{"id":23091,"date":"2026-05-30T14:07:10","date_gmt":"2026-05-30T05:07:10","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ed%8b%b0%eb%a1%9c%eb%b3%b4%ed%8b%b1%ec%8a%a4%ec%9d%98-%ec%9d%bc%eb%b3%b8-%ed%8a%b9%ed%97%88-%eb%93%b1%eb%a1%9d-%ec%86%8c%ec%8b%9d%ec%9c%bc%eb%a1%9c-%ec%a3%bc%ea%b0%80-%ea%b8%89%eb%93%b1\/"},"modified":"2026-05-30T14:07:10","modified_gmt":"2026-05-30T05:07:10","slug":"%ed%8b%b0%eb%a1%9c%eb%b3%b4%ed%8b%b1%ec%8a%a4%ec%9d%98-%ec%9d%bc%eb%b3%b8-%ed%8a%b9%ed%97%88-%eb%93%b1%eb%a1%9d-%ec%86%8c%ec%8b%9d%ec%9c%bc%eb%a1%9c-%ec%a3%bc%ea%b0%80-%ea%b8%89%eb%93%b1","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ed%8b%b0%eb%a1%9c%eb%b3%b4%ed%8b%b1%ec%8a%a4%ec%9d%98-%ec%9d%bc%eb%b3%b8-%ed%8a%b9%ed%97%88-%eb%93%b1%eb%a1%9d-%ec%86%8c%ec%8b%9d%ec%9c%bc%eb%a1%9c-%ec%a3%bc%ea%b0%80-%ea%b8%89%eb%93%b1\/","title":{"rendered":"\ud2f0\ub85c\ubcf4\ud2f1\uc2a4\uc758 \uc77c\ubcf8 \ud2b9\ud5c8 \ub4f1\ub85d \uc18c\uc2dd\uc73c\ub85c \uc8fc\uac00 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\ub300\ud55c \uae30\ub300\uac10\uc744 \ubc18\uc601\ud558\ub294 \uac83\uc73c\ub85c \ud480\uc774\ub41c\ub2e4.<\/p>\n<p>\ud2f0\ub85c\ubcf4\ud2f1\uc2a4\uac00 \uc774\ubc88\uc5d0 \ub4f1\ub85d\ud55c \ud2b9\ud5c8\ub294 &#8216;\uc9c4\uacf5 \ucc54\ubc84 \ub0b4\uc5d0\uc11c \uae30\ud310\uc744 \uc774\uc1a1\ud558\ub294 \uc7a5\uce58&#8217;\uc5d0 \uad00\ud55c \uac83\uc73c\ub85c, \ubc18\ub3c4\uccb4 \uc720\ub9ac\uae30\ud310 \uacf5\uc815 \ud658\uacbd\uc5d0 \ucd5c\uc801\ud654\ub41c \uc9c4\uacf5\ub85c\ubd07 \uae30\uc220\uc744 \uae30\ubc18\uc73c\ub85c \ud55c\ub2e4. \uc774\ub294 \ubc18\ub3c4\uccb4 \uc0b0\uc5c5\uc5d0\uc11c \ud544\uc218\uc801\uc778 \uad6c\uc131 \uc694\uc18c\uc778 \uc720\ub9ac\uae30\ud310\uc758 \uc548\uc804\ud558\uace0 \ud6a8\uc728\uc801\uc778 \uc774\uc1a1\uc744 \uac00\ub2a5\ud558\uac8c \ud558\uc5ec, \ud5a5\ud6c4 \uad00\ub828 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uacbd\uc7c1\ub825\uc744 \ud06c\uac8c \ub192\uc77c \uc218 \uc788\ub294 \uae30\uc220\ub85c \ud3c9\uac00\ub41c\ub2e4. <\/p>\n<p>\ud2b9\ud788, \ud2f0\ub85c\ubcf4\ud2f1\uc2a4\ub294 \uc9c0\ub09c\ud574 \uac1c\ucd5c\ub41c \ubc18\ub3c4\uccb4\ub300\uc804(SEDEX 2025)\uc5d0\uc11c \uc774 \uc720\ub9ac\uae30\ud310 \uc774\uc1a1\uc6a9 \uc9c4\uacf5\ub85c\ubd07\uc744 \ucc98\uc74c \uacf5\uac1c\ud558\uc5ec \uc5c5\uacc4\uc758 \ud070 \uad00\uc2ec\uc744 \ub04c\uc5c8\ub358 \ubc14 \uc788\ub2e4. \ub2f9\uc2dc \ud589\uc0ac\uc5d0\uc11c \uc774 \ub85c\ubd07\uc740 \ud601\uc2e0\uc801\uc778 \uc124\uacc4\uc640 \ub6f0\uc5b4\ub09c \uc131\ub2a5 \ub355\ubd84\uc5d0 \ub9ce\uc740 \uc804\ubb38\uac00\uc640 \uad00\ub78c\uac1d\ub4e4\ub85c\ubd80\ud130 \uae0d\uc815\uc801\uc778 \ud3c9\uac00\ub97c \ubc1b\uc558\ub2e4. <\/p>\n<p>\uc774\ubc88 \uc77c\ubcf8 \ud2b9\ud5c8 \ub4f1\ub85d\uc740 \ud2f0\ub85c\ubcf4\ud2f1\uc2a4\uac00 \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc5d0\uc11c \uae30\uc220 \uc6b0\uc704\ub97c \uc810\ud560 \uc218 \uc788\ub294 \uc911\uc694\ud55c \uc774\uc815\ud45c\uac00 \ub420 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \uc77c\ubcf8\uc740 \uc544\uc2dc\uc544\uc5d0\uc11c \ubc18\ub3c4\uccb4 \uc0b0\uc5c5\uc758 \ud575\uc2ec \uad6d\uac00 \uc911 \ud558\ub098\ub85c, \ud574\ub2f9 \uae30\uc220\uc774 \ud604\uc9c0 \uc2dc\uc7a5\uc5d0 \uc9c4\ucd9c\ud560 \uacbd\uc6b0 \uc0c1\ub2f9\ud55c \uacbd\uc81c\uc801 \uc774\uc775\uc744 \uac00\uc838\uc62c \uc218 \uc788\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4. <\/p>\n<p>\uc8fc\uac00\uac00 \uae09\ub4f1\ud558\ub294 \uac00\uc6b4\ub370, \ud2f0\ub85c\ubcf4\ud2f1\uc2a4\ub294 \uc55e\uc73c\ub85c\ub3c4 \uc9c0\uc18d\uc801\uc778 \uc5f0\uad6c\uac1c\ubc1c\uc744 \ud1b5\ud574 \ub354\uc6b1 \uacbd\uc7c1\ub825 \uc788\ub294 \uae30\uc220\uc744 \uc120\ubcf4\uc77c \uacc4\ud68d\uc774\ub2e4. \uc774\ubc88 \ud2b9\ud5c8 \ub4f1\ub85d\uc744 \uacc4\uae30\ub85c \ud68c\uc0ac\ub294 \uae00\ub85c\ubc8c \ud30c\ud2b8\ub108\uc2ed \ud655\ub300\uc640 \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5 \uac1c\ucc99\uc5d0 \ub354\uc6b1 \ud798\uc4f8 \uac83\uc73c\ub85c \ubcf4\uc778\ub2e4. \ud22c\uc790\uc790\uc640 \uc5c5\uacc4 \uad00\uacc4\uc790\ub4e4\uc740 \ud2f0\ub85c\ubcf4\ud2f1\uc2a4\uc758 \ubbf8\ub798\uc5d0 \ub300\ud55c \uae0d\uc815\uc801\uc778 \uc804\ub9dd\uc744 \ub0b4\ub193\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uae30\uc220 \ubc1c\uc804\uacfc \uc2dc\uc7a5 \uc218\uc694\uac00 \ub9de\ubb3c\ub9b0 \uacb0\uacfc\ub85c \ud574\uc11d\ub41c\ub2e4. <\/p>\n<p>\uacb0\uad6d, \ud2f0\ub85c\ubcf4\ud2f1\uc2a4\uc758 \uc774\ubc88 \uc77c\ubcf8 \ud2b9\ud5c8 \ub4f1\ub85d\uc740 \ub2e8\uc21c\ud55c \ubc95\uc801 \uc808\ucc28\ub97c \ub118\uc5b4\uc11c, \ud68c\uc0ac\uc758 \uc131\uc7a5 \uac00\ub2a5\uc131\uacfc \uae30\uc220\uc801 \uc9c4\ubcf4\ub97c \ubcf4\uc5ec\uc8fc\ub294 \uc911\uc694\ud55c \uae30\ud68c\uac00 \ub418\uace0 \uc788\ub2e4. \uc774\ub7ec\ud55c \ubcc0\ud654\uac00 \uc55e\uc73c\ub85c \ud2f0\ub85c\ubcf4\ud2f1\uc2a4\uc758 \ube44\uc988\ub2c8\uc2a4\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \ubbf8\uce60\uc9c0 \uadc0\ucd94\uac00 \uc8fc\ubaa9\ub41c\ub2e4.