{"id":31316,"date":"2026-10-09T09:15:33","date_gmt":"2026-10-09T00:15:33","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ec%86%8c%ec%83%81%ea%b3%b5%ec%9d%b8-%ec%95%88%ec%a0%84%eb%a7%9d-%ea%b0%95%ed%99%94%ec%99%80-%ec%b0%bd%ec%97%85-%ed%98%81%ec%8b%a0%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%a4%91%ec%86%8c%eb%b2%a4%ec%b2%98\/"},"modified":"2026-10-09T09:15:33","modified_gmt":"2026-10-09T00:15:33","slug":"%ec%86%8c%ec%83%81%ea%b3%b5%ec%9d%b8-%ec%95%88%ec%a0%84%eb%a7%9d-%ea%b0%95%ed%99%94%ec%99%80-%ec%b0%bd%ec%97%85-%ed%98%81%ec%8b%a0%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%a4%91%ec%86%8c%eb%b2%a4%ec%b2%98","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ec%86%8c%ec%83%81%ea%b3%b5%ec%9d%b8-%ec%95%88%ec%a0%84%eb%a7%9d-%ea%b0%95%ed%99%94%ec%99%80-%ec%b0%bd%ec%97%85-%ed%98%81%ec%8b%a0%ec%9d%84-%ec%9c%84%ed%95%9c-%ec%a4%91%ec%86%8c%eb%b2%a4%ec%b2%98\/","title":{"rendered":"\uc18c\uc0c1\uacf5\uc778 \uc548\uc804\ub9dd \uac15\ud654\uc640 \ucc3d\uc5c5 \ud601\uc2e0\uc744 \uc704\ud55c \uc911\uc18c\ubca4\ucc98\uae30\uc5c5\ubd80\uc758 \ub2e4\uac01\uc801 \uc811\uadfc"},"content":{"rendered":"<p>\uc774\uc18c\uc601 \uc911\uc18c\ubca4\ucc98\uae30\uc5c5\ubd80 \uc7a5\uad00\uc774 \ucd5c\uadfc \uad6d\ud68c\uc5d0\uc11c \uc5f4\ub9b0 \uc0b0\uc5c5\ud1b5\uc0c1\uc790\uc6d0\uc911\uc18c\ubca4\ucc98\uae30\uc5c5\uc704\uc6d0\ud68c \uad6d\uc815\uac10\uc0ac\uc5d0\uc11c \uc18c\uc0c1\uacf5\uc778\uc758 \uc0ac\ud68c\uc548\uc804\ub9dd\uc744 \uac15\ud654\ud558\uace0 \ucc3d\uc5c5 \ubc0f \ubca4\ucc98 \ud65c\uc131\ud654\ub97c \uc704\ud55c \ub2e4\uc591\ud55c \uc815\ucc45\uc744 \ubc1c\ud45c\ud588\ub2e4. \uc774\ubc88 \ubc1c\ud45c\ub294 \uace0\ubb3c\uac00\uc640 \uc6d0\uc790\uc7ac \uac00\uaca9 \uc0c1\uc2b9\uc73c\ub85c \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\ub294 \uc790\uc601\uc5c5\uc790\ub4e4\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud55c \uac83\uc73c\ub85c, \uc7a5\uad00\uc740 \uace0\uc6a9\ubcf4\ud5d8 \uc9c0\uc6d0 \ud655\ub300\uc640 \uc2e0\uaddc \uc0b0\uc7ac\ubcf4\ud5d8\ub8cc, \uac74\uac15\ub3cc\ubd04 \uc9c0\uc6d0 \uc2e0\uc124 \ub4f1\uc758 \ubc29\uc548\uc744 \uc81c\uc2dc\ud588\ub2e4. \ud2b9\ud788, \ucde8\uc57d \uc790\uc601\uc5c5\uc790\ub4e4\uc758 \uc5f0\uccb4\uc728\uc774 \uc62c\ud574 1\ubd84\uae30 12.7%\ub85c \uc0c1\uc2b9\ud55c \uc810\uc744 \uace0\ub824\ud574 \uc815\ucc45\uc758 \ucd08\uc810\uc744 \ucde8\uc57d \uc18c\uc0c1\uacf5\uc778\uacfc \uc7ac\uae30 \uc9c0\uc6d0\uc73c\ub85c \uc62e\uae30\uaca0\ub2e4\uace0 \ubc1d\ud614\ub2e4.