{"id":6426,"date":"2025-11-05T08:23:35","date_gmt":"2025-11-04T23:23:35","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ea%b7%bc%eb%a1%9c%ec%9e%90-%ea%b8%89%ec%97%ac-%ed%98%81%ec%8b%a0%ec%9d%84-%ec%9d%b4%eb%81%8c%eb%8b%a4-%ec%ba%90%eb%85%b8%ed%94%bc%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%eb%8f%84%ec%a0%84\/"},"modified":"2025-11-05T08:23:35","modified_gmt":"2025-11-04T23:23:35","slug":"%ea%b7%bc%eb%a1%9c%ec%9e%90-%ea%b8%89%ec%97%ac-%ed%98%81%ec%8b%a0%ec%9d%84-%ec%9d%b4%eb%81%8c%eb%8b%a4-%ec%ba%90%eb%85%b8%ed%94%bc%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%eb%8f%84%ec%a0%84","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ea%b7%bc%eb%a1%9c%ec%9e%90-%ea%b8%89%ec%97%ac-%ed%98%81%ec%8b%a0%ec%9d%84-%ec%9d%b4%eb%81%8c%eb%8b%a4-%ec%ba%90%eb%85%b8%ed%94%bc%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%eb%8f%84%ec%a0%84\/","title":{"rendered":"\uadfc\ub85c\uc790 \uae09\uc5ec \ud601\uc2e0\uc744 \uc774\ub04c\ub2e4 \uce90\ub178\ud53c\uc758 \uc0c8\ub85c\uc6b4 \ub3c4\uc804"},"content":{"rendered":"

\ucd5c\uadfc \uce90\ub178\ud53c\uac00 \uc2a4\ub9c8\uc77c\uac8c\uc774\ud2b8\uc778\ubca0\uc2a4\ud2b8\uba3c\ud2b8, \ub9c8\uc824\ub780\uae30\uc220\ud22c\uc790, \uc528\uc5d4\ud2f0\ud14c\ud06c\ub85c\ubd80\ud130 \ucd1d 10\uc5b5 \uc6d0 \uaddc\ubaa8\uc758 \uc2dc\ub4dc 2 \ub77c\uc6b4\ub4dc \ud22c\uc790\ub97c \uc720\uce58\ud55c \uc0ac\uc2e4\uc774 \ubcf4\ub3c4\ub418\uc5c8\ub2e4. \uc774\ub294 \uadfc\ub85c\uc790 \uc2e4\uc2dc\uac04 \uae09\uc5ec \uc815\uc0b0(EWA, Earned Wage Access) \ud50c\ub7ab\ud3fc\uc73c\ub85c, \uadfc\ub85c\uc790\uc5d0\uac8c \uae09\uc5ec\uc758 \uc989\uac01\uc801 \uc811\uadfc\uc131\uc744 \uc81c\uacf5\ud558\ub294 \ud601\uc2e0\uc801\uc778 \uc11c\ube44\uc2a4\ub2e4. \uce90\ub178\ud53c\ub294 2021\ub144 \uc124\ub9bd \uc774\ud6c4, \ud55c\ud654\ud638\ud154\uc564\ub4dc\ub9ac\uc870\ud2b8\ub85c\ubd80\ud130 \ucd08\uae30 \ud22c\uc790 \uc720\uce58\ub97c \uc2dc\uc791\uc73c\ub85c \ube60\ub978 \uc131\uc7a5\uc138\ub97c \uc774\uc5b4\uc624\uace0 \uc788\ub2e4.<\/p>\n

