{"id":33086,"date":"2026-10-29T11:22:46","date_gmt":"2026-10-29T02:22:46","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ec%b2%ad%eb%85%84%eb%86%8d-%ec%83%81%ed%99%98%ec%a1%b0%ea%b1%b4-%eb%b6%88%ea%b7%a0%ed%98%95-%ed%95%b4%ec%86%8c%eb%a5%bc-%ec%9c%84%ed%95%9c-%eb%aa%a9%ec%86%8c%eb%a6%ac-%ec%bb%a4%ec%a0%b8\/"},"modified":"2026-10-29T11:22:46","modified_gmt":"2026-10-29T02:22:46","slug":"%ec%b2%ad%eb%85%84%eb%86%8d-%ec%83%81%ed%99%98%ec%a1%b0%ea%b1%b4-%eb%b6%88%ea%b7%a0%ed%98%95-%ed%95%b4%ec%86%8c%eb%a5%bc-%ec%9c%84%ed%95%9c-%eb%aa%a9%ec%86%8c%eb%a6%ac-%ec%bb%a4%ec%a0%b8","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ec%b2%ad%eb%85%84%eb%86%8d-%ec%83%81%ed%99%98%ec%a1%b0%ea%b1%b4-%eb%b6%88%ea%b7%a0%ed%98%95-%ed%95%b4%ec%86%8c%eb%a5%bc-%ec%9c%84%ed%95%9c-%eb%aa%a9%ec%86%8c%eb%a6%ac-%ec%bb%a4%ec%a0%b8\/","title":{"rendered":"\uccad\ub144\ub18d \uc0c1\ud658\uc870\uac74 \ubd88\uade0\ud615 \ud574\uc18c\ub97c \uc704\ud55c \ubaa9\uc18c\ub9ac \ucee4\uc838"},"content":{"rendered":"<p>\ucd5c\uadfc \uccad\ub144\ub18d\uc5c5\uc778\ub4e4\uc758 \uc0c1\ud658 \uc870\uac74\uc5d0 \ub300\ud55c \ubd88\ub9cc\uc774 \ucee4\uc9c0\uace0 \uc788\ub2e4. \uc774\ub4e4\uc740 \uc815\ubd80\uac00 \uc81c\uacf5\ud558\ub294 \ud6c4\uacc4\ub18d\uc790\uae08\uacfc \uadc0\ub18d\uc790\uae08\uc758 \uc0c1\ud658 \uae30\uac04\uc774 \uc0c1\uc774\ud558\uc5ec \ud615\ud3c9\uc131 \ubb38\uc81c\ub97c \ucd08\ub798\ud558\uace0 \uc788\ub2e4\uace0 \uc8fc\uc7a5\ud558\uace0 \uc788\ub2e4. \ud2b9\ud788, \ub18d\uc0b0\ubb3c \uac00\uaca9 \ud558\ub77d\uc73c\ub85c \uacbd\uc601\ub09c\uc774 \uc2ec\ud654\ub418\uace0 \uc788\ub294 \uc0c1\ud669\uc5d0\uc11c, \uccad\ub144\ub18d\uc5c5\uc778\ub4e4\uc774 \uc548\uc815\uc801\uc778 \uacbd\uc601\ud658\uacbd\uc744 \uad6c\ucd95\ud560 \uc218 \uc788\ub3c4\ub85d \uc815\ubd80\uc758 \uc9c0\uc6d0\uc774 \ud544\uc694\ud558\ub2e4\ub294 \ubaa9\uc18c\ub9ac\uac00 \ub192\uc544\uc9c0\uace0 \uc788\ub2e4.