<\/p>\n<p>\uba3c\uc800, \uc784\ub300\ub8cc\uc640 \uc778\uac74\ube44, \uc774\uc790, \ud50c\ub7ab\ud3fc \uc218\uc218\ub8cc \ub4f1 \uc18c\uc0c1\uacf5\uc778\uc774 \uc2e4\uc81c\ub85c \ubd80\ub2f4\ud558\ub294 \ube44\uc6a9\uc744 \uac1d\uad00\uc801\uc73c\ub85c \uc9c0\ud45c\ud654\ud558\uace0, \uc774\ub97c \uc815\ubd80\uac00 \uc9c0\uc18d\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uaca0\ub2e4\ub294 \uacc4\ud68d\uc774 \ub208\uc5d0 \ub748\ub2e4. \uc911\uc18c\uae30\uc5c5\ubd80\ub294 \ub0b4\ub144 \uc18c\uc0c1\uacf5\uc778 \uc815\ucc45\uc790\uae08 \uaddc\ubaa8\ub97c \uc62c\ud574\uc758 3\uc870 6800\uc5b5\uc6d0\uc5d0\uc11c 4\uc870 2500\uc5b5\uc6d0\uc73c\ub85c \uc99d\uc561\ud560 \uc608\uc815\uc774\ub2e4. \uc774 \uc790\uae08\uc740 \ube44\uc218\ub3c4\uad8c\uacfc \uc800\uc2e0\uc6a9, \ucc3d\uc5c5 \ucd08\uae30 \uc0ac\uc5c5\uc790\ub4e4\uc5d0\uac8c \uc6b0\uc120 \uacf5\uae09\ub418\uba70, \uace0\uae08\ub9ac \ub300\ucd9c\uc744 \uc800\uae08\ub9ac\ub85c \uc804\ud658\ud560 \uc218 \uc788\ub294 \ub300\ud658\ub300\ucd9c \ub300\uc0c1\ub3c4 \ud655\ub300\ud560 \ubc29\uce68\uc774\ub2e4.<\/p>\n<p>\uc0ac\ud68c\uc548\uc804\ub9dd\uc758 \ud655\ub300\ub3c4 \uc911\uc694\ud55c \uc694\uc18c\ub85c, \uc790\uc601\uc5c5\uc790 \uace0\uc6a9\ubcf4\ud5d8\ub8cc\uc758 \uc9c0\uc6d0 \ud655\ub300\uc640 \uc0c8\ub85c\uc6b4 \uc0b0\uc7ac\ubcf4\ud5d8\ub8cc, \uac74\uac15\ub3cc\ubd04 \uc9c0\uc6d0\uc774 \ub3c4\uc785\ub41c\ub2e4. \ud2b9\ud788, \uccad\ub144 \ucc3d\uc5c5 \uc18c\uc0c1\uacf5\uc778\uc5d0 \ub300\ud55c \ud734\u00b7\ud3d0\uc5c5 \uc704\ud5d8\uc744 \ubcf4\uc7a5\ud558\ub294 \uc815\ucc45\ubcf4\ud5d8\ub3c4 \uc2e0\uc124\ub420 \uc608\uc815\uc774\ub2e4. \uc774\uc18c\uc601 \uc7a5\uad00\uc740 \uad6d\uc815\uac10\uc0ac\uc5d0\uc11c \uc18c\uc0c1\uacf5\uc778\uc758 \uc7ac\uae30\uc640 \uc0ac\ud68c\uc548\uc804\ub9dd \uac15\ud654\ub97c \uc8fc\uc694 \uacfc\uc81c\ub85c \uac15\uc870\ud588\ub2e4.