{"id":4571,"date":"2025-10-12T08:30:20","date_gmt":"2025-10-11T23:30:20","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%eb%86%8d%ec%8b%ac-%ec%bc%80%eb%8d%b0%ed%97%8c-%ec%97%b4%ed%92%8d-%ed%83%80%ea%b3%a0-%ed%95%b4%ec%99%b8-%eb%a7%a4%ec%b6%9c-%ec%84%b1%ec%9e%a5-%ea%b8%b0%eb%8c%80\/"},"modified":"2025-10-12T08:30:20","modified_gmt":"2025-10-11T23:30:20","slug":"%eb%86%8d%ec%8b%ac-%ec%bc%80%eb%8d%b0%ed%97%8c-%ec%97%b4%ed%92%8d-%ed%83%80%ea%b3%a0-%ed%95%b4%ec%99%b8-%eb%a7%a4%ec%b6%9c-%ec%84%b1%ec%9e%a5-%ea%b8%b0%eb%8c%80","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%eb%86%8d%ec%8b%ac-%ec%bc%80%eb%8d%b0%ed%97%8c-%ec%97%b4%ed%92%8d-%ed%83%80%ea%b3%a0-%ed%95%b4%ec%99%b8-%eb%a7%a4%ec%b6%9c-%ec%84%b1%ec%9e%a5-%ea%b8%b0%eb%8c%80\/","title":{"rendered":"\ub18d\uc2ec, \ucf00\ub370\ud5cc \uc5f4\ud48d \ud0c0\uace0 \ud574\uc678 \ub9e4\ucd9c \uc131\uc7a5 \uae30\ub300"},"content":{"rendered":"<p>\ub18d\uc2ec\uc774 \ub137\ud50c\ub9ad\uc2a4\uc758 \uc560\ub2c8\uba54\uc774\uc158 \uc601\ud654 &#8216;\ucf00\uc774\ud31d \ub370\ubaac \ud5cc\ud130\uc2a4'(\ucf00\ub370\ud5cc)\uc640\uc758 \ud611\uc5c5\uc744 \ud1b5\ud574 \ucd9c\uc2dc\ud55c \uc0c1\ud488\uc774 \ub728\uac70\uc6b4 \uc778\uae30\ub97c \ub04c\uace0 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \ud6a8\uacfc\uac00 \ub18d\uc2ec\uc758 \uc8fc\uac00 \uc0c1\uc2b9\uc73c\ub85c \uc774\uc5b4\uc9c0\uace0 \uc788\ub2e4. \ub18d\uc2ec\uc740 \uc9c0\ub09c\ub2ec 20\uc77c \ucf00\ub370\ud5cc\uacfc \ud611\uc5c5\ud55c \ucef5\ub77c\uba74 \uc81c\ud488\uc744 \ucd9c\uc2dc\ud55c \uc774\ud6c4 \uc8fc\uac00\ub294 \uae09\uaca9\ud788 \uc0c1\uc2b9\ud588\uc73c\uba70, \uc774\ub294 \ud68c\uc0ac\uc758 \ub9c8\ucf00\ud305 \uc804\ub7b5 \ubcc0\ud654\uc640 \ud574\uc678 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uae0d\uc815\uc801\uc778 \uc18c\ube44 \uc2ec\ub9ac \uac1c\uc120\uc744 \ubc18\uc601\ud558\uace0 \uc788\ub2e4.<\/p>\n<p>NH\ud22c\uc790\uc99d\uad8c\uc740 \ucd5c\uadfc \ubcf4\uace0\uc11c\uc5d0\uc11c \ub18d\uc2ec\uc758 \ubaa9\ud45c\uc8fc\uac00\ub97c \uae30\uc874\ubcf4\ub2e4 13% \uc0c1\ud5a5 \uc870\uc815\ud558\uc5ec 54\ub9cc\uc6d0\uc73c\ub85c \uc81c\uc2dc\ud588\ub2e4. \uc8fc\uc601\ud6c8 \uc5f0\uad6c\uc6d0\uc740 \ub18d\uc2ec\uc758 \ub77c\uba74 \uc81c\ud488\uc5d0 \ub300\ud55c \uae00\ub85c\ubc8c \uc18c\ube44\uc790\ub4e4\uc758 \uad00\uc2ec\uc774 \ub192\uc544\uc9c0\uace0 \uc788\uc73c\uba70, \uc774\ub97c \ubc14\ud0d5\uc73c\ub85c \ubc38\ub958\uc5d0\uc774\uc158\uc744 \uc870\uc815\ud588\ub2e4\uace0 \ubc1d\ud614\ub2e4. \ub18d\uc2ec\uc758 \uc8fc\uac00\ub294 2\uc77c \uae30\uc900 44\ub9cc8\ucc9c500\uc6d0\uc73c\ub85c, \ud611\uc5c5 \uc0c1\ud488 \ucd9c\uc2dc \uc774\ud6c4 \uc9c0\uc18d\uc801\uc778 \uc0c1\uc2b9\uc138\ub97c \ubcf4\uc774\uace0 \uc788\ub2e4.