<\/p>\n<p>\uccad\ub144\ub18d\uc5c5\uc778\ub4e4\uc740 \uc5b8\uc81c \uc5b4\ub5a4 \uc790\uae08\uc744 \uc9c0\uc6d0\ubc1b\uc558\ub290\ub0d0\uc5d0 \ub530\ub77c \uc11c\ub85c \ub2e4\ub978 \uc0c1\ud658 \uae30\uac04\uc744 \ubd80\uc5ec\ubc1b\uace0 \uc788\ub2e4. \ud6c4\uacc4\ub18d\uc790\uae08\uc740 2018\ub144\ubd80\ud130 2% \uae08\ub9ac\ub85c \ucd5c\ub300 3\uc5b5\uc6d0\uc744 \ub300\ucd9c\ubc1b\uc544 3\ub144 \uac70\uce58, 7\ub144 \uc0c1\ud658 \uc870\uac74\uc73c\ub85c \uc2dc\uc791\ub418\uc5c8\uc73c\ub098, 2020\ub144\uc5d0\ub294 5\ub144 \uac70\uce58, 10\ub144 \uc0c1\ud658\uc73c\ub85c \uac1c\uc120\ub418\uc5c8\ub2e4. \uadf8\ub9ac\uace0 2023\ub144\uc5d0\ub294 1.5% \uae08\ub9ac\ub85c 5\uc5b5\uc6d0\uae4c\uc9c0 \ub300\ucd9c \uac00\ub2a5\ud558\uba70, \uc0c1\ud658 \uc870\uac74\ub3c4 5\ub144 \uac70\uce58, 20\ub144 \uc0c1\ud658\uc73c\ub85c \ub2e4\uc2dc \ud55c \ubc88 \uac1c\uc120\ub418\uc5c8\ub2e4. \uc774\uc640 \ubc18\uba74, \uadc0\ub18d\uc790\uae08\uc740 2% \uae08\ub9ac\ub85c 3\uc5b5\uc6d0\uae4c\uc9c0 \ub300\ucd9c\ud574 \uc8fc\uba70, 5\ub144 \uac70\uce58, 10\ub144 \uc0c1\ud658 \uc870\uac74\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc5b4, \ud604\uc7ac \uadc0\ub18d\uc790\uae08\uc744 \uc120\ud0dd\ud55c \uccad\ub144\ub18d\uc5c5\uc778\ub4e4\uc740 \uc0c1\ub300\uc801\uc73c\ub85c \ubd88\ub9ac\ud55c \ucc98\uc9c0\uc5d0 \ub193\uc5ec \uc788\ub2e4.<\/p>\n<p>\ucd5c\uadfc \uad6d\ud68c\uc5d0\uc11c \uc5f4\ub9b0 \uae30\uc790\ud68c\uacac\uc5d0\uc11c \u2018\uc804\uad6d \uccad\ub144\ucc3d\uc5c5\ub18d \uadc0\ub18d\ucc3d\uc5c5\uc790\uae08 \uc0c1\ud658\ud53c\ud574 \ub300\ucc45\uc704\uc6d0\ud68c\u2019\ub294 \uc774\ub7ec\ud55c \ubd88\uade0\ud615 \ubb38\uc81c\ub97c \uc9c0\uc801\ud558\uba70 \ub3d9\uc77c\ud55c \uc0c1\ud658\uae30\uac04 \ubcf4\uc7a5\uc744 \uc694\uad6c\ud588\ub2e4. \uc774\ub4e4\uc740 \ud2b9\uc815 \uc2dc\uc810\uc5d0 \ub300\ucd9c\uc744 \ubc1b\uc740 \uccad\ub144\ub18d\uc774 20\ub144\uc5d0\uc11c 10\ub144\uc73c\ub85c \uc0c1\ud658 \uae30\uac04\uc774 \ub2e4\ub974\uae30 \ub54c\ubb38\uc5d0 \ud615\ud3c9\uc131\uc744 \ud574\uce58\uace0 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \ucc28\ubcc4\uc774 \uccad\ub144\ub18d\uc5c5\uc778\uc758 \uacbd\uc601\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\ub2e4\uace0 \uc8fc\uc7a5\ud558\uc600\ub2e4. \uc2e4\uc81c\ub85c, \uccad\ub144\ub18d\uc5c5\uc778 \ud0dc\uac15\uc120\uc528\ub294 \u201c\ub18d\ucd0c\uc5d0 \uc815\ucc29\ud558\ub294 \ub370 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\uc73c\uba70, \ucd5c\uadfc \ub18d\uc0b0\ubb3c \uac00\uaca9\uc758 \ubd88\uc548\uc815\uc73c\ub85c \uc778\ud574 \uacbd\uc601\uc774 \ubcbc\ub791 \ub05d\uc73c\ub85c \ubab0\ub9ac\uace0 \uc788\ub2e4\u201d\uace0 \ud1a0\ub85c\ud588\ub2e4.