<\/p>\n<p>\ucc3d\uc5c5\uacfc \ubca4\ucc98 \ubd84\uc57c\uc5d0\uc11c\ub294 \uaddc\uc81c \ud601\uc2e0\uc744 \uac00\uc18d\ud654\ud558\ub294 \ubc29\uc548\ub3c4 \ub9c8\ub828\ub418\uace0 \uc788\ub2e4. \uc911\uc18c\uae30\uc5c5\ubd80\ub294 &#8216;\ucc3d\uc5c5\ubca4\ucc98\uaddc\uc81c\ud601\uc2e0\uc704\uc6d0\ud68c&#8217;\ub97c \uc2e0\uc124\ud558\uc5ec \ubca4\ucc98 \ubc0f \uc2a4\ud0c0\ud2b8\uc5c5 \uad00\ub828 \ud611\u00b7\ub2e8\uccb4\uc640 \ud611\ub825\ud574 \uaddc\uc81c \uac1c\uc120 \uacfc\uc81c\ub97c \ubc1c\uad74\ud558\uace0, \uad00\uacc4\ubd80\ucc98\uc640\uc758 \ud611\ub825\uc744 \ud1b5\ud574 \ud574\ubc95\uc744 \ubaa8\uc0c9\ud560 \uacc4\ud68d\uc774\ub2e4. \uc774 \uc7a5\uad00\uc740 \uc0c8\ub85c\uc6b4 \uc0ac\uc5c5\uc774 \uc2dc\uc791 \ub2e8\uacc4\uc5d0\uc11c\ubd80\ud130 \uaddc\uc81c\uc5d0 \uc5bd\ub9e4\uc774\uc9c0 \uc54a\ub3c4\ub85d \ud558\uaca0\ub2e4\ub294 \uc758\uc9c0\ub97c \ud53c\ub825\ud588\ub2e4.<\/p>\n<p>\ub610\ud55c, &#8216;\ubaa8\ub450\uc758 \ucc3d\uc5c5&#8217; \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8\uc758 \uaddc\ubaa8\ub97c 1\ucc28 5\ucc9c\uba85\uc5d0\uc11c 1\ub9cc\uba85\uc73c\ub85c \ub298\ub9ac\uace0, \uad8c\uc5ed\ubcc4 \uc131\uc7a5 \uc0b0\uc5c5\uacfc \uc5f0\uacc4\ud55c \ucc3d\uc5c5\ub3c4\uc2dc\ub97c \ucd94\uac00 \uc9c0\uc815\ud560 \uacc4\ud68d\uc774\ub2e4. \uc774 \uc678\uc5d0\ub3c4 \ubaa8\ud0dc\ud380\ub4dc \uc874\uc18d\uae30\uac04 \uc5f0\uc7a5\uacfc \ubbfc\uac04\uc790\uae08 \uc720\uc785 \ud655\ub300\ub97c \ud1b5\ud574 \ucc3d\uc5c5 \uc0dd\ud0dc\uacc4\ub97c \ub354\uc6b1 \ud65c\uc131\ud654\ud560 \uc608\uc815\uc774\ub2e4.<\/p>\n<p>\uc774\ub0a0 \uad6d\uc815\uac10\uc0ac\uc5d0\uc11c\ub294 \uae30\uc874\uc758 \ucc3d\uc5c5 \ubc0f \uc18c\uc0c1\uacf5\uc778 \uc815\ucc45\uc758 \uc0ac\uac01\uc9c0\ub300\ub97c \uac1c\uc120\ud558\uaca0\ub2e4\ub294 \uc774 \uc7a5\uad00\uc758 \uc57d\uc18d\ub3c4 \uc774\uc5b4\uc84c\ub2e4. \ub0b4\ub144\ub3c4 \uc608\uc0b0\uc774 \uc804\uc561 \ube60\uc9c0\uba70 \uc0ac\uc2e4\uc0c1 \ud3d0\uc9c0 \uc218\uc21c\uc5d0 \ub4e4\uc5b4\uac14\ub358 &#8216;\uccad\ub144\ucc3d\uc5c5\uc0ac\uad00\ud559\uad50&#8217;\uc5d0 \ub300\ud574\uc11c\ub294 \uc874\uce58 \ubc29\uce68\uc744 \uc7ac\ud655\uc778\ud588\ub2e4. \uccad\ub144\ucc3d\uc5c5\uc0ac\uad00\ud559\uad50\ub294 2011\ub144 \uc774\ud6c4 \uc57d 9300\uba85\uc758 \uccad\ub144 \ucc3d\uc5c5\uac00\ub97c \ubc30\ucd9c\ud55c \uc911\uc694\ud55c \ud504\ub85c\uadf8\ub7a8\uc73c\ub85c, \uc774 \uc7a5\uad00\uc740 \uc774\ub97c \uc9c0\uc18d\uc801\uc73c\ub85c \uc720\uc9c0\ud560 \ubc29\ubc95\uc744 \ubaa8\uc0c9\ud558\uaca0\ub2e4\uace0 \ubc1d\ud614\ub2e4.