\uc774\ubc88 \ud22c\uc790 \ub77c\uc6b4\ub4dc\ub294 \uc11c\uc6b8\ub300\uae30\uc220\uc9c0\uc8fc\uac00 \ucc38\uc5ec\ud55c \uc2dc\ub4dc 1 \ub77c\uc6b4\ub4dc \uc774\ud6c4 \uc57d 6\uac1c\uc6d4 \ub9cc\uc5d0 \uc774\ub8e8\uc5b4\uc84c\ub2e4. \uce90\ub178\ud53c\ub294 \uc774\ubc88 \ud22c\uc790\uac00 \ub2e8\uc21c\ud55c \uba40\ud2f0\ud074\ub85c\uc9d5\uc774 \uc544\ub2cc \uae30\uc5c5\uac00\uce58\uac00 \uae09\uaca9\ud788 \uc0c1\uc2b9\ud55c \ud6c4\uc18d \ud22c\uc790\uc778 \uc810\uc744 \uac15\uc870\ud588\ub2e4. \uc774\ub97c \ud1b5\ud574 \uce90\ub178\ud53c\ub294 \uc124\ub9bd 2\ub144\uc774 \ucc44 \ub418\uae30 \uc804\uc5d0 \ub204\uc801 15\uc5b5 \uc6d0\uc758 \ud22c\uc790\uae08\uc744 \ud655\ubcf4\ud558\uac8c \ub418\uc5c8\ub2e4. \uc774\ub294 \uc5c5\uacc4\uc5d0\uc11c \uadf8\ub4e4\uc758 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc5d0 \ub300\ud55c \uc2e0\ub8b0\uc640 \uae30\ub300\uac10\uc744 \ubc18\uc601\ud558\ub294 \uacb0\uacfc\ub85c \ud3c9\uac00\ub41c\ub2e4.<\/p>\n

\uce90\ub178\ud53c\uc758 \ube44\uc804\uc740 \uadfc\ub85c\uc790\uc5d0\uac8c ‘\uae09\uc5ec\uc758 \uad8c\ud55c\uc744 \ub418\ub3cc\ub824\uc900\ub2e4’\ub294 \uac83\uc774\ub2e4. \uc774\ub97c \uc704\ud574 \uadfc\ub85c\uc790\ub294 \uc77c\ud55c \ub9cc\ud07c\uc758 \uae09\uc5ec\ub97c \uc2e4\uc2dc\uac04\uc73c\ub85c \ud655\uc778\ud558\uace0, \uc6d0\ud558\ub294 \uc2dc\uc810\uc5d0 \uc778\ucd9c\ud560 \uc218 \uc788\ub294 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ubc1b\ub294\ub2e4. \uc774\ub7ec\ud55c \uc2dc\uc2a4\ud15c\uc740 \uace0\uc6a9\uc8fc\uc5d0\uac8c\ub3c4 \uae0d\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce5c\ub2e4. GPS \uae30\ubc18\uc758 \uccb4\ud06c\uc778 \uae30\ub2a5\uc744 \ud1b5\ud574 \ubcc4\ub3c4\uc758 \uc2dc\uc2a4\ud15c\uacfc\uc758 \uc5f0\ub3d9 \uc5c6\uc774\ub3c4 \uadfc\ubb34 \uc2dc\uac04\uc744 \ud3b8\ub9ac\ud558\uac8c \uc815\uc0b0\ud560 \uc218 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4. \uadfc\ub85c\uc790\ub4e4\uc740 \uc774\ub7ec\ud55c \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud574 \uc0dd\ud65c \uc790\uae08\uc758 \uc720\ub3d9\uc131\uc744 \uc989\uc2dc \ud655\ubcf4\ud560 \uc218 \uc788\uc5b4, \uae08\uc735 \uc2a4\ud2b8\ub808\uc2a4\ub97c \uc644\ud654\ud558\uace0 \ubcf5\uc9c0\ub97c \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub370 \uae30\uc5ec\ud560 \uc218 \uc788\ub2e4.<\/p>\n

\uce90\ub178\ud53c\ub294 EWA\uc758 \ud544\uc694\uc131\uc744 \uc778\uc2dd\ud55c \ub2e4\uc591\ud55c \uace0\uac1d\uc0ac\uc640\uc758 \ud611\ub825\uc744 \ud1b5\ud574 \ub354\uc6b1 \ud655\uc7a5\ub41c \ub124\ud2b8\uc6cc\ud06c\ub97c \uad6c\ucd95\ud558\uace0 \uc788\ub2e4. \ud55c\uc194\uadf8\ub8f9, \ub300\uad50\uadf8\ub8f9, \ud30c\uc774\ube0c\uac00\uc774\uc988, \uc81c\ub0d0(Zegna) \ub4f1 \uad6d\ub0b4\uc678 \uc5ec\ub7ec \uae30\uc5c5\uacfc\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \uc2dc\uc7a5\uc5d0\uc11c \uc785\uc9c0\ub97c \ub2e4\uc9c0\uace0 \uc788\ub2e4. \ud2b9\ud788 KB\uae08\uc735\uadf8\ub8f9\uacfc\uc758 \ud611\ub825\uc744 \ud1b5\ud574 ‘K\uc2a4\ud0c0\ud130\uc2a4 \uae00\ub85c\ubc8c \ud504\ub85c\uadf8\ub7a8’\uc5d0 \uc120\uc815\ub418\uc5c8\uc73c\uba70, \uc774\ub294 \uc2f1\uac00\ud3ec\ub974 \ud604\uc9c0\uc5d0\uc11c\uc758 \uae30\uc220 \uac80\uc99d(PoC) \uc9c4\ud589\uc73c\ub85c \uc774\uc5b4\uc9c0\uace0 \uc788\ub2e4.<\/p>\n

\uc774\uc778\ud6c4 \uce90\ub178\ud53c \ub300\ud45c\ub294 KPMG, PwC, \uad6c\uae00 \ub4f1\uc5d0\uc11c \ube44\uc988\ub2c8\uc2a4 \uacbd\ud5d8\uc744 \uc313\uace0 \ucc3d\uc5c5\uc758 \uae38\uc744 \uc120\ud0dd\ud588\ub2e4. \uadf8\ub294 \u201c\ub2e8\uc21c\ud55c \uae09\uc5ec \uc120\uc815\uc0b0 \uc11c\ube44\uc2a4\uc5d0 \uadf8\uce58\uc9c0 \uc54a\uace0, \uadfc\ub85c\uc790\uc758 \uae08\uc735 \uad8c\ud55c\uc744 \ud68c\ubcf5\uc2dc\ud0a4\ub294 \uc0c8\ub85c\uc6b4 \ud540\ud14c\ud06c \uc778\ud504\ub77c\ub97c \uad6c\ucd95\ud574 \uacf5\uc815\ud55c \uae08\uc735 \uae30\ud68c\uc758 \uae00\ub85c\ubc8c \ud45c\uc900\uc744 \ub9cc\ub4e4\uace0 \uc2f6\ub2e4\u201d\ub294 \ud3ec\ubd80\ub97c \ubc1d\ud614\ub2e4. \uc774\ub294 \uce90\ub178\ud53c\uac00 \ucd94\uad6c\ud558\ub294 \uac00\uce58\uc640 \uc77c\uce58\ud558\uba70, \uadfc\ub85c\uc790\uc758 \uad8c\uc775 \uc99d\uc9c4\uc744 \uc704\ud574 \uc9c0\uc18d\uc801\uc778 \ub178\ub825\uc744 \uae30\uc6b8\uc77c \uac83\uc784\uc744 \uc608\uace0\ud55c\ub2e4.<\/p>\n

\uce90\ub178\ud53c\ub294 \ucd5c\uadfc \u20182025 \uc11c\uc6b8 \ud540\ud14c\ud06c \uc704\ud06c\u2019\uc5d0\uc11c \ub300\uc0c1\uc744 \uc218\uc0c1\ud558\uba70 \uadf8\ub4e4\uc758 \ud601\uc2e0\uc131\uc744 \uc778\uc815\ubc1b\uc558\ub2e4. \ub610\ud55c \uc624\ub294 11\uc6d4 12\uc77c\ubd80\ud130 \uc5f4\ub9ac\ub294 \u20182025 \uc2f1\uac00\ud3ec\ub974 \ud540\ud14c\ud06c \ud398\uc2a4\ud2f0\ubc8c\u2019\uc5d0\ub3c4 \uacf5\uc2dd \ucd08\uccad\ub418\uc5b4 \uae00\ub85c\ubc8c \ub370\ubaa8\ub370\uc774 \ubb34\ub300\uc5d0 \uc624\ub97c \uc608\uc815\uc774\ub2e4. \uc774\ub7ec\ud55c \uc131\uacfc\ub4e4\uc740 \uce90\ub178\ud53c\uac00 \ud5a5\ud6c4 \uae00\ub85c\ubc8c \uc2dc\uc7a5\uc5d0\uc11c \uc5b4\ub5a4 \uc131\uacfc\ub97c \ub0bc \uc218 \uc788\uc744\uc9c0\ub97c \uae30\ub300\ud558\uac8c \ub9cc\ub4e0\ub2e4.<\/p>\n

