{"id":4202,"date":"2025-10-07T15:17:43","date_gmt":"2025-10-07T06:17:43","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ec%b6%94%ec%84%9d-%eb%aa%85%ec%a0%88-%eb%a7%9e%ec%95%84-%eb%aa%85%ed%92%88-%ec%8b%9c%ea%b3%84-%ea%b0%80%ea%b2%a9-%ec%9d%b8%ec%83%81-%ec%86%8c%ec%8b%9d-%ec%a0%84%ed%95%b4%ec%a0%b8\/"},"modified":"2025-10-07T15:17:43","modified_gmt":"2025-10-07T06:17:43","slug":"%ec%b6%94%ec%84%9d-%eb%aa%85%ec%a0%88-%eb%a7%9e%ec%95%84-%eb%aa%85%ed%92%88-%ec%8b%9c%ea%b3%84-%ea%b0%80%ea%b2%a9-%ec%9d%b8%ec%83%81-%ec%86%8c%ec%8b%9d-%ec%a0%84%ed%95%b4%ec%a0%b8","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ec%b6%94%ec%84%9d-%eb%aa%85%ec%a0%88-%eb%a7%9e%ec%95%84-%eb%aa%85%ed%92%88-%ec%8b%9c%ea%b3%84-%ea%b0%80%ea%b2%a9-%ec%9d%b8%ec%83%81-%ec%86%8c%ec%8b%9d-%ec%a0%84%ed%95%b4%ec%a0%b8\/","title":{"rendered":"\ucd94\uc11d \uba85\uc808 \ub9de\uc544 \uba85\ud488 \uc2dc\uacc4 \uac00\uaca9 \uc778\uc0c1 \uc18c\uc2dd \uc804\ud574\uc838"},"content":{"rendered":"

\ucd5c\uadfc \uba85\ud488 \uc2dc\uacc4 \uc2dc\uc7a5\uc5d0\uc11c \uac00\uaca9 \uc778\uc0c1\uc774 \uc787\ub530\ub974\uace0 \uc788\ub294 \uac00\uc6b4\ub370, \ud2b9\ud788 \ud55c\uad6d \uc2dc\uc7a5\uc5d0\uc11c\uc758 \ubc18\ud5a5\uc774 \ub450\ub4dc\ub7ec\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uba85\ud488 \uc2dc\uacc4 \ube0c\ub79c\ub4dc ‘\ub864\uc624\uae4c’\ub85c \ubd88\ub9ac\ub294 \ub864\ub809\uc2a4, \uc624\uba54\uac00, \uae4c\ub974\ub760\uc5d0\uac00 \ucd94\uc11d\uc744 \uc55e\ub450\uace0 \uac00\uaca9 \uc870\uc815\uc744 \ub2e8\ud589\ud558\uae30\ub85c \uacb0\uc815\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub4e4\uc740 \ud2b9\ubcc4\ud55c \uc120\ubb3c \uc218\uc694\uac00 \uc99d\uac00\ud558\ub294 \uba85\uc808 \uc2dc\uc98c\uc744 \uaca8\ub0e5\ud558\uc5ec \ud55c\uc815\ud310 \uc81c\ud488\uc744 \ud1b5\ud574 \uc18c\ube44\uc790\ub4e4\uc758 \ub9c8\uc74c\uc744 \uc0ac\ub85c\uc7a1\uc73c\ub824 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uba3c\uc800 \uc624\uba54\uac00\ub294 \uc624\ub294 11\uc6d4\ubd80\ud130 \uad6d\ub0b4\uc5d0\uc11c \ud310\ub9e4\ub418\ub294 \ubaa8\ub4e0 \uc81c\ud488\uc758 \uac00\uaca9\uc744 \ud3c9\uade0 5% \uc778\uc0c1\ud560 \uc608\uc815\uc785\ub2c8\ub2e4. \uc62c\ud574 \ub450 \ubc88\uc9f8 \uac00\uaca9 \uc778\uc0c1\uc774\uba70, \uc774\ub294 \uc774\ubbf8 \uc9c0\ub09c 4\uc6d4\uc5d0 \uc774\uc5b4\uc9c0\ub294 \uc870\uce58\uc785\ub2c8\ub2e4. \uc624\uba54\uac00\uc758 \uac00\uaca9 \uc778\uc0c1\uc740 \uba85\uc808 \uc120\ubb3c \uc218\uc694\uac00 \uc99d\uac00\ud558\ub294 \uc2dc\uae30\ub97c \uace0\ub824\ud55c \uac83\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4. \ubc18\uba74, \uae4c\ub974\ub760\uc5d0 \uc5ed\uc2dc \uc9c0\ub09c\ub2ec \uc8fc\uc5bc\ub9ac \uc81c\ud488\uc758 \uac00\uaca9\uc744 2~4% \uc62c\ub9ac\uba70 \uc62c\ud574\uc5d0\ub9cc \uc138 \ubc88\uc9f8 \uac00\uaca9 \uc870\uc815\uc744 \ub2e8\ud589\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub864\ub809\uc2a4\ub294 \uc9c0\ub09c 1\uc6d4\uacfc 7\uc6d4\uc5d0 \uac78\uccd0 \ub450 \ucc28\ub840 \uac00\uaca9 \uc778\uc0c1\uc744 \uc2e4\uc2dc\ud588\uc73c\uba70, \ud2b9\ud788 7\uc6d4\uc5d0\ub294 ‘\ub79c\ub4dc\ub4dc\uc6f0\ub7ec \uc624\uc774\uc2a4\ud130\uc2a4\ud2f8\u00b7\ud654\uc774\ud2b8\uace8\ub4dc 40\u339c’ \uc81c\ud488\uc758 \uac00\uaca9\uc744 \uc57d 7% \uc778\uc0c1\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uac00\uaca9 \uc778\uc0c1\uc740 \uba85\uc808\uc744 \uc55e\ub450\uace0 \uc18c\ube44\uc790\ub4e4\uc774 \uc120\ubb3c\ub85c \uba85\ud488 \uc2dc\uacc4\ub97c \ucc3e\ub294 \ucd94\uc138\uc640 \ubc00\uc811\ud55c \uad00\ub828\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub514\uc62c \uc5ed\uc2dc \uc9c0\ub09c\ub2ec 24\uc77c, \uc77c\ubd80 \uac00\ubc29\uacfc \uc8fc\uc5bc\ub9ac \uc81c\ud488\uc758 \uac00\uaca9\uc744 \ud3c9\uade0 3% \uc778\uc0c1\ud588\uc2b5\ub2c8\ub2e4. \uac00\ubc29 \ud488\ubaa9 \uc911 ‘\ub69c\uc988\ud750 \ubbf8\ub514\uc5c4 \ubc31’\uacfc \uac19\uc740 \uc778\uae30 \uc81c\ud488\uc758 \uac00\uaca9\uc774 \uc0c1\uc2b9\ud558\uba74\uc11c \uc18c\ube44\uc790\ub4e4\uc758 \uad00\uc2ec\uc774 \uc9d1\uc911\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \ubabd\ube14\ub791\ub3c4 \ub9cc\ub144\ud544\uacfc \uc7a1\ud654 \uc81c\ud488\uc758 \uac00\uaca9\uc744 5% \uc778\uc0c1\ud55c \ubc14 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc774\ucc98\ub7fc \uba85\ud488 \ube0c\ub79c\ub4dc\ub4e4\uc774 \uac00\uaca9 \uc778\uc0c1\uc744 \ub2e8\ud589\ud558\uace0 \uc788\ub294 \uac83\uc740 \uba85\uc808 \uc2dc\uc98c \uc120\ubb3c \uc218\uc694\ub97c \uc5fc\ub450\uc5d0 \ub454 \uacb0\uc815\uc73c\ub85c \ud574\uc11d\ub429\ub2c8\ub2e4. \uc774\uc640 \ud568\uaed8, \ucd5c\uadfc \uc911\uace0 \uba85\ud488 \uc2dc\uc7a5\ub3c4 \ud65c\ubc1c\ud558\uac8c \uc6c0\uc9c1\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\ud488 \uac00\uaca9\uc774 \uc0c1\uc2b9\ud558\uba74\uc11c \uc18c\ube44\uc790\ub4e4\uc774 \uc911\uace0 \uc2dc\uc7a5\uc73c\ub85c \ub208\uc744 \ub3cc\ub9ac\uace0 \uc788\ub294 \uac83\uc785\ub2c8\ub2e4. \ud2b9\ud788, ‘\ubbfc\ud2b8\uae09’ \uc911\uace0 \uc81c\ud488\uc5d0 \ub300\ud55c \uc120\ud638\ub3c4\uac00 \ub192\uc544\uc9c0\uace0 \uc788\uc73c\uba70, \uc5d0\ub974\uba54\uc2a4, \ub8e8\uc774\ube44\ud1b5, \uc0e4\ub12c\uacfc \uac19\uc740 \ube0c\ub79c\ub4dc\uc758 \uc911\uace0 \uc81c\ud488\uc774 \uc8fc\ubaa9\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc11c\uc6b8 \uac15\ub0a8\uad6c \uc0bc\uc131\ub3d9\uc5d0 \uc704\uce58\ud55c \uce89\uce74\uc2a4\ubc31\ud654\uc810\uc740 \uc774\ub7ec\ud55c \uc911\uace0 \uba85\ud488 \uc218\uc694\ub97c \uaca8\ub0e5\ud558\uc5ec \ub2e4\uc591\ud55c \ube0c\ub79c\ub4dc\ub97c \ud55c\ub370 \ubaa8\uc740 \ub300\ud615 \uc1fc\ud551 \uacf5\uac04\uc73c\ub85c \uac01\uad11\ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uac1d\ub4e4\uc774 \ud3b8\ub9ac\ud558\uac8c \uc1fc\ud551\ud560 \uc218 \uc788\ub3c4\ub85d \ubb34\ub8cc \uc8fc\ucc28 \uc11c\ube44\uc2a4\uc640 \uace0\uae09 \uc778\ud14c\ub9ac\uc5b4\ub97c \uc81c\uacf5\ud558\uba70, \uc804\ubb38 \uac10\uc815\uc0ac\ub4e4\uc774 \ud604\uc7a5\uc5d0\uc11c \uc81c\ud488\uc744 \uac80\uc99d\ud558\ub294 \uccb4\uacc4\ub97c \uac16\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \ub9ce\uc740 \uc18c\ube44\uc790\ub4e4\uc774 \uc911\uace0 \uba85\ud488\uc744 \uad6c\ub9e4\ud558\uae30 \uc704\ud574 \uc774\uacf3\uc744 \ucc3e\uace0 \uc788\uc73c\uba70, \uc678\uad6d\uc778 \uad00\uad11\uac1d\ub4e4\uae4c\uc9c0 \ubc29\ubb38\ud558\ub294 \ub4f1 \uc778\uae30\ub97c \ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc774\ubc88 \ucd94\uc11d \uba85\uc808\uc744 \ub9de\uc544 \uba85\ud488 \ube0c\ub79c\ub4dc\ub4e4\uc774 \uc120\ubb3c \ub9c8\ucf00\ud305\uc5d0 \ub098\uc11c\uace0 \uc788\ub294 \uac00\uc6b4\ub370, \uc18c\ube44\uc790\ub4e4\uc740 \uac00\uaca9 \uc778\uc0c1\uc5d0 \ub300\ud55c \uc6b0\ub824\uc640 \ud568\uaed8 \ud55c\uc815\ud310 \uc81c\ud488\uc774\ub098 \uc911\uace0 \uba85\ud488\uc744 \ud1b5\ud574 \uc2e4\uc18d \uc788\ub294 \uc18c\ube44\ub97c \ucd94\uad6c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud604\uc7ac\uc758 \uacbd\uc81c\uc801 \ud658\uacbd \uc18d\uc5d0\uc11c \ub354\uc6b1 \ub450\ub4dc\ub7ec\uc9c0\ub294 \uacbd\ud5a5\uc774\uba70, MZ\uc138\ub300\uac00 \uc8fc\ub3c4\ud558\ub294 \uac00\uce58 \uc18c\ube44\uc758 \ud750\ub984\uacfc\ub3c4 \ub9de\ubb3c\ub824 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\ube44\uc790\ub4e4\uc774 \ud569\ub9ac\uc801\uc778 \uac00\uaca9\uc5d0 \ub192\uc740 \ud488\uc9c8\uc744 \uac16\ucd98 \uc81c\ud488\uc744 \uc120\ud638\ud558\ub294 \ub9cc\ud07c, \uba85\ud488 \uc5c5\uacc4\ub294 \uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \ubc18\uc601\ud558\uc5ec \uc18c\ube44\uc790 \ub2c8\uc988\uc5d0 \ub9de\ucd98 \uc804\ub7b5\uc744 \ud3bc\uccd0\uc57c \ud560 \uc2dc\uc810\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

[\uad00\ub828\uae30\uc0ac] https:\/\/n.news.naver.com\/mnews\/article\/003\/0013522220?sid=103<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\ucd5c\uadfc \uba85\ud488 \uc2dc\uacc4 \uc2dc\uc7a5\uc5d0\uc11c \uac00\uaca9 \uc778\uc0c1\uc774 \uc787\ub530\ub974\uace0 \uc788\ub294 \uac00\uc6b4\ub370, \ud2b9\ud788 \ud55c\uad6d \uc2dc\uc7a5\uc5d0\uc11c\uc758 \ubc18\ud5a5\uc774 \ub450\ub4dc\ub7ec\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uba85\ud488 \uc2dc\uacc4 \ube0c\ub79c\ub4dc ‘\ub864\uc624\uae4c’\ub85c \ubd88\ub9ac\ub294 \ub864\ub809\uc2a4, \uc624\uba54\uac00, \uae4c\ub974\ub760\uc5d0\uac00 \ucd94\uc11d\uc744 \uc55e\ub450\uace0 \uac00\uaca9 \uc870\uc815\uc744 \ub2e8\ud589\ud558\uae30\ub85c \uacb0\uc815\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub4e4\uc740 \ud2b9\ubcc4\ud55c \uc120\ubb3c \uc218\uc694\uac00 \uc99d\uac00\ud558\ub294 \uba85\uc808 \uc2dc\uc98c\uc744 \uaca8\ub0e5\ud558\uc5ec \ud55c\uc815\ud310 \uc81c\ud488\uc744 \ud1b5\ud574 \uc18c\ube44\uc790\ub4e4\uc758 \ub9c8\uc74c\uc744 \uc0ac\ub85c\uc7a1\uc73c\ub824 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uba3c\uc800 \uc624\uba54\uac00\ub294 \uc624\ub294 11\uc6d4\ubd80\ud130 \uad6d\ub0b4\uc5d0\uc11c \ud310\ub9e4\ub418\ub294 \ubaa8\ub4e0 \uc81c\ud488\uc758 \uac00\uaca9\uc744 \ud3c9\uade0 […]<\/p>\n","protected":false},"author":108,"featured_media":74,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\uba85\ud488\uc2dc\uacc4","_yoast_wpseo_metadesc":"\uba85\ud488 \uc2dc\uacc4 \ube0c\ub79c\ub4dc '\ub864\uc624\uae4c'\uac00 \ucd94\uc11d\uc744 \uc55e\ub450\uace0 \uac00\uaca9 \uc778\uc0c1\uc744 \ub2e8\ud589\ud569\ub2c8\ub2e4. \uc624\uba54\uac00\ub294 \ud3c9\uade0 5% \uc778\uc0c1, \uae4c\ub974\ub760\uc5d0\ub294 \uc8fc\uc5bc\ub9ac \uc81c\ud488\uc758 \uac00\uaca9\uc744 2~4% \uc62c\ub9ac\uba70, \ub864\ub809\uc2a4\ub294 \ub450 \ucc28\ub840 \uac00\uaca9 \uc870\uc815\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc911\uace0 \uba85\ud488 \uc2dc\uc7a5\ub3c4 \ud65c\ubc1c\ud788 \uc131\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \uace0\uac1d\ub4e4\uc740 \ud569\ub9ac\uc801\uc778 \uac00\uaca9\uc73c\ub85c \ud488\uc9c8 \ub192\uc740 \uc81c\ud488\uc744 \ucc3e\uace0 \uc788\uc2b5\ub2c8\ub2e4.","footnotes":""},"categories":[3],"tags":[4323,4322,2726,4325,4324],"class_list":["post-4202","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-_-","tag-4323","tag-4322","tag-2726","tag-4325","tag-4324"],"yoast_head":"\n\ucd94\uc11d \uba85\uc808 \ub9de\uc544 \uba85\ud488 \uc2dc\uacc4 \uac00\uaca9 \uc778\uc0c1 \uc18c\uc2dd \uc804\ud574\uc838 - \ub450\ucc3d\ud2b9\ud5c8\ubc95\ub960\uc0ac\ubb34\uc18c<\/title>\n<meta name=\"description\" content=\"\uba85\ud488 \uc2dc\uacc4 \ube0c\ub79c\ub4dc '\ub864\uc624\uae4c'\uac00 \ucd94\uc11d\uc744 \uc55e\ub450\uace0 \uac00\uaca9 \uc778\uc0c1\uc744 \ub2e8\ud589\ud569\ub2c8\ub2e4. \uc624\uba54\uac00\ub294 \ud3c9\uade0 5% \uc778\uc0c1, \uae4c\ub974\ub760\uc5d0\ub294 \uc8fc\uc5bc\ub9ac \uc81c\ud488\uc758 \uac00\uaca9\uc744 2~4% \uc62c\ub9ac\uba70, \ub864\ub809\uc2a4\ub294 \ub450 \ucc28\ub840 \uac00\uaca9 \uc870\uc815\uc774 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \uc911\uace0 \uba85\ud488 \uc2dc\uc7a5\ub3c4 \ud65c\ubc1c\ud788 \uc131\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \uace0\uac1d\ub4e4\uc740 \ud569\ub9ac\uc801\uc778 \uac00\uaca9\uc73c\ub85c \ud488\uc9c8 \ub192\uc740 \uc81c\ud488\uc744 \ucc3e\uace0 \uc788\uc2b5\ub2c8\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.doochang.co.kr\/blog\/\ucd94\uc11d-\uba85\uc808-\ub9de\uc544-\uba85\ud488-\uc2dc\uacc4-\uac00\uaca9-\uc778\uc0c1-\uc18c\uc2dd-\uc804\ud574\uc838\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ucd94\uc11d \uba85\uc808 \ub9de\uc544 \uba85\ud488 \uc2dc\uacc4 \uac00\uaca9 \uc778\uc0c1 \uc18c\uc2dd \uc804\ud574\uc838 - \ub450\ucc3d\ud2b9\ud5c8\ubc95\ub960\uc0ac\ubb34\uc18c\" \/>\n<meta property=\"og:description\" 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