<\/p>\n<p>\uc18c\uc0c1\uacf5\uc778\uc758 \ub178\ud6c4\uc640 \uc7ac\uae30\ub97c \uc704\ud55c \ub178\ub780\uc6b0\uc0b0 \uacf5\uc81c\uae08\uc5d0 \uac74\uac15\ubcf4\ud5d8\ub8cc\uac00 \uc774\uc911\uc73c\ub85c \ubd80\uacfc\ub41c\ub2e4\ub294 \uc9c0\uc801\uc5d0 \ub300\ud574\uc11c\ub3c4 \uac1c\uc120 \uc870\uce58\ub97c \ucde8\ud558\uaca0\ub2e4\uace0 \ubc1d\ud614\ub2e4. \uac00\uc785\uc790\uac00 \uc774\ubbf8 \uac74\uac15\ubcf4\ud5d8\ub8cc\uac00 \ubd80\uacfc\ub41c \uc18c\ub4dd\uc73c\ub85c \ubd80\uae08\uc744 \ub0b8 \ud6c4 \uc911\ub3c4 \ud574\uc9c0 \uc2dc \uc6d0\uae08\uc744 \ub3cc\ub824\ubc1b\uc744 \ub54c \ub2e4\uc2dc \uc138\uae08\uc744 \ubd80\uacfc\ubc1b\ub294 \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \ubc29\uce68\uc774\ub2e4. \ucd5c\uadfc 5\ub144\uac04 \ub178\ub780\uc6b0\uc0b0 \ud574\uc9c0 \uc77c\uc2dc\uae08\uc5d0 \ucd94\uac00 \ubd80\uacfc\ub41c \uac74\uac15\ubcf4\ud5d8\ub8cc\ub294 1100\uc5b5\uc6d0\uc744 \ub118\ub294\ub2e4\ub294 \uc9c0\uc801\ub3c4 \uc774\uc5b4\uc84c\ub2e4.<\/p>\n<p>\uc628\ub204\ub9ac\uc0c1\ud488\uad8c \uad00\ub9ac \ubb38\uc81c\uc5d0 \ub300\ud55c \uc9c0\uc801\ub3c4 \uc788\uc5c8\ub2e4. \uc774 \uc7a5\uad00\uc740 \uc628\ub77c\uc778 \uc804\ud1b5\uc2dc\uc7a5\uad00\uc5d0\uc11c \uace0\uac00 \uc218\uc785\uc81c\ud488\uc744 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc73c\ub85c \uad6c\ub9e4\ud560 \uc218 \uc788\ub294 \ud604\ud669\uc5d0 \ub300\ud574 \uc81c\ub3c4 \ucde8\uc9c0\uc5d0 \ub9de\uc9c0 \uc54a\ub294\ub2e4\uace0 \ube44\ud310\ud558\uba70, \ud310\ub9e4 \ud488\ubaa9\uc744 \uc81c\ud55c\ud558\ub294 \ubc29\uc548\uc744 \uac80\ud1a0\ud558\uaca0\ub2e4\uace0 \ubc1d\ud614\ub2e4. \ub610\ud55c, \ud2b9\uc815 \uc0ac\ub840\uc5d0\uc11c \ud55c \ucc44\uc18c\uac00\uac8c\uac00 \uc9c0\ub09c\ud574 \uc628\ub204\ub9ac\uc0c1\ud488\uad8c\uc73c\ub85c 122\uc5b5\uc6d0\uc758 \uacb0\uc81c\ub97c \ud55c \uc810\uc5d0 \ub300\ud574\uc11c\ub3c4 \uad6d\uc138\uccad \ub4f1 \uad00\uacc4\uae30\uad00\uacfc \uc870\uc0ac\ub97c \uc9c4\ud589\ud560 \uacc4\ud68d\uc774\ub2e4.