{"id":22426,"date":"2026-05-24T07:08:59","date_gmt":"2026-05-23T22:08:59","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%eb%b9%84%ed%8a%b8%ec%bd%94%ec%9d%b8-atm-1%ec%9c%84-%ec%97%85%ec%b2%b4%ec%9d%98-%ed%8c%8c%ec%82%b0%ea%b3%bc-%ec%95%94%ec%9a%b8%ed%95%9c-%ec%8b%9c%ec%9e%a5-%ec%a0%84%eb%a7%9d\/"},"modified":"2026-05-24T07:08:59","modified_gmt":"2026-05-23T22:08:59","slug":"%eb%b9%84%ed%8a%b8%ec%bd%94%ec%9d%b8-atm-1%ec%9c%84-%ec%97%85%ec%b2%b4%ec%9d%98-%ed%8c%8c%ec%82%b0%ea%b3%bc-%ec%95%94%ec%9a%b8%ed%95%9c-%ec%8b%9c%ec%9e%a5-%ec%a0%84%eb%a7%9d","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%eb%b9%84%ed%8a%b8%ec%bd%94%ec%9d%b8-atm-1%ec%9c%84-%ec%97%85%ec%b2%b4%ec%9d%98-%ed%8c%8c%ec%82%b0%ea%b3%bc-%ec%95%94%ec%9a%b8%ed%95%9c-%ec%8b%9c%ec%9e%a5-%ec%a0%84%eb%a7%9d\/","title":{"rendered":"\ube44\ud2b8\ucf54\uc778 ATM 1\uc704 \uc5c5\uccb4\uc758 \ud30c\uc0b0\uacfc \uc554\uc6b8\ud55c \uc2dc\uc7a5 \uc804\ub9dd"},"content":{"rendered":"

\ucd5c\uadfc \ube44\ud2b8\ucf54\uc778 \uc2dc\uc7a5\uc5d0\uc11c \ud55c \uac00\uc9c0 \ucda9\uaca9\uc801\uc778 \uc18c\uc2dd\uc774 \uc804\ud574\uc84c\uc2b5\ub2c8\ub2e4. \ubd81\ubbf8 \ucd5c\ub300 \ube44\ud2b8\ucf54\uc778 ATM \uc6b4\uc601\uc0ac\uc778 ‘\ube44\ud2b8\ucf54\uc778 \ub514\ud3ec’\uac00 \ud30c\uc0b0 \ubcf4\ud638 \uc2e0\uccad\uc744 \ud558\uace0 \uc804 \uc138\uacc4\uc801\uc73c\ub85c 9,000\ub300\uac00 \ub118\ub294 ATM \uae30\uae30\ub97c \uc804\uba74 \uac00\ub3d9 \uc911\ub2e8\ud558\uaca0\ub2e4\uace0 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc18c\uc2dd\uc740 \ub2e8\uc21c\ud55c \uae30\uc5c5\uc758 \ud30c\uc0b0 \uc18c\uc2dd\uc5d0 \uadf8\uce58\uc9c0 \uc54a\uace0, \ube44\ud2b8\ucf54\uc778 \uc2dc\uc7a5\uc758 \uad6c\uc870\uc801 \ubcc0\ud654\ub97c \uc554\uc2dc\ud558\ub294 \uc911\uc694\ud55c \uc2e0\ud638\ub85c \ud574\uc11d\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ube44\ud2b8\ucf54\uc778\uc740 \ud55c\ub54c 7\ub9cc 8\ucc9c \ub2ec\ub7ec \uc120\uc5d0\uc11c \uac70\ub798\ub418\uba70 \uc77c\uc2dc\uc801\uc778 \uc0c1\uc2b9\uc138\ub97c \ubcf4\uc600\uc9c0\ub9cc, \ucd5c\uadfc\uc758 \ud558\ub77d\uc138\ub294 \uc5ec\uc804\ud569\ub2c8\ub2e4. \uc804\ubb38\uac00\ub4e4\uc740 \ud604\uc7ac \ube44\ud2b8\ucf54\uc778 \uc2dc\uc7a5\uc774 ‘\uaca8\uc6b8’\uc758 \ub05d\uc774 \uc544\ub2c8\ub77c\ub294 \uc6b0\ub824\ub97c \ud45c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788, \uae08\ub9ac \uc778\ud558 \uae30\ub300\uac00 \uc57d\ud574\uc9c0\uace0, \ud22c\uc790\uc790\ub4e4\uc758 \uc704\ud5d8 \uc790\uc0b0\uc5d0 \ub300\ud55c \uc120\ud638\uac00 \ubcc0\ud654\ud558\uba70 \ube44\ud2b8\ucf54\uc778\uc5d0 \ub300\ud55c \uc2dc\uac01\uc774 \ubd80\uc815\uc801\uc73c\ub85c \ud750\ub974\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae08\ub9ac \uc778\ud558 \uc2dc\uc810\uc774 \ubd88\ud655\uc2e4\ud574\uc9c4 \uc0c1\ud669\uc5d0\uc11c \ube44\ud2b8\ucf54\uc778\uc740 \ub354\uc6b1 \ubd80\ub2f4\uc744 \ub290\ub07c\uace0 \uc788\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

