{"id":2166,"date":"2025-09-15T12:09:53","date_gmt":"2025-09-15T03:09:53","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ec%8b%9c%ed%8b%b0%eb%b1%85%ed%81%ac%eb%8a%94-%ec%a0%84-%ec%84%b8%ea%b3%84%ec%97%90%ec%84%9c-%ea%b0%80%ec%9e%a5-%ed%81%b0-%ea%b8%88%ec%9c%b5%ea%b8%b0%ea%b4%80-%ec%a4%91-%ed%95%98%eb%82%98%ec%9e%85\/"},"modified":"2025-09-15T12:09:53","modified_gmt":"2025-09-15T03:09:53","slug":"%ec%8b%9c%ed%8b%b0%eb%b1%85%ed%81%ac%eb%8a%94-%ec%a0%84-%ec%84%b8%ea%b3%84%ec%97%90%ec%84%9c-%ea%b0%80%ec%9e%a5-%ed%81%b0-%ea%b8%88%ec%9c%b5%ea%b8%b0%ea%b4%80-%ec%a4%91-%ed%95%98%eb%82%98%ec%9e%85","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ec%8b%9c%ed%8b%b0%eb%b1%85%ed%81%ac%eb%8a%94-%ec%a0%84-%ec%84%b8%ea%b3%84%ec%97%90%ec%84%9c-%ea%b0%80%ec%9e%a5-%ed%81%b0-%ea%b8%88%ec%9c%b5%ea%b8%b0%ea%b4%80-%ec%a4%91-%ed%95%98%eb%82%98%ec%9e%85\/","title":{"rendered":"&#8220;\uc2dc\ud2f0\ubc45\ud06c\ub294 \uc804 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ud070 \uae08\uc735\uae30\uad00 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4&#8221; \uc9c4\uc815\ud55c \uae00\ub85c\ubc8c \uc740\ud589\uc758 \uc544\uc774\ucf58"},"content":{"rendered":"<p>\uc2dc\ud2f0\ubc45\ud06c(Citibank)\ub294 1812\ub144 \ub274\uc695\uc5d0\uc11c \uc124\ub9bd\ub41c \uc774\ub798\ub85c, \ubbf8\uad6d\uc5d0\uc11c \uac00\uc7a5 \uc624\ub798\ub41c \uc740\ud589 \uc911 \ud558\ub098\ub85c \uc790\ub9ac \uc7a1\uc558\uc2b5\ub2c8\ub2e4. \ub2f9\uc2dc\uc5d0\ub294 &#8216;\uc2dc\ud2f0\uc740\ud589&#8217;\uc774\ub77c\ub294 \uc774\ub984\uc73c\ub85c \uc2dc\uc791\ud558\uc600\uc73c\uba70, \uc624\ub298\ub0a0\uc5d0\ub294 160\uc5ec \uac1c \uad6d\uac00\uc5d0\uc11c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uae00\ub85c\ubc8c \uae08\uc735\uae30\uad00\uc73c\ub85c \uc131\uc7a5\ud588\uc2b5\ub2c8\ub2e4. \uc2dc\ud2f0\ubc45\ud06c\uac00 \ucc98\uc74c \uc124\ub9bd\ub41c \ubaa9\uc801\uc740 \uc9c0\uc5ed \uc8fc\ubbfc\ub4e4\uc5d0\uac8c \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uac83\uc774\uc5c8\uc9c0\ub9cc, \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \uadf8 \ube44\uc804\uc740 \uc804 \uc138\uacc4\ub85c \ud655\uc7a5\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\ud2f0\ubc45\ud06c\uc758 \ube0c\ub79c\ub4dc \ucca0\ud559\uc740 &#8216;\uc6b0\ub9ac\ub294 \ub2f9\uc2e0\uacfc \ud568\uaed8\ud569\ub2c8\ub2e4&#8217;\uc785\ub2c8\ub2e4. \uc774 \uc2ac\ub85c\uac74\uc740 \uace0\uac1d\uacfc\uc758 \uad00\uacc4\ub97c \uc911\uc2dc\ud558\uba70, \uac01 \uac1c\uc778\uc758 \ud544\uc694\uc5d0 \ub9de\ucd98 \ub9de\ucda4\ud615 \uae08\uc735 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\uace0\uc790 \ud558\ub294 \uc758\uc9c0\ub97c \ub098\ud0c0\ub0c5\ub2c8\ub2e4. \uc2dc\ud2f0\ubc45\ud06c\ub294 \ud2b9\ud788 \ub514\uc9c0\ud138 \ubc45\ud0b9\uacfc \ud601\uc2e0\uc801\uc778 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud574 \uace0\uac1d\uc758 \uc0dd\ud65c\uc744 \ub354\uc6b1 \ud3b8\ub9ac\ud558\uac8c \ub9cc\ub4e4\uc5b4 \uc8fc\uace0\uc790 \ub178\ub825\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub4e4\uc740 \uc9c0\uc18d\uc801\uc778 \uae30\uc220 \ud22c\uc790\uc640 \uace0\uac1d \uacbd\ud5d8 \uac1c\uc120\uc5d0 \uc9d1\uc911\ud558\uba70, \uace0\uac1d\uc758 \uc2e0\ub8b0\ub97c \uc5bb\uae30 \uc704\ud574 \ud56d\uc0c1 \ucd5c\uc120\uc744 \ub2e4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud2b9\ud788, \uc2dc\ud2f0\ubc45\ud06c\ub294 \uc804 \uc138\uacc4\uc801\uc778 \ub124\ud2b8\uc6cc\ud06c\ub97c \ud1b5\ud574 \ub2e4\uc591\ud55c \ubb38\ud654\uc640 \uad6d\uac00\uc5d0\uc11c \uace0\uac1d\uacfc \uc18c\ud1b5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, 2008\ub144 \uae00\ub85c\ubc8c \uae08\uc735\uc704\uae30 \ub2f9\uc2dc, \uc2dc\ud2f0\ubc45\ud06c\ub294 \uace0\uac1d\ub4e4\uc774 \uc5b4\ub824\uc6c0\uc744 \uacaa\ub294 \uc0c1\ud669\uc5d0\uc11c \uc5ec\ub7ec \uae08\uc735 \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8\uc744 \uc2e0\uc18d\ud558\uac8c \ub3c4\uc785\ud558\uc5ec \ub9ce\uc740 \uace0\uac1d\ub4e4\uc758 \uacbd\uc81c\uc801 \ubd80\ub2f4\uc744 \ub35c\uc5b4\uc8fc\uc5c8\uc2b5\ub2c8\ub2e4. \uc774\ucc98\ub7fc \uc704\uae30 \uc0c1\ud669\uc5d0\uc11c \uace0\uac1d\uc744 \uba3c\uc800 \uc0dd\uac01\ud558\ub294 \uc811\uadfc \ubc29\uc2dd\uc740 \uc2dc\ud2f0\ubc45\ud06c\uc758 \ube0c\ub79c\ub4dc \uc774\ubbf8\uc9c0\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\ucce4\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ub610\ud55c, \uc2dc\ud2f0\ubc45\ud06c\ub294 \uc0ac\ud68c\uc801 \ucc45\uc784\uc744 \ub2e4\ud558\uae30 \uc704\ud55c \ub2e4\uc591\ud55c \ud65c\ub3d9\uc744 \ud3bc\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud658\uacbd \ubcf4\ud638\uc640 \uad50\uc721 \uc9c0\uc6d0\uc744 \uc704\ud55c \ud504\ub85c\uadf8\ub7a8\uc5d0 \ud22c\uc790\ud558\uba70, \uc774\ub97c \ud1b5\ud574 \uc9c0\uc18d \uac00\ub2a5\ud55c \ubbf8\ub798\ub97c \uc704\ud55c \ubc1c\uac78\uc74c\uc744 \ub0b4\ub51b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc0ac\ud68c\uc801 \uae30\uc5ec\ub294 \uace0\uac1d\ub4e4\uc5d0\uac8c \ube0c\ub79c\ub4dc\uc5d0 \ub300\ud55c \uc2e0\ub8b0\ub97c \ub354\uc6b1 \uac15\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc2dc\ud2f0\ubc45\ud06c\uac00 \ud765\ubbf8\ub85c\uc6b4 \ub610 \ud558\ub098\uc758 \uc774\uc57c\uae30\ub294 1998\ub144 \uc544\uc2dc\uc544 \uae08\uc735\uc704\uae30 \uc2dc\uc810\uc73c\ub85c \uac70\uc2ac\ub7ec \uc62c\ub77c\uac11\ub2c8\ub2e4. \ub2f9\uc2dc \uc2dc\ud2f0\ubc45\ud06c\ub294 \uae09\uaca9\ud55c \ud658\uc728 \ubcc0\ub3d9 \uc18d\uc5d0\uc11c\ub3c4 \uace0\uac1d\ub4e4\uc5d0\uac8c \uc548\uc815\uc801\uc778 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 24\uc2dc\uac04 \uace0\uac1d \uc9c0\uc6d0 \uc13c\ud130\ub97c \uc6b4\uc601\ud558\uba70 \uace0\uac1d\uc758 \ubd88\uc548\uc744 \ud574\uc18c\ud558\ub824 \ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub178\ub825\uc740 \uace0\uac1d\ub4e4\uc5d0\uac8c \ud070 \uac10\ub3d9\uc744 \uc8fc\uc5c8\uace0, \uc2dc\ud2f0\ubc45\ud06c\uc758 \ucda9\uc131 \uace0\uac1d\uce35\uc744 \ud615\uc131\ud558\ub294 \ub370 \uae30\uc5ec\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc624\ub298\ub0a0 \uc2dc\ud2f0\ubc45\ud06c\ub294 \ub2e8\uc21c\ud55c \uae08\uc735 \uae30\uad00 \uc774\uc0c1\uc758 \uc5ed\ud560\uc744 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uac1d\uc758 \uc0b6\uc5d0 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uae30 \uc704\ud574 \ub04a\uc784\uc5c6\uc774 \ud601\uc2e0\ud558\uace0, \uace0\uac1d\uc758 \ubaa9\uc18c\ub9ac\uc5d0 \uadc0 \uae30\uc6b8\uc774\uba70, \uae00\ub85c\ubc8c \uae08\uc735 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uc2e0\ub8b0\ub97c \uc313\uc544\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2dc\ud2f0\ubc45\ud06c\uc758 \uc5ec\uc815\uc740 \ub2e8\uc21c\ud55c \uae08\uc735 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5d0 \uadf8\uce58\uc9c0 \uc54a\uace0, \uc778\uac04 \uc911\uc2ec\uc758 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc2e4\ud604\ud558\uae30 \uc704\ud55c \uc9c0\uc18d\uc801\uc778 \ub178\ub825\uc73c\ub85c \uac00\ub4dd \ucc28 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc2dc\ud2f0\ubc45\ud06c(Citibank)\ub294 1812\ub144 \ub274\uc695\uc5d0\uc11c \uc124\ub9bd\ub41c \uc774\ub798\ub85c, \ubbf8\uad6d\uc5d0\uc11c \uac00\uc7a5 \uc624\ub798\ub41c \uc740\ud589 \uc911 \ud558\ub098\ub85c \uc790\ub9ac \uc7a1\uc558\uc2b5\ub2c8\ub2e4. \ub2f9\uc2dc\uc5d0\ub294 &#8216;\uc2dc\ud2f0\uc740\ud589&#8217;\uc774\ub77c\ub294 \uc774\ub984\uc73c\ub85c \uc2dc\uc791\ud558\uc600\uc73c\uba70, \uc624\ub298\ub0a0\uc5d0\ub294 160\uc5ec \uac1c \uad6d\uac00\uc5d0\uc11c \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uae00\ub85c\ubc8c \uae08\uc735\uae30\uad00\uc73c\ub85c \uc131\uc7a5\ud588\uc2b5\ub2c8\ub2e4. \uc2dc\ud2f0\ubc45\ud06c\uac00 \ucc98\uc74c \uc124\ub9bd\ub41c \ubaa9\uc801\uc740 \uc9c0\uc5ed \uc8fc\ubbfc\ub4e4\uc5d0\uac8c \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\ub294 \uac83\uc774\uc5c8\uc9c0\ub9cc, \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \uadf8 \ube44\uc804\uc740 \uc804 \uc138\uacc4\ub85c \ud655\uc7a5\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc2dc\ud2f0\ubc45\ud06c\uc758 \ube0c\ub79c\ub4dc \ucca0\ud559\uc740 &#8216;\uc6b0\ub9ac\ub294 \ub2f9\uc2e0\uacfc \ud568\uaed8\ud569\ub2c8\ub2e4&#8217;\uc785\ub2c8\ub2e4. \uc774 \uc2ac\ub85c\uac74\uc740 \uace0\uac1d\uacfc\uc758 \uad00\uacc4\ub97c \uc911\uc2dc\ud558\uba70, [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":68,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"Citibank \uc2dc\ud2f0\ubc45\ud06c","_yoast_wpseo_metadesc":"\uc2dc\ud2f0\ubc45\ud06c\ub294 1812\ub144\uc5d0 \uc124\ub9bd\ub41c \uc774\ud6c4 \uc804 \uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ud070 \uae08\uc735\uae30\uad00 \uc911 \ud558\ub098\ub85c \uc131\uc7a5\ud558\uc600\uc2b5\ub2c8\ub2e4. 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