eb%b3%b4%ed%97%98%ec%9d%98-%ec%95%84%ec%9d%b4%ec%bd%98-%eb%8f%85%ed%8a%b9%ed%95%9c-%eb%b3%b4%ed%97%98\/","title":{"rendered":"&#8220;\ub85c\uc774\uc988: \uc138\uc0c1\uc744 \ubcf4\ud638\ud558\ub294 \ubcf4\ud5d8\uc758 \uc544\uc774\ucf58&#8221; \ub3c5\ud2b9\ud55c \ubcf4\ud5d8\uc758 \uc5ed\uc0ac"},"content":{"rendered":"<p>\ub85c\uc774\uc988(Lloyd&#8217;s)\ub294 17\uc138\uae30 \ub7f0\ub358\uc5d0\uc11c \uc2dc\uc791\ub41c \ubcf4\ud5d8\uc5c5\uacc4\uc758 \uc0c1\uc9d5\uc801\uc778 \uc874\uc7ac\ub85c, \uc624\ub298\ub0a0 \uc804 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \uc2e0\ub8b0\ubc1b\ub294 \ubcf4\ud5d8 \ube0c\ub79c\ub4dc \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \ub85c\uc774\uc988\uc758 \uae30\uc6d0\uc740 1688\ub144\uc73c\ub85c \uac70\uc2ac\ub7ec \uc62c\ub77c\uac00\uba70, \ub2f9\uc2dc \ub7f0\ub358\uc758 \ud55c \ucc3b\uc9d1\uc5d0\uc11c \ud574\uc0c1 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\uae30 \uc2dc\uc791\ud55c \uac83\uc774 \uadf8 \ucd9c\ubc1c\uc810\uc785\ub2c8\ub2e4. \uc774 \ucc3b\uc9d1\uc740 \ud574\uc0c1 \ubb34\uc5ed\uc758 \uc704\ud5d8\uc744 \uc904\uc774\uae30 \uc704\ud574 \uc0c1\uc778\ub4e4\uc774 \ubaa8\uc5ec \uc815\ubcf4\ub97c \uacf5\uc720\ud558\uace0 \ubcf4\ud5d8\uc744 \uac00\uc785\ud558\ub294 \uc7a5\uc18c\ub85c \uc54c\ub824\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub85c\uc774\uc988\ub294 \uadf8 \ud6c4 300\ub144 \uc774\uc0c1 \ub3d9\uc548 \ud574\uc0c1 \ubcf4\ud5d8\uc758 \uc911\uc2ec\uc9c0\ub85c \uc790\ub9ac\uc7a1\uc558\uc73c\uba70, \uc810\ucc28 \uadf8 \ubc94\uc704\ub97c \ud655\uc7a5\ud558\uc5ec \ud56d\uacf5\uc0ac, \ubd80\ub3d9\uc0b0, \uc2ec\uc9c0\uc5b4 \uc0ac\uc774\ubc84 \uacf5\uaca9\uacfc \uac19\uc740 \ud604\ub300\uc758 \ub2e4\uc591\ud55c \ub9ac\uc2a4\ud06c\uc5d0 \ub300\ud55c \ubcf4\ud5d8\uae4c\uc9c0 \uc81c\uacf5\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ub85c\uc774\uc988\ub294 \ub2e8\uc21c\ud55c \ubcf4\ud5d8 \uc81c\uacf5\uc744 \ub118\uc5b4\uc11c, \uace0\uac1d\uc774 \uc9c1\uba74\ud558\ub294 \uc704\ud5d8\uc744 \uc774\ud574\ud558\uace0 \uc774\uc5d0 \ub300\ud55c \ud574\uacb0\ucc45\uc744 \uc81c\uc2dc\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub85c\uc774\uc988\uc758 \ucca0\ud559\uc740 &#8216;\uc704\ud5d8\uc744 \uacf5\uc720\ud558\uace0, \ud568\uaed8 \uc131\uc7a5\ud55c\ub2e4&#8217;\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774\ub4e4\uc740 \uac1c\ubcc4\uc801\uc73c\ub85c\ub294 \ud070 \uc704\ud5d8\uc744 \uac10\ub2f9\ud560 \uc218 \uc5c6\ub294 \uace0\uac1d\ub4e4\uc5d0\uac8c \ud611\ub825\uc758 \ud798\uc744 \ud1b5\ud574 \ubcf4\ub2e4 \uc548\uc804\ud55c \ubbf8\ub798\ub97c \ubcf4\uc7a5\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ucca0\ud559\uc740 \ub85c\uc774\uc988\uc758 \ub2e4\uc591\ud55c \ubcf4\ud5d8 \uc0c1\ud488\uc5d0\uc11c\ub3c4 \uc5ec\uc2e4\ud788 \ub4dc\ub7ec\ub098\uba70, \uace0\uac1d\uc758 \ub2c8\uc988\ub97c \ucd5c\uc6b0\uc120\uc73c\ub85c \uace0\ub824\ud55c \ub9de\ucda4\ud615 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc5ed\uc0ac\uc801\uc73c\ub85c \ub85c\uc774\uc988\ub294 \uadf8\ub4e4\uc758 \uace0\uac1d\uacfc\uc758 \uc2e0\ub8b0 \uad00\uacc4\ub97c \ud1b5\ud574 \ub9ce\uc740 \uc5b4\ub824\uc6c0\uc744 \uadf9\ubcf5\ud574\uc654\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, 1912\ub144 \ud0c0\uc774\ud0c0\ub2c9 \ud638\uc758 \uce68\ubab0 \uc0ac\uac74 \ub2f9\uc2dc \ub85c\uc774\uc988\ub294 \uc218\ub9ce\uc740 \ud53c\ud574\uc790\ub4e4\uc5d0\uac8c \uc801\uc808\ud55c \ubcf4\uc0c1\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uadf8 \uc2e0\ub8b0\ub97c \ub354\uc6b1 \uad73\uac74\ud788 \ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc740 \ub85c\uc774\uc988\uac00 \uace0\uac1d\uc758 \uc544\ud514\uc5d0 \uacf5\uac10\ud558\uace0, \uadf8\ub4e4\uc758 \uc548\uc804\uc744 \ucd5c\uc6b0\uc120\uc73c\ub85c \uc0dd\uac01\ud558\ub294 \ube0c\ub79c\ub4dc\ub77c\ub294 \uc774\ubbf8\uc9c0\ub97c \uac01\uc778\uc2dc\ucf30\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \ub85c\uc774\uc988\ub294 \ud601\uc2e0\uc801\uc778 \uc811\uadfc\uc73c\ub85c\ub3c4 \uc720\uba85\ud569\ub2c8\ub2e4. \ucd5c\uadfc\uc5d0\ub294 \uae30\uc220 \ubc1c\uc804\uc5d0 \ub9de\ucdb0 \uc778\uacf5\uc9c0\ub2a5(AI)\uacfc \ub370\uc774\ud130 \ubd84\uc11d\uc744 \ud65c\uc6a9\ud558\uc5ec \uace0\uac1d\uc758 \uc694\uad6c\uc5d0 \uc2e0\uc18d\ud558\uac8c \ub300\uc751\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7f0 \ud601\uc2e0\uc740 \uadf8\ub4e4\uc758 \uc11c\ube44\uc2a4 \ud488\uc9c8\uc744 \ub192\uc774\uba70, \uace0\uac1d\uc758 \uc548\uc804\uc744 \ub354\uc6b1 \ud655\uc2e4\ud558\uac8c \ubcf4\uc7a5\ud558\ub294 \ub370 \uae30\uc5ec\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub85c\uc774\uc988\uc758 \ub300\ud45c\uc801\uc778 \uc77c\ud654 \uc911 \ud558\ub098\ub294 2001\ub144 9.11 \ud14c\ub7ec \uc0ac\uac74\uc785\ub2c8\ub2e4. \uc774 \uc0ac\uac74\uc73c\ub85c \uc778\ud574 \uc804 \uc138\uacc4 \ubcf4\ud5d8\uc5c5\uacc4\uac00 \ud070 \ud0c0\uaca9\uc744 \ubc1b\uc558\uc9c0\ub9cc, \ub85c\uc774\uc988\ub294 \uc2e0\uc18d\ud558\uace0 \ud6a8\uacfc\uc801\uc778 \ub300\uc751\uc73c\ub85c \ub2e4\uc2dc \ud55c\ubc88 \uadf8\ub4e4\uc758 \uace0\uac1d\uc5d0\uac8c \ubbff\uc74c\uc744 \uc8fc\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ub4e4\uc740 \uace0\uac1d\uacfc\uc758 \uc2e0\ub8b0\ub97c \ubc14\ud0d5\uc73c\ub85c \uc704\uae30\ub97c \uae30\ud68c\ub85c \ubc14\uafb8\ub294 \ub370 \uc131\uacf5\ud588\uc73c\uba70, \uc774\ub294 \ub85c\uc774\uc988\uc758 \uae30\uc5c5 \ucca0\ud559\uc774 \uc5bc\ub9c8\ub098 \uc911\uc694\ud55c\uc9c0\ub97c \uc798 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n<p>\uacb0\uad6d \ub85c\uc774\uc988\ub294 \ub2e8\uc21c\ud55c \ubcf4\ud5d8\uc0ac\uac00 \uc544\ub2c8\ub77c, \uace0\uac1d\uc758 \uc548\uc804\uacfc \ubbf8\ub798\ub97c \ubcf4\uc7a5\ud558\ub294 \ud30c\ud2b8\ub108\ub85c\uc11c\uc758 \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub4e4\uc740 \uc9c0\uc18d\uc801\uc73c\ub85c \ubcc0\ud654\ud558\ub294 \ub9ac\uc2a4\ud06c\uc5d0 \uc801\uc751\ud558\uba70, \ubaa8\ub4e0 \uace0\uac1d\uc5d0\uac8c \uadf8\ub4e4\uc758 \uc18c\uc911\ud55c \uc790\uc0b0\uc744 \ubcf4\ud638\ud558\ub294 \ub370 \ucd5c\uc120\uc744 \ub2e4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub85c\uc774\uc988\ub294 \uc55e\uc73c\ub85c\ub3c4 \uc9c0\uc18d\uc801\uc73c\ub85c \uace0\uac1d\uc758 \uae30\ub300\ub97c \ucd08\uacfc\ud558\ub294 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uba70, \ubcf4\ud5d8 \uc0b0\uc5c5\uc758 \uc120\ub450\uc8fc\uc790\ub85c\uc11c\uc758 \uc785\uc9c0\ub97c \uc720\uc9c0\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub85c\uc774\uc988(Lloyd&#8217;s)\ub294 17\uc138\uae30 \ub7f0\ub358\uc5d0\uc11c \uc2dc\uc791\ub41c \ubcf4\ud5d8\uc5c5\uacc4\uc758 \uc0c1\uc9d5\uc801\uc778 \uc874\uc7ac\ub85c, \uc624\ub298\ub0a0 \uc804 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \uc2e0\ub8b0\ubc1b\ub294 \ubcf4\ud5d8 \ube0c\ub79c\ub4dc \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \ub85c\uc774\uc988\uc758 \uae30\uc6d0\uc740 1688\ub144\uc73c\ub85c \uac70\uc2ac\ub7ec \uc62c\ub77c\uac00\uba70, \ub2f9\uc2dc \ub7f0\ub358\uc758 \ud55c \ucc3b\uc9d1\uc5d0\uc11c \ud574\uc0c1 \ubcf4\ud5d8\uc744 \uc81c\uacf5\ud558\uae30 \uc2dc\uc791\ud55c \uac83\uc774 \uadf8 \ucd9c\ubc1c\uc810\uc785\ub2c8\ub2e4. \uc774 \ucc3b\uc9d1\uc740 \ud574\uc0c1 \ubb34\uc5ed\uc758 \uc704\ud5d8\uc744 \uc904\uc774\uae30 \uc704\ud574 \uc0c1\uc778\ub4e4\uc774 \ubaa8\uc5ec \uc815\ubcf4\ub97c \uacf5\uc720\ud558\uace0 \ubcf4\ud5d8\uc744 \uac00\uc785\ud558\ub294 \uc7a5\uc18c\ub85c \uc54c\ub824\uc84c\uc2b5\ub2c8\ub2e4. \ub85c\uc774\uc988\ub294 \uadf8 \ud6c4 300\ub144 \uc774\uc0c1 \ub3d9\uc548 \ud574\uc0c1 \ubcf4\ud5d8\uc758 [&hellip;]<\/p>\n","protected":false},"author":92,"featured_media":65,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Lloyd's \ub85c\uc774\uc988","_yoast_wpseo_metadesc":"\ub85c\uc774\uc988\ub294 17\uc138\uae30 \ub7f0\ub358\uc758 \ucc3b\uc9d1\uc5d0\uc11c \uc2dc\uc791\ub41c \ubcf4\ud5d8\uc758 \uc544\uc774\ucf58\uc73c\ub85c, \ud574\uc0c1 \ubcf4\ud5d8\uc5d0\uc11c \ucd9c\ubc1c\ud574 \ub2e4\uc591\ud55c \ubd84\uc57c\ub85c \ud655\uc7a5\ud558\uc600\uc2b5\ub2c8\ub2e4. \uace0\uac1d\uc758 \uc548\uc804\uacfc \ub2c8\uc988\ub97c \ucd5c\uc6b0\uc120\uc73c\ub85c \uace0\ub824\ud558\uba70, \ud601\uc2e0\uc801\uc778 \uae30\uc220\uc744 \ud65c\uc6a9\ud55c \ub9de\ucda4\ud615 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uc5ed\uc0ac\uc801 \uc0ac\uac74\ub4e4\uc744 \ud1b5\ud574 \uc2e0\ub8b0\ub97c \uc313\uc544\uc628 \ub85c\uc774\uc988\ub294 \ubbf8\ub798\uc5d0\ub3c4 \uace0\uac1d\uacfc \ud568\uaed8 \uc131\uc7a5\ud558\ub294 \ube0c\ub79c\ub4dc\uc785\ub2c8\ub2e4.","footnotes":""},"categories":[10],"tags":[7409,11451,4217,913,4928],"class_list":["post-20193","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-10","tag-db","tag-lloyds","tag-4217","tag-913","tag-4928"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>&quot;\ub85c\uc774\uc988: \uc138\uc0c1\uc744 \ubcf4\ud638\ud558\ub294 \ubcf4\ud5d8\uc758 \uc544\uc774\ucf58&quot; \ub3c5\ud2b9\ud55c \ubcf4\ud5d8\uc758 \uc5ed\uc0ac - \ub450\ucc3d\ud2b9\ud5c8\ubc95\ub960\uc0ac\ubb34\uc18c<\/title>\n<meta name=\"description\" content=\"\ub85c\uc774\uc988\ub294 17\uc138\uae30 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