<\/p>\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uae30\uc220\ud0c8\ucde8\uc5d0 \ub300\ud55c \uc81c\uc7ac \uc218\uc704\ub97c \ub192\uc774\uaca0\ub2e4\ub294 \ubc29\uce68\ub3c4 \ubc1d\ud614\ub2e4. \uc911\uc18c\uae30\uc5c5\ubd80\ub294 \ud55c\uad6d\ud615 \uc99d\uac70\uac1c\uc2dc\uc81c\ub3c4 \ub3c4\uc785\uacfc \uae30\uc220\ud0c8\ucde8 \uc2e0\uace0\uc13c\ud130 \uac1c\uc124\uc744 \ud1b5\ud574 \ud589\uc815\uc81c\uc7ac\ub97c \uac15\ud654\ud558\uace0, \ub300\uaddc\ubaa8 \uacfc\uc9d5\uae08 \ub3c4\uc785 \ub4f1 \ucd94\uac00\uc801\uc778 \uc81c\uc7ac \uc218\ub2e8\uc744 \ub9c8\ub828\ud560 \uc608\uc815\uc774\ub2e4. \uc774\ub7ec\ud55c \uc815\ucc45\ub4e4\uc740 \uc18c\uc0c1\uacf5\uc778\uacfc \ucc3d\uc5c5 \uc0dd\ud0dc\uacc4\uc758 \uc548\uc815\uc131\uc744 \ub192\uc774\uace0, \ucc3d\uc5c5\uacfc \ubca4\ucc98 \uae30\uc5c5\uc758 \ud65c\uc131\ud654\ub97c \ub3c4\ubaa8\ud558\ub294 \ub370 \uae30\uc5ec\ud560 \uac83\uc73c\ub85c \uae30\ub300\ub41c\ub2e4.<\/p>\n<p>[\uad00\ub828\uae30\uc0ac] <a href = 'https:\/\/n.news.naver.com\/mnews\/article\/079\/0004196550?sid=103' >https:\/\/n.news.naver.com\/mnews\/article\/079\/0004196550?sid=103<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc774\uc18c\uc601 \uc911\uc18c\ubca4\ucc98\uae30\uc5c5\ubd80 \uc7a5\uad00\uc774 \ucd5c\uadfc \uad6d\ud68c\uc5d0\uc11c \uc5f4\ub9b0 \uc0b0\uc5c5\ud1b5\uc0c1\uc790\uc6d0\uc911\uc18c\ubca4\ucc98\uae30\uc5c5\uc704\uc6d0\ud68c \uad6d\uc815\uac10\uc0ac\uc5d0\uc11c \uc18c\uc0c1\uacf5\uc778\uc758 \uc0ac\ud68c\uc548\uc804\ub9dd\uc744 \uac15\ud654\ud558\uace0 \ucc3d\uc5c5 \ubc0f \ubca4\ucc98 \ud65c\uc131\ud654\ub97c \uc704\ud55c \ub2e4\uc591\ud55c \uc815\ucc45\uc744 \ubc1c\ud45c\ud588\ub2e4. \uc774\ubc88 \ubc1c\ud45c\ub294 \uace0\ubb3c\uac00\uc640 \uc6d0\uc790\uc7ac \uac00\uaca9 \uc0c1\uc2b9\uc73c\ub85c \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\ub294 \uc790\uc601\uc5c5\uc790\ub4e4\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud55c \uac83\uc73c\ub85c, \uc7a5\uad00\uc740 \uace0\uc6a9\ubcf4\ud5d8 \uc9c0\uc6d0 \ud655\ub300\uc640 \uc2e0\uaddc \uc0b0\uc7ac\ubcf4\ud5d8\ub8cc, 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