{"id":3647,"date":"2025-10-02T11:11:37","date_gmt":"2025-10-02T02:11:37","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ec%86%8c%ec%85%9c%eb%b2%a4%ec%b2%98-%ea%b8%88%ec%9c%b5%ec%a7%80%ec%9b%90%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%a7%80%ed%8f%89-%ea%b8%b0%eb%b3%b4%ec%99%80-%ec%9d%80%ed%96%89%ec%9d%98-%ed%98%91\/"},"modified":"2025-10-02T11:11:37","modified_gmt":"2025-10-02T02:11:37","slug":"%ec%86%8c%ec%85%9c%eb%b2%a4%ec%b2%98-%ea%b8%88%ec%9c%b5%ec%a7%80%ec%9b%90%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%a7%80%ed%8f%89-%ea%b8%b0%eb%b3%b4%ec%99%80-%ec%9d%80%ed%96%89%ec%9d%98-%ed%98%91","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ec%86%8c%ec%85%9c%eb%b2%a4%ec%b2%98-%ea%b8%88%ec%9c%b5%ec%a7%80%ec%9b%90%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%a7%80%ed%8f%89-%ea%b8%b0%eb%b3%b4%ec%99%80-%ec%9d%80%ed%96%89%ec%9d%98-%ed%98%91\/","title":{"rendered":"\uc18c\uc15c\ubca4\ucc98 \uae08\uc735\uc9c0\uc6d0\uc758 \uc0c8\ub85c\uc6b4 \uc9c0\ud3c9 \uae30\ubcf4\uc640 \uc740\ud589\uc758 \ud611\ub825"},"content":{"rendered":"<p>\uae30\uc220\ubcf4\uc99d\uae30\uae08(\uae30\ubcf4)\uc774 \uad6d\ubbfc\uc740\ud589\uacfc \ud558\ub098\uc740\ud589\uacfc\uc758 \ud611\ub825\uc744 \ud1b5\ud574 \uc18c\uc15c\ubca4\ucc98 \uc0dd\ud0dc\uacc4\uc758 \ubc1c\uc804\uc744 \uc704\ud55c \uae08\uc735\uc9c0\uc6d0\uc744 \uac15\ud654\ud558\uace0 \uc788\ub2e4. \ucd5c\uadfc \uae30\ubcf4\ub294 \u2018\uc18c\uc15c\ubca4\ucc98 \uc721\uc131 \ubc0f \uc0ac\ud68c\uc5f0\ub300\uacbd\uc81c \uc131\uc7a5 \ucd09\uc9c4\uc744 \uc704\ud55c \uae08\uc735\uc9c0\uc6d0 \uc5c5\ubb34\ud611\uc57d\u2019\uc744 \uccb4\uacb0\ud558\uba70, \uc774\ub97c \ud1b5\ud574 230\uc5b5\uc6d0 \uaddc\ubaa8\uc758 \ud611\uc57d\ubcf4\uc99d\uc744 \uacf5\uae09\ud558\uae30\ub85c \uacb0\uc815\ud588\ub2e4. \uc774 \ud611\uc57d\uc740 \uc18c\uc15c\ubca4\ucc98 \uae30\uc5c5\ub4e4\uc774 \uc9c1\uba74\ud558\ub294 \uae08\uc735\uc801 \uc5b4\ub824\uc6c0\uc744 \ud574\uc18c\ud558\uace0, \uc0ac\ud68c\uc801 \uac00\uce58\ub97c \uc2e4\ud604\ud558\uae30 \uc704\ud55c \ubbfc\uad00 \ud611\ub825\uc758 \uc77c\ud658\uc73c\ub85c \ucd94\uc9c4\ub418\uc5c8\ub2e4.<\/p>\n<p>\uc774\ubc88 \ud611\uc57d\uc5d0 \ub530\ub77c \uae30\ubcf4\ub294 \uad6d\ubbfc\uc740\ud589\uacfc \ud558\ub098\uc740\ud589\uc774 \ucd9c\uc5f0\ud55c \ubcf4\uc99d\ub8cc \uc9c0\uc6d0\uae08\uc744 \uae30\ubc18\uc73c\ub85c 230\uc5b5\uc6d0 \uaddc\ubaa8\uc758 \ubcf4\uc99d\uc744 \uc81c\uacf5\ud55c\ub2e4. \ud2b9\ud788, \ud611\uc57d\uc740\ud589\uc740 \ucd5c\ub300 3\ub144\uac04 \ubcf4\uc99d\ub8cc\ub97c 0.8%p \uacbd\uac10\ud574 \uc8fc\uba70, \uae30\ubcf4\ub294 \uc18c\uc15c\ubca4\ucc98 \uae30\uc5c5\uc758 \uc784\ud329\ud2b8\ubcf4\uc99d\uacfc \uc5f0\uacc4\ud558\uc5ec \uc2e4\uc9c8\uc801\uc778 \uae08\uc735 \ubd80\ub2f4\uc744 \uc904\uc774\ub294 \ub370 \uae30\uc5ec\ud560 \uc608\uc815\uc774\ub2e4. \uc9c0\uc6d0 \ub300\uc0c1\uc740 \uae30\ubcf4\uac00 \uc18c\uc15c\ubca4\ucc98\uae30\uc5c5\uc73c\ub85c \ud310\ubcc4\ud55c \uae30\uc5c5\ub4e4\ub85c, \uc774\ub4e4\uc5d0\uac8c \ub354\uc6b1 \uc548\uc815\uc801\uc774\uace0 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc131\uc7a5\uc758 \uae30\ud68c\ub97c \uc81c\uacf5\ud558\ub294 \uac83\uc774 \ubaa9\ud45c\uc774\ub2e4.<\/p>\n<p>\uae40\uc885\ud638 \uae30\ubcf4 \uc774\uc0ac\uc7a5\uc740 \uc774\ubc88 \ud611\uc57d\uc758 \uc758\ubbf8\ub97c \uac15\uc870\ud558\uba70, \u201c\uc0ac\ud68c\ubb38\uc81c\ub97c \ud574\uacb0\ud558\uace0\uc790 \ud558\ub294 \uc18c\uc15c\ubca4\ucc98\uc758 \uc131\uc7a5\uc744 \uc704\ud574 \ubbfc\uac04\uc740\ud589\uacfc \uc815\ucc45\uae08\uc735\uae30\uad00\uc774 \ud611\ub825\ud588\ub2e4\ub294 \uc810\uc740 \ub9e4\uc6b0 \uc911\uc694\ud558\ub2e4\u201d\uace0 \ub9d0\ud588\ub2e4. \uadf8\ub294 \uae30\ubcf4\uac00 \uc18c\uc15c\ubca4\ucc98 \uc804\ub2f4 \uc9c0\uc6d0\uae30\uad00\uc73c\ub85c\uc11c \uc548\uc815\uc801\uc778 \uc131\uc7a5 \uae30\ubc18\uc744 \ub9c8\ub828\ud558\uace0, \uc0ac\ud68c\uc801 \uac00\uce58\uc758 \ud655\uc0b0\uc5d0 \uc55e\uc7a5\uc124 \uac83\uc784\uc744 \ub2e4\uc9d0\ud588\ub2e4.<\/p>\n<p>\uae30\ubcf4\ub294 2018\ub144, \u2018\uc18c\uc15c\ubca4\ucc98\uac00\uce58\ud3c9\uac00\uc13c\ud130\u2019\ub97c \uac1c\uc18c\ud558\uc5ec \uc18c\uc15c\ubca4\ucc98 \ud310\ubcc4\uc744 \uc804\ub2f4\ud558\uace0 \uc788\uc73c\uba70, \uc784\ud329\ud2b8\ubcf4\uc99d \ubc0f \uc804\uc6a9 \ud50c\ub7ab\ud3fc \ub4f1 \ub2e4\uc591\ud55c \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574 \uc774\ub4e4 \uae30\uc5c5\uc758 \uc9c0\uc18d \uac00\ub2a5\ud55c \uc131\uc7a5\uc744 \uc9c0\uc6d0\ud558\uace0 \uc788\ub2e4. \uc774\ub7ec\ud55c \ub178\ub825\ub4e4\uc740 \uc18c\uc15c\ubca4\ucc98\uac00 \uc0ac\ud68c \ubb38\uc81c \ud574\uacb0\uc5d0 \uae30\uc5ec\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \uc911\uc694\ud55c \uae30\ubc18\uc774 \ub418\uace0 \uc788\ub2e4.<\/p>\n<p>\uc18c\uc15c\ubca4\ucc98\ub294 \ub2e8\uc21c\ud788 \uc774\uc724 \ucd94\uad6c\ub97c \ub118\uc5b4\uc11c, \uc0ac\ud68c\uc801 \uac00\uce58\ub97c \ucc3d\ucd9c\ud558\ub294 \uae30\uc5c5\ub4e4\ub85c \uc8fc\ubaa9\ubc1b\uace0 \uc788\ub2e4. \uadf8\ub4e4\uc740 \ud574\uacb0\ud558\uace0\uc790 \ud558\ub294 \uc0ac\ud68c\uc801 \ubb38\uc81c\ub97c \uba85\ud655\ud788 \uc124\uc815\ud558\uace0, \uc774\ub97c \ud1b5\ud574 \uc0ac\ud68c\uc801 \uac00\uce58\ub97c \uc2e4\ud604\ud558\uba70, \ub3d9\uc2dc\uc5d0 \uacbd\uc81c\uc801 \uc9c0\uc18d \uac00\ub2a5\uc131\ub3c4 \ud655\ubcf4\ud558\uace0\uc790 \ud55c\ub2e4. \uadf8\ub7ec\ub098 \uc774 \uacfc\uc815\uc5d0\uc11c \uc790\uae08 \ud655\ubcf4\uc758 \uc5b4\ub824\uc6c0\uc774 \ud070 \uc7a5\uc560\ubb3c\ub85c \uc791\uc6a9\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud55c \ub2e4\uc591\ud55c \uae08\uc735 \uc9c0\uc6d0\uc774 \ud544\uc694\ud558\ub2e4.<\/p>\n<p>\uc774\ubc88 \uae30\ubcf4\uc640 \uc740\ud589 \uac04\uc758 \ud611\ub825\uc740 \uc774\ub7ec\ud55c \uc790\uae08 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud55c \uc911\uc694\ud55c \uc2dc\ub3c4\ub85c \ubcfc \uc218 \uc788\ub2e4. \uc18c\uc15c\ubca4\ucc98 \uae30\uc5c5\ub4e4\uc774 \ub354\uc6b1 \uc27d\uac8c \uc790\uae08\uc744 \uc870\ub2ec\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud568\uc73c\ub85c\uc368, \uadf8\ub4e4\uc774 \uc0ac\ud68c\uc801 \ubb38\uc81c \ud574\uacb0\uc5d0 \uc9d1\uc911\ud560 \uc218 \uc788\ub294 \ud658\uacbd\uc744 \uc870\uc131\ud558\uace0\uc790 \ud558\ub294 \uac83\uc774 \uc774\ubc88 \ud611\uc57d\uc758 \ud575\uc2ec\uc774\ub2e4. <\/p>\n<p>\uc18c\uc15c\ubca4\ucc98\ub294 \ub2e8\uc21c\ud55c \uae30\uc5c5 \ubaa8\ub378\uc744 \ub118\uc5b4, \uc0ac\ud68c\uc801 \uac00\uce58\ub97c \uc2e4\ud604\ud558\ub294 \uc911\uc694\ud55c \uc8fc\uccb4\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\ub2e4. \ub530\ub77c\uc11c \uc774\ub4e4\uc5d0 \ub300\ud55c \uc9c0\uc18d\uc801\uc778 \uc9c0\uc6d0\uacfc \ud611\ub825\uc774 \uc774\ub8e8\uc5b4\uc838\uc57c \ud560 \ud544\uc694\uc131\uc774 \ub354\uc6b1 \ucee4\uc9c0\uace0 \uc788\ub2e4. \uae30\ubcf4\uc640 \uc740\ud589 \uac04\uc758 \ud611\ub825\uc740 \uc774\ub7ec\ud55c \ud750\ub984 \uc18d\uc5d0\uc11c \uae0d\uc815\uc801\uc778 \ubcc0\ud654\ub97c \uac00\uc838\uc62c \uac83\uc73c\ub85c \uae30\ub300\ub41c\ub2e4. \uc18c\uc15c\ubca4\ucc98\uac00 \uc131\uc7a5\ud558\uace0, \uc0ac\ud68c\uc801 \uac00\uce58\ub97c \ub192\uc774\ub294 \uc5ec\uc815\uc5d0 \uc774 \ud611\uc57d\uc774 \uc911\uc694\ud55c \uc774\uc815\ud45c\uac00 \ub418\uae30\ub97c \ubc14\ub780\ub2e4.<\/p>\n<p>[\uad00\ub828\uae30\uc0ac] <a href = 'https:\/\/n.news.naver.com\/mnews\/article\/014\/0005413637?sid=101' >https:\/\/n.news.naver.com\/mnews\/article\/014\/0005413637?sid=101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uae30\uc220\ubcf4\uc99d\uae30\uae08(\uae30\ubcf4)\uc774 \uad6d\ubbfc\uc740\ud589\uacfc \ud558\ub098\uc740\ud589\uacfc\uc758 \ud611\ub825\uc744 \ud1b5\ud574 \uc18c\uc15c\ubca4\ucc98 \uc0dd\ud0dc\uacc4\uc758 \ubc1c\uc804\uc744 \uc704\ud55c \uae08\uc735\uc9c0\uc6d0\uc744 \uac15\ud654\ud558\uace0 \uc788\ub2e4. \ucd5c\uadfc \uae30\ubcf4\ub294 \u2018\uc18c\uc15c\ubca4\ucc98 \uc721\uc131 \ubc0f \uc0ac\ud68c\uc5f0\ub300\uacbd\uc81c \uc131\uc7a5 \ucd09\uc9c4\uc744 \uc704\ud55c \uae08\uc735\uc9c0\uc6d0 \uc5c5\ubb34\ud611\uc57d\u2019\uc744 \uccb4\uacb0\ud558\uba70, \uc774\ub97c \ud1b5\ud574 230\uc5b5\uc6d0 \uaddc\ubaa8\uc758 \ud611\uc57d\ubcf4\uc99d\uc744 \uacf5\uae09\ud558\uae30\ub85c \uacb0\uc815\ud588\ub2e4. \uc774 \ud611\uc57d\uc740 \uc18c\uc15c\ubca4\ucc98 \uae30\uc5c5\ub4e4\uc774 \uc9c1\uba74\ud558\ub294 \uae08\uc735\uc801 \uc5b4\ub824\uc6c0\uc744 \ud574\uc18c\ud558\uace0, \uc0ac\ud68c\uc801 \uac00\uce58\ub97c \uc2e4\ud604\ud558\uae30 \uc704\ud55c \ubbfc\uad00 \ud611\ub825\uc758 \uc77c\ud658\uc73c\ub85c \ucd94\uc9c4\ub418\uc5c8\ub2e4. \uc774\ubc88 \ud611\uc57d\uc5d0 \ub530\ub77c \uae30\ubcf4\ub294 \uad6d\ubbfc\uc740\ud589\uacfc \ud558\ub098\uc740\ud589\uc774 \ucd9c\uc5f0\ud55c \ubcf4\uc99d\ub8cc [&hellip;]<\/p>\n","protected":false},"author":23,"featured_media":68,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\uc18c\uc15c\ubca4\ucc98","_yoast_wpseo_metadesc":"\uae30\uc220\ubcf4\uc99d\uae30\uae08\uc774 \uad6d\ubbfc\uc740\ud589, \ud558\ub098\uc740\ud589\uacfc \ud611\ub825\ud558\uc5ec \uc18c\uc15c\ubca4\ucc98 \uc0dd\ud0dc\uacc4 \ud65c\uc131\ud654\ub97c \uc704\ud55c \uae08\uc735\uc9c0\uc6d0\uc5d0 \ub098\uc120\ub2e4. 230\uc5b5\uc6d0 \uaddc\ubaa8\uc758 \ubcf4\uc99d\uc744 \uc81c\uacf5\ud558\uba70, \ucd5c\ub300 3\ub144\uac04 \ubcf4\uc99d\ub8cc\ub97c 0.8%p \uacbd\uac10\ud558\ub294 \ub4f1 \uc18c\uc15c\ubca4\ucc98 \uae30\uc5c5\uc758 \uae08\uc735\uc801 \ubd80\ub2f4\uc744 \uc904\uc774\uae30 \uc704\ud55c \ub2e4\uc591\ud55c \ub178\ub825\uc744 \uae30\uc6b8\uc778\ub2e4.","footnotes":""},"categories":[4],"tags":[1088,2846,2848,1875,3843],"class_list":["post-3647","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4","tag-1088","tag-2846","tag-2848","tag-1875","tag-3843"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\uc18c\uc15c\ubca4\ucc98 \uae08\uc735\uc9c0\uc6d0\uc758 \uc0c8\ub85c\uc6b4 \uc9c0\ud3c9 \uae30\ubcf4\uc640 \uc740\ud589\uc758 \ud611\ub825 - \ub450\ucc3d\ud2b9\ud5c8\ubc95\ub960\uc0ac\ubb34\uc18c<\/title>\n<meta name=\"description\" content=\"\uae30\uc220\ubcf4\uc99d\uae30\uae08\uc774 \uad6d\ubbfc\uc740\ud589, \ud558\ub098\uc740\ud589\uacfc \ud611\ub825\ud558\uc5ec \uc18c\uc15c\ubca4\ucc98 \uc0dd\ud0dc\uacc4 \ud65c\uc131\ud654\ub97c \uc704\ud55c \uae08\uc735\uc9c0\uc6d0\uc5d0 \ub098\uc120\ub2e4. 230\uc5b5\uc6d0 \uaddc\ubaa8\uc758 \ubcf4\uc99d\uc744 \uc81c\uacf5\ud558\uba70, 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