\ub610\ud55c, \ub3c4\uc774\uccb4\ubc29\ud06c\uc758 \uc124\ubb38\uc870\uc0ac \uacb0\uacfc\uc5d0 \ub530\ub974\uba74 \ub300\ub2e4\uc218\uc758 \ud22c\uc790\uc790\ub4e4\uc740 \ube44\ud2b8\ucf54\uc778\uc774 \uac00\uae4c\uc6b4 \ubbf8\ub798\uc5d0 \ud604\uc7ac\ubcf4\ub2e4 \ub0ae\uc740 \uac00\uaca9\uc5d0 \uac70\ub798\ub420 \uac83\uc774\ub77c\uace0 \ubcf4\uace0 \uc788\uc73c\uba70, 10\ub9cc \ub2ec\ub7ec\ub97c \ub118\ub294 \uac00\uaca9 \ud68c\ubcf5 \uac00\ub2a5\uc131\uc740 \uc791\ub2e4\uace0 \uc751\ub2f5\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud22c\uc790\uc790\ub4e4\uc774 \ube44\ud2b8\ucf54\uc778\uc744 \uace0\uc704\ud5d8 \uc790\uc0b0\uc73c\ub85c \ubcf4\uace0 \uc788\uc73c\uba70, \uc790\uae08\uc774 \ube44\ud2b8\ucf54\uc778\ubcf4\ub2e4 \uae30\uc220\uc8fc\ub85c \uc3e0\ub9ac\uace0 \uc788\ub2e4\ub294 \uc810\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4.<\/p>\n

\ub354\uc6b1\uc774 \ucd5c\uadfc \uad6c\uae00\uc758 \uc591\uc790 \uc778\uacf5\uc9c0\ub2a5 \ud300\uc774 \ubc1c\ud45c\ud55c \ub17c\ubb38\uc740 \ube44\ud2b8\ucf54\uc778\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \uac71\uc815\uc744 \ubd88\ub7ec\uc654\uc2b5\ub2c8\ub2e4. \uc774 \ub17c\ubb38\uc5d0\uc11c\ub294 \uac00\uc0c1\uc758 50\ub9cc \ud050\ube44\ud2b8 \uc591\uc790\ucef4\ud4e8\ud130\uac00 \ube44\ud2b8\ucf54\uc778\uc758 \uc554\ud638\ud654 \ubc29\uc2dd\uc744 \ud574\ub3c5\ud560 \uc218 \uc788\ub2e4\ub294 \uc2dc\ub098\ub9ac\uc624\uac00 \uc81c\uc2dc\ub418\uc5c8\ub294\ub370, \ud604\uc7ac \uadf8\ub7ec\ud55c \ud558\ub4dc\uc6e8\uc5b4\ub294 \uc874\uc7ac\ud558\uc9c0 \uc54a\uc9c0\ub9cc, \uc774 \ubc1c\ud45c \uc774\ud6c4 \uc554\ud638\ud654\ud3d0 \uc5c5\uacc4\uc5d0\uc11c\ub294 \ube44\ud2b8\ucf54\uc778\uc758 \uc548\uc804\uc131\uc5d0 \ub300\ud55c \ub17c\uc758\uac00 \uc7ac\uc810\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubd88\uc548 \uc694\uc18c\ub294 \ube44\ud2b8\ucf54\uc778 \uc2dc\uc7a5\uc758 \uc2ec\ub9ac\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ube44\ud2b8\ucf54\uc778 \ub514\ud3ec\uc758 \ud30c\uc0b0\uc740 \uc774\uc81c \uac1c\uc778 \ud22c\uc790\uc790\ub4e4\uc774 \ube44\ud2b8\ucf54\uc778 \uc2dc\uc7a5\uc5d0 \uc9c4\uc785\ud558\ub294 \uacbd\ub85c\uac00 \uc904\uc5b4\ub4e4\uace0 \uc788\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4. \uc774 \ud68c\uc0ac\ub294 \uc8fc\uc720\uc18c, \ud3b8\uc758\uc810, \uc720\ud765\uac00 \ub4f1\uc5d0 \uc124\uce58\ub41c ATM\uc744 \ud1b5\ud574 \ube44\ud2b8\ucf54\uc778\uc744 \uc27d\uac8c \uc0ac\uace0\ud314 \uc218 \uc788\ub294 \uacf5\uac04\uc744 \uc81c\uacf5\ud558\uc600\uae30\uc5d0, \uc774 \ucc3d\uad6c\uc758 \ud3d0\uc1c4\ub294 \uac1c\uc778 \ud22c\uc790\uc790\ub4e4\uc758 \uad00\uc2ec\uacfc \ucc38\uc5ec\ub97c \ub354\uc6b1 \uc704\ucd95\uc2dc\ud0a4\ub294 \uacb0\uacfc\ub97c \ucd08\ub798\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