\uc2a4\ub9c8\uc77c\uac8c\uc774\ud2b8\uc778\ubca0\uc2a4\ud2b8\uba3c\ud2b8\uc758 \uc870\uc720\uc9c4 \ud300\uc7a5\uc740 \u201c\uce90\ub178\ud53c\ub294 \ub2e8\uae30\uac04 \ub0b4 \ub300\uae30\uc5c5\uacfc \uae00\ub85c\ubc8c \ube0c\ub79c\ub4dc\ub97c \ud655\ubcf4\ud558\uba70 \uc2dc\uc7a5 \ud2b8\ub799\uc158\uc744 \uc785\uc99d\ud588\ub2e4\u201d\uba70 \u201c\uadfc\ub85c\uc790\uc758 \uae08\uc735 \ubcf5\uc9c0\ub77c\ub294 \uc0ac\ud68c\uc801 \uac00\uce58\uc640 \ud568\uaed8 \uc218\uc775 \ubaa8\ub378\uc744 \ud568\uaed8 \uac16\ucd98 \uc810\uc5d0\uc11c \ud5a5\ud6c4 \ub192\uc740 \uc7a0\uc7ac\ub825\uc774 \uae30\ub300\ub41c\ub2e4\u201d\uace0 \uc804\ud588\ub2e4. \uc774\ub294 \uce90\ub178\ud53c\uc758 \ubbf8\ub798 \uc131\uc7a5 \uac00\ub2a5\uc131\uc744 \ub354\uc6b1 \ud655\uace0\ud788 \ud558\ub294 \ubc1c\uc5b8\uc73c\ub85c, \uc55e\uc73c\ub85c\uc758 \ud589\ubcf4\uac00 \uc8fc\ubaa9\ubc1b\uace0 \uc788\ub2e4.<\/p>\n

[\uad00\ub828\uae30\uc0ac] https:\/\/n.news.naver.com\/mnews\/article\/018\/0006156030?sid=101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\ucd5c\uadfc \uce90\ub178\ud53c\uac00 \uc2a4\ub9c8\uc77c\uac8c\uc774\ud2b8\uc778\ubca0\uc2a4\ud2b8\uba3c\ud2b8, \ub9c8\uc824\ub780\uae30\uc220\ud22c\uc790, \uc528\uc5d4\ud2f0\ud14c\ud06c\ub85c\ubd80\ud130 \ucd1d 10\uc5b5 \uc6d0 \uaddc\ubaa8\uc758 \uc2dc\ub4dc 2 \ub77c\uc6b4\ub4dc \ud22c\uc790\ub97c \uc720\uce58\ud55c \uc0ac\uc2e4\uc774 \ubcf4\ub3c4\ub418\uc5c8\ub2e4. \uc774\ub294 \uadfc\ub85c\uc790 \uc2e4\uc2dc\uac04 \uae09\uc5ec \uc815\uc0b0(EWA, Earned Wage Access) \ud50c\ub7ab\ud3fc\uc73c\ub85c, \uadfc\ub85c\uc790\uc5d0\uac8c \uae09\uc5ec\uc758 \uc989\uac01\uc801 \uc811\uadfc\uc131\uc744 \uc81c\uacf5\ud558\ub294 \ud601\uc2e0\uc801\uc778 \uc11c\ube44\uc2a4\ub2e4. \uce90\ub178\ud53c\ub294 2021\ub144 \uc124\ub9bd \uc774\ud6c4, \ud55c\ud654\ud638\ud154\uc564\ub4dc\ub9ac\uc870\ud2b8\ub85c\ubd80\ud130 \ucd08\uae30 \ud22c\uc790 \uc720\uce58\ub97c \uc2dc\uc791\uc73c\ub85c \ube60\ub978 \uc131\uc7a5\uc138\ub97c \uc774\uc5b4\uc624\uace0 \uc788\ub2e4. \uc774\ubc88 \ud22c\uc790 \ub77c\uc6b4\ub4dc\ub294 \uc11c\uc6b8\ub300\uae30\uc220\uc9c0\uc8fc\uac00 \ucc38\uc5ec\ud55c \uc2dc\ub4dc 1 \ub77c\uc6b4\ub4dc \uc774\ud6c4 \uc57d […]<\/p>\n","protected":false},"author":105,"featured_media":69,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\uce90\ub178\ud53c","_yoast_wpseo_metadesc":"\uce90\ub178\ud53c\uac00 \uc2a4\ub9c8\uc77c\uac8c\uc774\ud2b8\uc778\ubca0\uc2a4\ud2b8\uba3c\ud2b8 \ub4f1\uc73c\ub85c\ubd80\ud130 10\uc5b5 \uc6d0 \uaddc\ubaa8\uc758 \uc2dc\ub4dc 2 \ub77c\uc6b4\ub4dc \ud22c\uc790\ub97c \uc720\uce58\ud588\ub2e4. \uadfc\ub85c\uc790 \uc2e4\uc2dc\uac04 \uae09\uc5ec \uc815\uc0b0 \ud50c\ub7ab\ud3fc\uc73c\ub85c, \uadfc\ub85c\uc790\uc5d0\uac8c \uae09\uc5ec\uc758 \uc989\uac01\uc801 \uc811\uadfc\uc131\uc744 \uc81c\uacf5\ud558\uba70, \ub2e4\uc591\ud55c \uad6d\ub0b4\uc678 \uace0\uac1d\uc0ac\uc640 \ud611\ub825\ud558\uace0 \uc788\ub2e4. \uce90\ub178\ud53c\ub294 \uae08\uc735 \uc2a4\ud2b8\ub808\uc2a4\ub97c \uc644\ud654\ud558\uace0 \uadfc\ub85c\uc790\uc758 \uad8c\uc775\uc744 \uc99d\uc9c4\uc2dc\ud0a4\uae30 \uc704\ud55c \uc0c8\ub85c\uc6b4 \ud540\ud14c\ud06c \uc778\ud504\ub77c\ub97c \uad6c\ucd95\ud560 \uacc4\ud68d\uc774\ub2e4.","footnotes":""},"categories":[4],"tags":[5858,5676,4616,5857,1964],"class_list":["post-6426","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4","tag-ewa","tag-gp-","tag-4616","tag-5857","tag-1964"],"yoast_head":"\n\uadfc\ub85c\uc790 \uae09\uc5ec \ud601\uc2e0\uc744 \uc774\ub04c\ub2e4 \uce90\ub178\ud53c\uc758 \uc0c8\ub85c\uc6b4 \ub3c4\uc804 - \ub450\ucc3d\ud2b9\ud5c8\ubc95\ub960\uc0ac\ubb34\uc18c<\/title>\n<meta name=\"description\" content=\"\uce90\ub178\ud53c\uac00 \uc2a4\ub9c8\uc77c\uac8c\uc774\ud2b8\uc778\ubca0\uc2a4\ud2b8\uba3c\ud2b8 \ub4f1\uc73c\ub85c\ubd80\ud130 10\uc5b5 \uc6d0 \uaddc\ubaa8\uc758 \uc2dc\ub4dc 2 \ub77c\uc6b4\ub4dc \ud22c\uc790\ub97c \uc720\uce58\ud588\ub2e4. \uadfc\ub85c\uc790 \uc2e4\uc2dc\uac04 \uae09\uc5ec \uc815\uc0b0 \ud50c\ub7ab\ud3fc\uc73c\ub85c, \uadfc\ub85c\uc790\uc5d0\uac8c \uae09\uc5ec\uc758 \uc989\uac01\uc801 \uc811\uadfc\uc131\uc744 \uc81c\uacf5\ud558\uba70, \ub2e4\uc591\ud55c \uad6d\ub0b4\uc678 \uace0\uac1d\uc0ac\uc640 \ud611\ub825\ud558\uace0 \uc788\ub2e4. \uce90\ub178\ud53c\ub294 \uae08\uc735 \uc2a4\ud2b8\ub808\uc2a4\ub97c \uc644\ud654\ud558\uace0 \uadfc\ub85c\uc790\uc758 \uad8c\uc775\uc744 \uc99d\uc9c4\uc2dc\ud0a4\uae30 \uc704\ud55c \uc0c8\ub85c\uc6b4 \ud540\ud14c\ud06c \uc778\ud504\ub77c\ub97c \uad6c\ucd95\ud560 \uacc4\ud68d\uc774\ub2e4.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.doochang.co.kr\/blog\/\uadfc\ub85c\uc790-\uae09\uc5ec-\ud601\uc2e0\uc744-\uc774\ub04c\ub2e4-\uce90\ub178\ud53c\uc758-\uc0c8\ub85c\uc6b4-\ub3c4\uc804\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta 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