<\/p>\n<p>\ub610\ud55c, \uad6d\uc815\uac10\uc0ac\uc5d0\uc11c\ub294 \uccad\ub144\ucc3d\uc5c5\ub18d\uc758 10%\uac00 \uc2e4\uc81c \uc601\ub18d\uc744 \uc2dc\uc791\uc870\ucc28 \ubabb\ud588\uc73c\uba70, 3%\ub294 \uc601\ub18d\uc744 \uac1c\uc2dc\ud55c \ud6c4 \uc911\ub2e8\ud588\ub2e4\ub294 \ud1b5\uacc4\uac00 \ubc1c\ud45c\ub418\uc5c8\ub2e4. \uc774\ub294 \uacbd\uc601\uc0c1\uc758 \uc5b4\ub824\uc6c0\uc774 \ud070 \uc6d0\uc778\uc73c\ub85c \uc9c0\ubaa9\ub418\uace0 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \ud604\uc2e4\uc740 \uccad\ub144\ub18d\uc5c5\uc778\uc758 \uc0dd\uc874\uacfc \uc9c1\uacb0\ub418\ub294 \ubb38\uc81c\ub85c \ub354\uc6b1 \uc2ec\uac01\ud558\uac8c \ub2e4\ub904\uc838\uc57c \ud55c\ub2e4. \ud2b9\ud788, \ud55c \uccad\ub144\ub18d\uc774 \uacbd\uc601\ub09c\uc73c\ub85c \uc0ac\ub9dd\ud55c \uc0ac\ub840\uac00 \uc5b8\uae09\ub418\uba70, \uccad\ub144\ub18d\uc758 \uc790\uc0b4\ub960\uc774 \uc804\uad6d \uccad\ub144\uc758 1.35\ubc30\uc5d0 \uc774\ub978\ub2e4\ub294 \uc810\uc740 \ub9e4\uc6b0 \ucda9\uaca9\uc801\uc778 \uc0ac\uc2e4\uc774\ub2e4.<\/p>\n<p>\ub18d\ub9bc\ucd95\uc0b0\uc2dd\ud488\ubd80\ub294 \uc774\ub7ec\ud55c \ubb38\uc81c\ub97c \uc778\uc2dd\ud558\uace0 \uc788\uc73c\ub098, \ud2b9\uc815 \uc815\ucc45\uc790\uae08\ub9cc\uc744 \uac1c\uc120\ud560 \uacbd\uc6b0 \ud615\ud3c9\uc131 \ub17c\ub780\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc5d0\uc11c \uc2e0\uc911\ud55c \uc785\uc7a5\uc744 \ubcf4\uc774\uace0 \uc788\ub2e4. \ud2b9\ud788 \uadc0\ub18d\uc790\uae08\uc774 \uc911\uc7a5\ub144\uce35\uc744 \uc8fc\uc694 \ub300\uc0c1\uc73c\ub85c \ud558\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0 \uccad\ub144\ub18d\uc5c5\uc778\uc758 \uc785\uc7a5\ub9cc\uc744 \uace0\ub824\ud560 \uacbd\uc6b0 \uc138\ub300 \uac04 \uac08\ub4f1\uc744 \ucd08\ub798\ud560 \uc218 \uc788\ub2e4\ub294 \uc6b0\ub824\uac00 \uc81c\uae30\ub418\uace0 \uc788\ub2e4. \ub18d\uc2dd\ud488\ubd80 \uad00\uacc4\uc790\ub294 \ub0b4\ub144\uc5d0 \uccad\ub144\ub18d\uc744 \ub300\uc0c1\uc73c\ub85c \ud55c \uae08\uc735\ucee8\uc124\ud305 \uc0ac\uc5c5\uc744 \uc2e0\uc124\ud558\uaca0\ub2e4\ub294 \uacc4\ud68d\uc744 \ubc1d\ud614\uc73c\uba70, \uc774\ub97c \ud1b5\ud574 \uccad\ub144\ub18d\uc5c5\uc778\uc758 \ubb38\uc81c\ub97c \uc9c4\ub2e8\ud558\uace0 \uac1c\uc120 \ubc29\uc548\uc744 \ubaa8\uc0c9\ud560 \uac83\uc774\ub77c\uace0 \uc804\ud588\ub2e4. \uadf8\ub7ec\ub098 \ud604\uc7a5\uc5d0\uc11c\ub294 \uc774\ub7ec\ud55c \ud6c4\uc18d\uc0ac\uc5c5\uc774 \ub108\ubb34 \ub2a6\uc5b4\uc9c8 \uc218 \uc788\ub2e4\ub294 \uc6b0\ub824\uac00 \ucee4\uc9c0\uace0 \uc788\ub294 \uc0c1\ud669\uc774\ub2e4.<\/p>\n<p>\uacb0\uad6d, \uccad\ub144\ub18d\uc5c5\uc778\ub4e4\uc774 \uc9c1\uba74\ud55c \uacbd\uc601\uc758 \uc5b4\ub824\uc6c0\uc740 \ub2e8\uc21c\ud788 \uc0c1\ud658 \uc870\uac74\uc758 \ubb38\uc81c\ub97c \ub118\uc5b4, \uadf8\ub4e4\uc758 \uc0dd\uc874\uacfc \uc9c1\uacb0\ub41c \uc911\ub300\ud55c \uc0ac\uc548\uc774\ub2e4. \uc815\ubd80\ub294 \ubcf4\ub2e4 \uc801\uadf9\uc801\uc73c\ub85c \uccad\ub144\ub18d\uc758 \uc2e4\uc9c8\uc801\uc778 \uc5b4\ub824\uc6c0\uc744 \ud574\uacb0\ud558\uae30 \uc704\ud55c \uc815\ucc45\uc744 \ub9c8\ub828\ud558\uace0, \ud615\ud3c9\uc131 \ubb38\uc81c\ub97c \uace0\ub824\ud55c \uac1c\uc120\ucc45\uc744 \uc870\uc18d\ud788 \uc2dc\ud589\ud574\uc57c \ud560 \uac83\uc774\ub2e4. \uccad\ub144\ub18d\uc5c5\uc778\ub4e4\uc774 \uc548\uc815\uc801\uc73c\ub85c \ub18d\ucd0c\uc5d0 \uc815\ucc29\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \uac83\uc740 \ub18d\uc5c5\uc758 \ubbf8\ub798\ub97c \uc704\ud574\uc11c\ub3c4 \ubc18\ub4dc\uc2dc \ud544\uc694\ud558\ub2e4.<\/p>\n<p>[\uad00\ub828\uae30\uc0ac] <a href = 'https:\/\/n.news.naver.com\/mnews\/article\/662\/0000107086?sid=102' >https:\/\/n.news.naver.com\/mnews\/article\/662\/0000107086?sid=102<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ucd5c\uadfc \uccad\ub144\ub18d\uc5c5\uc778\ub4e4\uc758 \uc0c1\ud658 \uc870\uac74\uc5d0 \ub300\ud55c \ubd88\ub9cc\uc774 \ucee4\uc9c0\uace0 \uc788\ub2e4. \uc774\ub4e4\uc740 \uc815\ubd80\uac00 \uc81c\uacf5\ud558\ub294 \ud6c4\uacc4\ub18d\uc790\uae08\uacfc \uadc0\ub18d\uc790\uae08\uc758 \uc0c1\ud658 \uae30\uac04\uc774 \uc0c1\uc774\ud558\uc5ec \ud615\ud3c9\uc131 \ubb38\uc81c\ub97c \ucd08\ub798\ud558\uace0 \uc788\ub2e4\uace0 \uc8fc\uc7a5\ud558\uace0 \uc788\ub2e4. \ud2b9\ud788, \ub18d\uc0b0\ubb3c \uac00\uaca9 \ud558\ub77d\uc73c\ub85c \uacbd\uc601\ub09c\uc774 \uc2ec\ud654\ub418\uace0 \uc788\ub294 \uc0c1\ud669\uc5d0\uc11c, \uccad\ub144\ub18d\uc5c5\uc778\ub4e4\uc774 \uc548\uc815\uc801\uc778 \uacbd\uc601\ud658\uacbd\uc744 \uad6c\ucd95\ud560 \uc218 \uc788\ub3c4\ub85d \uc815\ubd80\uc758 \uc9c0\uc6d0\uc774 \ud544\uc694\ud558\ub2e4\ub294 \ubaa9\uc18c\ub9ac\uac00 \ub192\uc544\uc9c0\uace0 \uc788\ub2e4. \uccad\ub144\ub18d\uc5c5\uc778\ub4e4\uc740 \uc5b8\uc81c \uc5b4\ub5a4 \uc790\uae08\uc744 \uc9c0\uc6d0\ubc1b\uc558\ub290\ub0d0\uc5d0 \ub530\ub77c \uc11c\ub85c \ub2e4\ub978 \uc0c1\ud658 \uae30\uac04\uc744 \ubd80\uc5ec\ubc1b\uace0 \uc788\ub2e4. \ud6c4\uacc4\ub18d\uc790\uae08\uc740 [&hellip;]<\/p>\n","protected":false},"author":86,"featured_media":68,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\uccad\ub144\ub18d","_yoast_wpseo_metadesc":"\uccad\ub144\ub18d\uc5c5\uc778\ub4e4\uc774 \uc11c\ub85c \ub2e4\ub978 \uc0c1\ud658 \uc870\uac74\uc73c\ub85c \uc778\ud574 \ud615\ud3c9\uc131 \ubb38\uc81c\ub97c \uc81c\uae30\ud558\uace0 \uc788\ub2e4. \uc815\ubd80\uc758 \uc815\ucc45 \uac1c\uc120\uc774 \ud544\uc694\ud558\ub2e4\ub294 \ubaa9\uc18c\ub9ac\uac00 \ucee4\uc9c0\uace0 \uc788\uc73c\uba70, \uccad\ub144\ub18d\uc758 \uacbd\uc601\ub09c \ud574\uc18c\ub97c \uc704\ud55c \uc9c0\uc6d0 \ubc29\uc548\uc774 \uc2dc\uae09\ud558\ub2e4. \ud2b9\ud788, \uc7ac\uc815\uc801 \uc5b4\ub824\uc6c0\uc774 \uc0dd\uc874\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc774 \ud06c\ub2e4\ub294 \uc810\uc774 \uac15\uc870\ub418\uace0 \uc788\ub2e4.","footnotes":""},"categories":[4],"tags":[16355,16353,1450,2212,16354],"class_list":["post-33086","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4","tag-16355","tag-16353","tag-1450","tag-2212","tag-16354"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\uccad\ub144\ub18d \uc0c1\ud658\uc870\uac74 \ubd88\uade0\ud615 \ud574\uc18c\ub97c \uc704\ud55c \ubaa9\uc18c\ub9ac \ucee4\uc838 - 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