<\/p>\n<p>\ucf00\ub370\ud5cc\uacfc\uc758 \ud611\uc5c5 \uc81c\ud488\uc740 \ub0b4\ub144 1\ubd84\uae30\uae4c\uc9c0 \ud310\ub9e4\ub420 \uc608\uc815\uc774\uba70, \ub9e4\ucd9c \uaddc\ubaa8\ub294 500\uc5b5\uc6d0\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4. \uc8fc \uc5f0\uad6c\uc6d0\uc740 \uc62c\ud574 \uc5f0\uacb0 \ub9e4\ucd9c\uc561\uc774 3\uc8706\ucc9c\uc5b5\uc6d0\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc804\ub9dd\ud558\uba74\uc11c, \ucf00\ub370\ud5cc \ucf5c\ub77c\ubcf4 \ub9e4\ucd9c\uc774 \ub18d\uc2ec\uc758 \uc804\uccb4 \ub9e4\ucd9c\uc5d0\uc11c \ud070 \ube44\uc911\uc740 \uc544\ub2c8\uc9c0\ub9cc, \ub9c8\ucf00\ud305 \uc804\ub7b5\uc758 \ubcc0\ud654\ub97c \uc758\ubbf8\ud558\ub294 \uc911\uc694\ud55c \uc2e0\ud638\ub77c\uace0 \uc5b8\uae09\ud588\ub2e4. <\/p>\n<p>\ud2b9\ud788 \ud574\uc678 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uc131\uc7a5\uc774 \ub450\ub4dc\ub7ec\uc9c8 \uac83\uc73c\ub85c \uae30\ub300\ub418\uba70, 4\ubd84\uae30 \ud574\uc678 \uc131\uacfc\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \uc9d1\uc911\ub418\uace0 \uc788\ub2e4. \ub18d\uc2ec\uc758 3\ubd84\uae30 \uc2e4\uc801\ub3c4 \uae0d\uc815\uc801\uc778 \uc804\ub9dd\uc744 \ubc1b\uace0 \uc788\ub2e4. \uad6d\ub0b4 \ub9e4\ucd9c\uc561\uc740 6\ucc9c250\uc5b5\uc6d0\uc73c\ub85c 1\ub144 \uc804\ubcf4\ub2e4 1% \uc99d\uac00\ud560 \uac83\uc73c\ub85c \ubcf4\uc774\uba70, \ud574\uc678 \ubc95\uc778 \ub9e4\ucd9c\uc740 2\ucc9c507\uc5b5\uc6d0\uc73c\ub85c 8%\uc758 \uc131\uc7a5\uc744 \uae30\ub85d\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub41c\ub2e4. \uad6d\ub0b4 \uc18c\ube44 \uc2ec\ub9ac\uc758 \uac1c\uc120\uacfc \ud568\uaed8 \uc2a4\ub0b5 \ubd80\ubb38\uc5d0\uc11c\ub3c4 \ub9e4\ucd9c \uac1c\uc120\uc774 \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\ub2e4\ub294 \uc810\uc774 \uc8fc\ubaa9\ud560 \ub9cc\ud558\ub2e4.<\/p>\n<p>\ud574\uc678 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \ud2b9\ud788 \ubbf8\uad6d\uc5d0\uc11c\uc758 \uac00\uaca9 \uc778\uc0c1 \ud6a8\uacfc\uac00 \uc131\uc7a5\ub960 \ud655\ub300\uc5d0 \uae30\uc5ec\ud560 \uac83\uc73c\ub85c \uc804\ub9dd\ub418\uba70, \uc2e0\uc81c\ud488 &#8216;\uc2e0\ub77c\uba74 \ud23c\ubc14&#8217;\ub294 \uc720\ud1b5\ucc44\ub110\uc5d0\uc11c\uc758 \uc785\uc9c0\ub97c \ud655\ub300\ud574 \uc5f0\ub9d0\ub85c \uac08\uc218\ub85d \ud310\ub9e4\ub7c9\uc774 \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uae30\ub300\ub41c\ub2e4. \ub18d\uc2ec\uc740 \uae30\uc874\uc758 \ubcf4\uc218\uc801\uc778 \ub9c8\ucf00\ud305 \uc804\ub7b5\uc744 \ud0c8\ud53c\ud558\uace0 \uc788\uc73c\uba70, \uc55e\uc73c\ub85c\uc758 \uc131\uc7a5\uc774 \ub354\uc6b1 \uae30\ub300\ub418\ub294 \uc0c1\ud669\uc774\ub2e4. \uc774\ucc98\ub7fc \ub18d\uc2ec\uc774 \ucf00\ub370\ud5cc \uc5f4\ud48d\uc744 \ud1b5\ud574 \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uc785\uc9c0\ub97c \ub2e4\uc838\uac00\uace0 \uc788\ub294 \uac00\uc6b4\ub370, \uc55e\uc73c\ub85c\uc758 \uc131\uacfc\uc640 \uc804\ub7b5 \ubcc0\ud654\uc5d0 \ub300\ud55c \uae30\ub300\uac10\uc774 \ucee4\uc9c0\uace0 \uc788\ub2e4.<\/p>\n<p>[\uad00\ub828\uae30\uc0ac] <a href = 'https:\/\/n.news.naver.com\/mnews\/article\/001\/0015669839?sid=101' >https:\/\/n.news.naver.com\/mnews\/article\/001\/0015669839?sid=101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub18d\uc2ec\uc774 \ub137\ud50c\ub9ad\uc2a4\uc758 \uc560\ub2c8\uba54\uc774\uc158 \uc601\ud654 &#8216;\ucf00\uc774\ud31d \ub370\ubaac \ud5cc\ud130\uc2a4'(\ucf00\ub370\ud5cc)\uc640\uc758 \ud611\uc5c5\uc744 \ud1b5\ud574 \ucd9c\uc2dc\ud55c \uc0c1\ud488\uc774 \ub728\uac70\uc6b4 \uc778\uae30\ub97c \ub04c\uace0 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \ud6a8\uacfc\uac00 \ub18d\uc2ec\uc758 \uc8fc\uac00 \uc0c1\uc2b9\uc73c\ub85c \uc774\uc5b4\uc9c0\uace0 \uc788\ub2e4. \ub18d\uc2ec\uc740 \uc9c0\ub09c\ub2ec 20\uc77c \ucf00\ub370\ud5cc\uacfc \ud611\uc5c5\ud55c \ucef5\ub77c\uba74 \uc81c\ud488\uc744 \ucd9c\uc2dc\ud55c \uc774\ud6c4 \uc8fc\uac00\ub294 \uae09\uaca9\ud788 \uc0c1\uc2b9\ud588\uc73c\uba70, \uc774\ub294 \ud68c\uc0ac\uc758 \ub9c8\ucf00\ud305 \uc804\ub7b5 \ubcc0\ud654\uc640 \ud574\uc678 \uc2dc\uc7a5\uc5d0\uc11c\uc758 \uae0d\uc815\uc801\uc778 \uc18c\ube44 \uc2ec\ub9ac \uac1c\uc120\uc744 \ubc18\uc601\ud558\uace0 \uc788\ub2e4. NH\ud22c\uc790\uc99d\uad8c\uc740 \ucd5c\uadfc \ubcf4\uace0\uc11c\uc5d0\uc11c \ub18d\uc2ec\uc758 \ubaa9\ud45c\uc8fc\uac00\ub97c \uae30\uc874\ubcf4\ub2e4 13% \uc0c1\ud5a5 [&hellip;]<\/p>\n","protected":false},"author":86,"featured_media":66,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\ub18d\uc2ec","_yoast_wpseo_metadesc":"\ub18d\uc2ec\uc774 \ub137\ud50c\ub9ad\uc2a4 \uc560\ub2c8\uba54\uc774\uc158 '\ucf00\ub370\ud5cc'\uacfc \ud611\uc5c5\ud55c \uc0c1\ud488 \ucd9c\uc2dc\ub85c \uc8fc\uac00\uac00 \uc0c1\uc2b9\uc138\ub97c \ubcf4\uc774\uace0 \uc788\uc73c\uba70, NH\ud22c\uc790\uc99d\uad8c\uc740 \ubaa9\ud45c\uc8fc\uac00\ub97c 54\ub9cc\uc6d0\uc73c\ub85c \uc0c1\ud5a5 \uc870\uc815\ud588\ub2e4. \ud574\uc678 \ub9e4\ucd9c \uc131\uc7a5\uacfc \ub9c8\ucf00\ud305 \uc804\ub7b5 \ubcc0\ud654\uac00 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 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