\uadf8\ub807\ub2e4\uba74 \ud604\uc7ac \uc804\ubb38\uac00\ub4e4\uc740 \uc774 \uac00\uc0c1\ud654\ud3d0 \uc2dc\uc7a5\uc5d0 \ub300\ud574 \uc5b4\ub5a4 \uc2dc\uac01\uc744 \uac00\uc9c0\uace0 \uc788\uc744\uae4c\uc694? \uadf8\ub4e4\uc758 \uc758\uacac\uc740 \ud06c\uac8c \ub450 \uac00\uc9c0\ub85c \ub098\ub258\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uccab\uc9f8\ub294 \ube44\uad00\uc801\uc778 \uc804\ub9dd\uc785\ub2c8\ub2e4. \ub9c8\uc774\ud074 \uc138\uc77c\ub7ec\uac00 \uc774\ub044\ub294 \uc2a4\ud2b8\ub798\ud2f0\uc9c0 \ud68c\uc0ac\uac00 \ube44\ud2b8\ucf54\uc778\uc744 \ub9e4\uac01\ud560 \uac00\ub2a5\uc131\uc744 \uc2dc\uc0ac\ud558\uba74\uc11c \ube44\ud2b8\ucf54\uc778 \uac00\uaca9\uc774 \ud558\ub77d\ud558\ub294 \ubaa8\uc2b5\uc774 \uad00\ucc30\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ud68c\uc0ac\ub294 \ube44\ud2b8\ucf54\uc778\uc744 81\ub9cc \ube44\ud2b8\ucf54\uc778 \uc774\uc0c1 \ubcf4\uc720\ud558\uace0 \uc788\ub294 \uc138\uacc4 \ucd5c\ub300 \ube44\ud2b8\ucf54\uc778 \ubcf4\uc720\uc0ac\ub85c, \uadf8\ub4e4\uc758 \ub9e4\uac01 \uac00\ub2a5\uc131\uc740 \uc2dc\uc7a5\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ubc18\uba74, \uae30\uad00 \ud22c\uc790\uc790\ub4e4\uc758 \ube44\ud2b8\ucf54\uc778 \ub9e4\uc218 \ud750\ub984\uc740 \uc624\ud788\ub824 \uac15\uc138\ub97c \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ube14\ub799\ub85d\uc758 \ube44\ud2b8\ucf54\uc778 \ud604\ubb3c ETF\ub294 \ud604\uc7ac 81\ub9cc 2,000 \ube44\ud2b8\ucf54\uc778\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc73c\uba70, \uc2dc\uc7a5 \uc810\uc720\uc728\uc774 62%\uc5d0 \uc774\ub985\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\ub294 \uac1c\uc778 \ud22c\uc790\uc790 \uc911\uc2ec\uc758 \uc2dc\uc7a5\uc5d0\uc11c \uae30\uad00 \ud22c\uc790\uc790 \uc911\uc2ec\uc73c\ub85c\uc758 \uad6c\uc870\uc801 \ubcc0\ud654\ub85c \ud574\uc11d\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacb0\uad6d \ud604\uc7ac \uc0c1\ud669\uc740 \ub2e8\uc21c\ud788 \uc704\uae30\ub0d0 \uae30\ud68c\ub0d0\ub97c \ud310\ub2e8\ud558\uae30 \uc5b4\ub824\uc6b4 \ubbf8\ubb18\ud55c \uc2dc\uc810\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \uac1c\uc778 \ud22c\uc790\uc790\ub4e4\uc740 \uacfc\uac70\uc640 \uac19\uc740 \ubc29\uc2dd\uc73c\ub85c \uc811\uadfc\ud558\uae30\ubcf4\ub2e4\ub294 \uc0c8\ub85c\uc6b4 \uc804\ub7b5\uc744 \ubaa8\uc0c9\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n

