{"id":27535,"date":"2026-08-19T09:12:44","date_gmt":"2026-08-19T00:12:44","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%eb%b6%80%ec%82%b0-%eb%b9%88-%ec%a0%90%ed%8f%ac%ec%97%90-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%83%9d%eb%aa%85-%eb%b6%88%ec%96%b4%eb%84%a3%ea%b8%b0-%ed%94%84%eb%a1%9c%ec%a0%9d%ed%8a%b8-%ec%8b%9c%ec%9e%91\/"},"modified":"2026-08-19T09:12:44","modified_gmt":"2026-08-19T00:12:44","slug":"%eb%b6%80%ec%82%b0-%eb%b9%88-%ec%a0%90%ed%8f%ac%ec%97%90-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%83%9d%eb%aa%85-%eb%b6%88%ec%96%b4%eb%84%a3%ea%b8%b0-%ed%94%84%eb%a1%9c%ec%a0%9d%ed%8a%b8-%ec%8b%9c%ec%9e%91","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%eb%b6%80%ec%82%b0-%eb%b9%88-%ec%a0%90%ed%8f%ac%ec%97%90-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%83%9d%eb%aa%85-%eb%b6%88%ec%96%b4%eb%84%a3%ea%b8%b0-%ed%94%84%eb%a1%9c%ec%a0%9d%ed%8a%b8-%ec%8b%9c%ec%9e%91\/","title":{"rendered":"\ubd80\uc0b0 \ube48 \uc810\ud3ec\uc5d0 \uc0c8\ub85c\uc6b4 \uc0dd\uba85 \ubd88\uc5b4\ub123\uae30 \ud504\ub85c\uc81d\ud2b8 \uc2dc\uc791"},"content":{"rendered":"<p>\ubd80\uc0b0\uc2dc\uac00 \uc7a5\uae30\uac04 \ube44\uc5b4 \uc788\ub294 \ube48 \uc810\ud3ec\ub97c \ucc3d\uc5c5 \uacf5\uac04\uc73c\ub85c \uc7ac\ud0c4\uc0dd\uc2dc\ud0a4\uae30 \uc704\ud55c \ud601\uc2e0\uc801\uc778 \ud504\ub85c\uc81d\ud2b8\ub97c \uc2dc\uc791\ud588\ub2e4. \uc774 \uc0ac\uc5c5\uc740 \uc18c\uc0c1\uacf5\uc778\uacfc \uccad\ub144 \ucc3d\uc5c5\uc790\ub4e4\uc5d0\uac8c \uc784\ub300\ub8cc\ub97c 1\ub9cc\uc6d0\uc73c\ub85c \ub300\ud3ed \ub0ae\ucd94\uace0, \uc778\ud14c\ub9ac\uc5b4 \ubc0f \ucc3d\uc5c5 \ucee8\uc124\ud305\uae4c\uc9c0 \uc9c0\uc6d0\ud558\uc5ec \uc0c8\ub85c\uc6b4 \ube44\uc988\ub2c8\uc2a4\uc758 \uc528\uc557\uc744 \uc2ec\ub294 \ub370 \uc911\uc810\uc744 \ub450\uace0 \uc788\ub2e4. 12\uc77c \ubd80\uc0b0\uc2dc\uccad\uc5d0\uc11c \uc5f4\ub9b0 \ud6c4\uc6d0\uae08 \uc804\ub2ec\uc2dd\uc5d0\uc11c\ub294 \uc804\uc7ac\uc218 \ubd80\uc0b0\uc2dc\uc7a5\uacfc \uae40\uc131\uc8fc BNK\ubd80\uc0b0\uc740\ud589\uc7a5\uc774 \ucc38\uc11d\ud558\uc5ec \uc774 \uc0ac\uc5c5\uc758 \ucde8\uc9c0\uc640 \ubaa9\ud45c\ub97c \uacf5\uc720\ud558\uc600\ub2e4. \ubd80\uc0b0\uc740\ud589\uc740 \uc774 \ud504\ub85c\uc81d\ud2b8\uc5d0 5\uc5b5\uc6d0\uc758 \ud6c4\uc6d0\uae08\uc744 \ubd80\uc0b0\uacbd\uc81c\uc9c4\ud765\uc6d0\uc5d0 \uc804\ub2ec\ud558\uba70, \ube48 \uc810\ud3ec 50\uacf3\uc744 \ucc3d\uc5c5 \uacf5\uac04\uc73c\ub85c \uc81c\uacf5\ud560 \uc608\uc815\uc774\ub2e4. <\/p>\n<p>\uc774 \uc0ac\uc5c5\uc740 \ubd80\uc0b0\uc2dc\uac00 \ucd94\uc9c4\ud558\ub294 \u2018\ubbfc\uc0dd 100\uc77c \ube44\uc0c1\uc870\uce58\u2019\uc758 \uc77c\ud658\uc73c\ub85c, \uc804\ud1b5\uc2dc\uc7a5\uacfc \uc0c1\uc810\uac00 \ub4f1\uc5d0\uc11c \uc624\ub79c \uae30\uac04 \ubc29\uce58\ub41c \ube48 \uc810\ud3ec\ub97c \ub300\uc0c1\uc73c\ub85c \ud55c\ub2e4. \uc120\uc815\ub41c \uc810\ud3ec\ub294 \ucc3d\uc5c5\uacfc \uc7ac\ucc3d\uc5c5, \uc0ac\uc5c5 \ud655\uc7a5\uc744 \uc6d0\ud558\ub294 \uc18c\uc0c1\uacf5\uc778\uacfc \uccad\ub144 \uc0c1\uc778\uc5d0\uac8c \uc81c\uacf5\ub41c\ub2e4. \ubd80\uc0b0\uc2dc\ub294 \uc774\ub807\uac8c \uc120\uc815\ub41c \uc0c1\uc778\ub4e4\uc5d0\uac8c \uc810\ud3ec \uc784\ub300\ub8cc\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc778\ud14c\ub9ac\uc5b4 \ube44\uc6a9\uacfc \ucc3d\uc5c5 \ucee8\uc124\ud305\uae4c\uc9c0 \uc9c0\uc6d0\ud558\uc5ec \ucd08\uae30 \ucc3d\uc5c5 \ube44\uc6a9\uc744 \ub300\ud3ed \ub0ae\ucd94\uace0 \uc548\uc815\uc801\uc778 \uc815\ucc29\uc744 \ub3d5\uaca0\ub2e4\ub294 \uacc4\ud68d\uc744 \uc138\uc6e0\ub2e4. \uc774\ub7ec\ud55c \ub178\ub825\uc740 \ube48 \uc810\ud3ec\uc5d0 \ubc29\ubb38\uac1d\uc744 \ub04c\uc5b4\ub4e4\uc774\uace0, \uadf8 \uacb0\uacfc\ub85c \uc8fc\ubcc0 \uc0c1\uad8c\uc744 \ud65c\uc131\ud654\ud558\ub294 \ub370 \uae30\uc5ec\ud560 \uac83\uc774\ub2e4. <\/p>\n<p>\ubd80\uc0b0 \uc9c0\uc5ed\uc758 \uc0c1\uac00 \uacf5\uc2e4\ub960\uc740 \ucd5c\uadfc \uc99d\uac00\uc138\ub97c \ubcf4\uc774\uace0 \uc788\ub2e4. \ud55c\uad6d\ubd80\ub3d9\uc0b0\uc6d0\uc758 \uc790\ub8cc\uc5d0 \ub530\ub974\uba74, 2020\ub144 \ubd80\uc0b0\uc758 \uc18c\uaddc\ubaa8 \uc0c1\uac00 \uacf5\uc2e4\ub960\uc740 5.0%\uc5d0\uc11c \uc62c\ud574 7.8%\ub85c \uc0c1\uc2b9\ud588\uc73c\uba70, \uc911\ub300\ud615 \uc0c1\uac00 \uacf5\uc2e4\ub960\ub3c4 \uac19\uc740 \uae30\uac04 \ub3d9\uc548 13.5%\uc5d0\uc11c 15.3%\ub85c \uc99d\uac00\ud558\uc600\ub2e4. \uc774\ub7ec\ud55c \uc0c1\uac00 \uacf5\uc2e4\ub960\uc758 \uc99d\uac00\ub294 \uc9c0\uc5ed \uacbd\uc81c\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc73c\uba70, \ube48 \uc810\ud3ec\uac00 \uc7a5\uae30\uac04 \ubc29\uce58\ub420 \uacbd\uc6b0 \uc720\ub3d9 \uc778\uad6c\uc640 \uc18c\ube44\uac00 \uc904\uc5b4 \uc8fc\ubcc0 \uc810\ud3ec\uc758 \ub9e4\ucd9c \uac10\uc18c\uc640 \ucd94\uac00 \ud3d0\uc5c5\uc73c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\ub2e4. \ubd80\uc0b0\uc2dc\ub294 \uc774\ub7ec\ud55c \uc545\uc21c\ud658\uc744 \ub04a\uae30 \uc704\ud574 \ube48 \uc810\ud3ec\ub97c \uc2e0\uaddc \ucc3d\uc5c5 \uacf5\uac04\uc73c\ub85c \ud65c\uc6a9\ud558\uace0\uc790 \ud55c\ub2e4. <\/p>\n<p>\uae40\uc131\uc8fc \ubd80\uc0b0\uc740\ud589\uc7a5\uc740 \u201c\ube44\uc5b4 \uc788\ub358 \uc810\ud3ec\uac00 \uc0c8\ub85c\uc6b4 \ub3c4\uc804\uc758 \uacf5\uac04\uc73c\ub85c \ucc44\uc6cc\uc9c0\uace0 \uc0ac\ub78c\ub4e4\uc774 \ucc3e\uae30 \uc2dc\uc791\ud558\uba74 \uc8fc\ubcc0 \uc0c1\uad8c\uc5d0\ub3c4 \uc790\uc5f0\uc2a4\ub7fd\uac8c \ud65c\ub825\uc774 \uc0dd\uae38 \uac83\u201d\uc774\ub77c\uba70, \u201c\uc18c\uc0c1\uacf5\uc778\uc774 \ud604\uc7a5\uc5d0\uc11c \uccb4\uac10\ud560 \uc218 \uc788\ub294 \uc2e4\uc9c8\uc801\uc778 \uc9c0\uc6d0\uc744 \uc774\uc5b4\uac00\uaca0\ub2e4\u201d\uace0 \uac15\uc870\ud588\ub2e4. \uc804\uc7ac\uc218 \ubd80\uc0b0\uc2dc\uc7a5\uc740 \u201c\ud6c4\uc6d0\uae08\uc774 \uce68\uccb4\ud55c \uc0c1\uad8c\uc5d0 \uc0c8\ub85c\uc6b4 \ud65c\ub825\uc744 \ubd88\uc5b4\ub123\uace0 \uc18c\uc0c1\uacf5\uc778\uc758 \ub3c4\uc804\uc744 \uc751\uc6d0\ud558\ub294 \ub9c8\uc911\ubb3c\uc774 \ub418\uae38 \uae30\ub300\ud55c\ub2e4\u201d\uba70, \u201c\ubbfc\uc0dd \uc0c1\uad8c\uc758 \uacbd\uc7c1\ub825\uc744 \ub192\uc774\ub294 \uc2e4\uc9c8\uc801\uc778 \uc9c0\uc6d0 \uc815\ucc45\uc744 \uc9c0\uc18d\ud574\uc11c \ucd94\uc9c4\ud558\uaca0\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4. <\/p>\n<p>\uc774 \ud504\ub85c\uc81d\ud2b8\uac00 \uc131\uacf5\uc801\uc73c\ub85c \uc9c4\ud589\ub41c\ub2e4\uba74 \ubd80\uc0b0\uc2dc\ub294 \ube48 \uc810\ud3ec\ub97c \ub2e8\uc21c\ud788 \ucc44\uc6b0\ub294 \uac83\uc744 \ub118\uc5b4, \uc18c\uc0c1\uacf5\uc778\uc758 \uafc8\uacfc \ub3c4\uc804\uc774 \uc2e4\ud604\ub418\ub294 \uacf5\uac04\uc73c\ub85c \ubcc0\ubaa8\ud560 \uc218 \uc788\uc744 \uac83\uc774\ub2e4. \uc774\ub294 \ubd80\uc0b0\uc758 \uacbd\uc81c\uc801 \ud48d\uc694\uc640 \uc0c1\uad8c \ud68c\ubcf5\uc5d0 \ud070 \uae30\uc5ec\ub97c \ud560 \uac83\uc73c\ub85c \uae30\ub300\ub418\uba70, \uc9c0\uc5ed \uc0ac\ud68c\uc758 \uc9c0\uc18d\uc801\uc778 \ubc1c\uc804\uc744 \uc704\ud55c \uc911\uc694\ud55c \ubc1c\ud310\uc774 \ub420 \uac83\uc774\ub2e4.<\/p>\n<p>[\uad00\ub828\uae30\uc0ac] <a href = 'https:\/\/n.news.naver.com\/mnews\/article\/005\/0001866434?sid=102' >https:\/\/n.news.naver.com\/mnews\/article\/005\/0001866434?sid=102<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ubd80\uc0b0\uc2dc\uac00 \uc7a5\uae30\uac04 \ube44\uc5b4 \uc788\ub294 \ube48 \uc810\ud3ec\ub97c \ucc3d\uc5c5 \uacf5\uac04\uc73c\ub85c \uc7ac\ud0c4\uc0dd\uc2dc\ud0a4\uae30 \uc704\ud55c \ud601\uc2e0\uc801\uc778 \ud504\ub85c\uc81d\ud2b8\ub97c \uc2dc\uc791\ud588\ub2e4. \uc774 \uc0ac\uc5c5\uc740 \uc18c\uc0c1\uacf5\uc778\uacfc \uccad\ub144 \ucc3d\uc5c5\uc790\ub4e4\uc5d0\uac8c \uc784\ub300\ub8cc\ub97c 1\ub9cc\uc6d0\uc73c\ub85c \ub300\ud3ed \ub0ae\ucd94\uace0, \uc778\ud14c\ub9ac\uc5b4 \ubc0f \ucc3d\uc5c5 \ucee8\uc124\ud305\uae4c\uc9c0 \uc9c0\uc6d0\ud558\uc5ec \uc0c8\ub85c\uc6b4 \ube44\uc988\ub2c8\uc2a4\uc758 \uc528\uc557\uc744 \uc2ec\ub294 \ub370 \uc911\uc810\uc744 \ub450\uace0 \uc788\ub2e4. 12\uc77c \ubd80\uc0b0\uc2dc\uccad\uc5d0\uc11c \uc5f4\ub9b0 \ud6c4\uc6d0\uae08 \uc804\ub2ec\uc2dd\uc5d0\uc11c\ub294 \uc804\uc7ac\uc218 \ubd80\uc0b0\uc2dc\uc7a5\uacfc \uae40\uc131\uc8fc BNK\ubd80\uc0b0\uc740\ud589\uc7a5\uc774 \ucc38\uc11d\ud558\uc5ec \uc774 \uc0ac\uc5c5\uc758 \ucde8\uc9c0\uc640 \ubaa9\ud45c\ub97c \uacf5\uc720\ud558\uc600\ub2e4. \ubd80\uc0b0\uc740\ud589\uc740 \uc774 \ud504\ub85c\uc81d\ud2b8\uc5d0 5\uc5b5\uc6d0\uc758 \ud6c4\uc6d0\uae08\uc744 [&hellip;]<\/p>\n","protected":false},"author":40,"featured_media":67,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\ubd80\uc0b0","_yoast_wpseo_metadesc":"\ubd80\uc0b0\uc2dc\ub294 \uc7a5\uae30\uac04 \ube44\uc5b4 \uc788\ub294 \ube48 \uc810\ud3ec 50\uacf3\uc744 \ucc3d\uc5c5 \uacf5\uac04\uc73c\ub85c \uc804\ud658\ud558\ub294 \ud504\ub85c\uc81d\ud2b8\ub97c \uc2dc\uc791\ud588\ub2e4. \ubd80\uc0b0\uc740\ud589\uc774 \ud6c4\uc6d0\ud558\ub294 \uc774 \uc0ac\uc5c5\uc740 \uc784\ub300\ub8cc\ub97c 1\ub9cc\uc6d0\uc73c\ub85c \ub0ae\ucd94\uace0 \uc778\ud14c\ub9ac\uc5b4 \ubc0f \ucc3d\uc5c5 \ucee8\uc124\ud305\uc744 \uc9c0\uc6d0\ud558\uba70, \uc18c\uc0c1\uacf5\uc778\uacfc \uccad\ub144 \ucc3d\uc5c5\uc790\uc5d0\uac8c \uc0c8\ub85c\uc6b4 \uae30\ud68c\ub97c \uc81c\uacf5\ud55c\ub2e4. \uc774\ub294 \ubd80\uc0b0\uc758 \uc0c1\uad8c \ud68c\ubcf5\uacfc \uacbd\uc81c \ud65c\uc131\ud654\ub97c \uc704\ud55c \uc911\uc694\ud55c \ub2e8\uacc4\ub85c \ud3c9\uac00\ub41c\ub2e4.","footnotes":""},"categories":[4],"tags":[12540,14501,14502,1538,7357],"class_list":["post-27535","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4","tag-bnk","tag-14501","tag-14502","tag-1538","tag-7357"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\ubd80\uc0b0 \ube48 \uc810\ud3ec\uc5d0 \uc0c8\ub85c\uc6b4 \uc0dd\uba85 \ubd88\uc5b4\ub123\uae30 \ud504\ub85c\uc81d\ud2b8 \uc2dc\uc791 - 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