<\/p>\n<p>[\uad00\ub828\uae30\uc0ac] <a href = 'https:\/\/n.news.naver.com\/mnews\/article\/015\/0005292208?sid=101' >https:\/\/n.news.naver.com\/mnews\/article\/015\/0005292208?sid=101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud2f0\ub85c\ubcf4\ud2f1\uc2a4\uac00 \uc77c\ubcf8\uc5d0\uc11c \ubc18\ub3c4\uccb4 \uc720\ub9ac\uae30\ud310 \uc774\uc1a1\uc6a9 \uc9c4\uacf5\ub85c\ubd07 \uad00\ub828 \uae30\uc220\uc758 \ud2b9\ud5c8 \ub4f1\ub85d\uc744 \uc644\ub8cc\ud588\ub2e4\ub294 \uc18c\uc2dd\uc774 \uc804\ud574\uc9c0\uba74\uc11c, \uc8fc\uc2dd \uc2dc\uc7a5\uc5d0\uc11c \ud070 \uc8fc\ubaa9\uc744 \ubc1b\uace0 \uc788\ub2e4. 28\uc77c \uc7a5 \ucd08\ubc18, \ud2f0\ub85c\ubcf4\ud2f1\uc2a4\uc758 \uc8fc\uac00\ub294 \uc804 \uac70\ub798\uc77c \ub300\ube44 1510\uc6d0, \uc989 8.54% \uc624\ub978 1\ub9cc9200\uc6d0\uc5d0 \uac70\ub798\ub418\uace0 \uc788\uc73c\uba70, \uc7a5 \ucd08\ubc18\uc5d0\ub294 28%\uc5d0 \ub2ec\ud558\ub294 \uc0c1\uc2b9\ub960\uc744 \uae30\ub85d\ud558\uae30\ub3c4 \ud588\ub2e4. \uc774\ub7ec\ud55c \uc8fc\uac00 \uc0c1\uc2b9\uc740 \ud22c\uc790\uc790\ub4e4 \uc0ac\uc774\uc5d0\uc11c \ud2f0\ub85c\ubcf4\ud2f1\uc2a4\uc758 \uae30\uc220\ub825\uacfc \uc2dc\uc7a5 \uac00\ub2a5\uc131\uc5d0 \ub300\ud55c \uae30\ub300\uac10\uc744 \ubc18\uc601\ud558\ub294 \uac83\uc73c\ub85c \ud480\uc774\ub41c\ub2e4. [&hellip;]<\/p>\n","protected":false},"author":25,"featured_media":70,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\ud2f0\ub85c\ubcf4\ud2f1\uc2a4","_yoast_wpseo_metadesc":"\ud2f0\ub85c\ubcf4\ud2f1\uc2a4\uac00 \uc77c\ubcf8\uc5d0\uc11c \ubc18\ub3c4\uccb4 \uc720\ub9ac\uae30\ud310 \uc774\uc1a1\uc6a9 \uc9c4\uacf5\ub85c\ubd07 \uad00\ub828 \uae30\uc220\uc758 \ud2b9\ud5c8 \ub4f1\ub85d\uc744 \uc644\ub8cc\ud558\uba70 \uc8fc\uac00\uac00 \uae09\ub4f1\ud558\uace0 \uc788\ub2e4. \uc774\ub294 \uae30\uc220\ub825\uacfc \uc2dc\uc7a5 \uac00\ub2a5\uc131\uc5d0 \ub300\ud55c \ud22c\uc790\uc790\ub4e4\uc758 \uae30\ub300\uac10\uc744 \ubc18\uc601\ud558\uba70, \uc77c\ubcf8 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uacbd\uc7c1\ub825\uc744 \ub192\uc77c \uac83\uc73c\ub85c 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