\uacb0\ub860\uc801\uc73c\ub85c \ube44\ud2b8\ucf54\uc778 \uc2dc\uc7a5\uc740 \ud604\uc7ac \ud63c\ub780\uc2a4\ub7ec\uc6b4 \uc0c1\ud669\uc5d0 \ucc98\ud574 \uc788\uc73c\uba70, \uac1c\uc778\uacfc \uae30\uad00 \ud22c\uc790\uc790 \uc0ac\uc774\uc758 \ud798\uc758 \uade0\ud615\uc774 \ubcc0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uac1c\uc778 \ud22c\uc790\uc790\ub4e4\uc740 \uc774\ub7ec\ud55c \ud658\uacbd \uc18d\uc5d0\uc11c \uc0c8\ub85c\uc6b4 \ud22c\uc790 \uc804\ub7b5\uc744 \uc810\uac80\ud558\uace0, \uc2dc\uc7a5\uc758 \ubcc0\ud654\ub97c \uc8fc\uc758 \uae4a\uac8c \uc0b4\ud3b4\ubd10\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

[\uad00\ub828\uae30\uc0ac] https:\/\/n.news.naver.com\/mnews\/article\/056\/0012186118?sid=101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\ucd5c\uadfc \ube44\ud2b8\ucf54\uc778 \uc2dc\uc7a5\uc5d0\uc11c \ud55c \uac00\uc9c0 \ucda9\uaca9\uc801\uc778 \uc18c\uc2dd\uc774 \uc804\ud574\uc84c\uc2b5\ub2c8\ub2e4. \ubd81\ubbf8 \ucd5c\ub300 \ube44\ud2b8\ucf54\uc778 ATM \uc6b4\uc601\uc0ac\uc778 ‘\ube44\ud2b8\ucf54\uc778 \ub514\ud3ec’\uac00 \ud30c\uc0b0 \ubcf4\ud638 \uc2e0\uccad\uc744 \ud558\uace0 \uc804 \uc138\uacc4\uc801\uc73c\ub85c 9,000\ub300\uac00 \ub118\ub294 ATM \uae30\uae30\ub97c \uc804\uba74 \uac00\ub3d9 \uc911\ub2e8\ud558\uaca0\ub2e4\uace0 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc18c\uc2dd\uc740 \ub2e8\uc21c\ud55c \uae30\uc5c5\uc758 \ud30c\uc0b0 \uc18c\uc2dd\uc5d0 \uadf8\uce58\uc9c0 \uc54a\uace0, \ube44\ud2b8\ucf54\uc778 \uc2dc\uc7a5\uc758 \uad6c\uc870\uc801 \ubcc0\ud654\ub97c \uc554\uc2dc\ud558\ub294 \uc911\uc694\ud55c \uc2e0\ud638\ub85c \ud574\uc11d\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ube44\ud2b8\ucf54\uc778\uc740 \ud55c\ub54c 7\ub9cc 8\ucc9c \ub2ec\ub7ec \uc120\uc5d0\uc11c \uac70\ub798\ub418\uba70 \uc77c\uc2dc\uc801\uc778 \uc0c1\uc2b9\uc138\ub97c […]<\/p>\n","protected":false},"author":48,"featured_media":65,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\ube44\ud2b8\ucf54\uc778","_yoast_wpseo_metadesc":"\ube44\ud2b8\ucf54\uc778 ATM \uc6b4\uc601\uc0ac '\ube44\ud2b8\ucf54\uc778 \ub514\ud3ec'\uc758 \ud30c\uc0b0 \uc18c\uc2dd\uacfc \ud568\uaed8 \ube44\ud2b8\ucf54\uc778 \uc2dc\uc7a5\uc758 \ubd80\uc815\uc801\uc778 \uc804\ub9dd\uc774 \uc774\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae08\ub9ac \uc778\ud558 \uae30\ub300\uc758 \uc57d\ud654, \ud22c\uc790\uc790\ub4e4\uc758 \uc704\ud5d8 \uc790\uc0b0 \uc120\ud638 \ubcc0\ud654, \uadf8\ub9ac\uace0 \uad6c\uae00\uc758 \uc591\uc790 \uc778\uacf5\uc9c0\ub2a5 \ub17c\ubb38 \ubc1c\ud45c\uac00 \ube44\ud2b8\ucf54\uc778 \uc2dc\uc7a5\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc5d0 \ub300\ud574 \uc0b4\ud3b4\ubcf4\uba70, \ud604\uc7ac\uc758 \uc2dc\uc7a5 \uc0c1\ud669\uc774 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