{"id":8873,"date":"2025-11-30T07:10:13","date_gmt":"2025-11-29T22:10:13","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ec%b2%ad%eb%85%84-%ea%b3%a0%ed%99%98%ec%9c%a8-%ec%8b%9c%eb%8c%80%ec%9d%98-%ea%b3%a0%ed%86%b5%ea%b3%bc-%eb%8c%80%ec%95%88-%eb%aa%a8%ec%83%89\/"},"modified":"2025-11-30T07:10:13","modified_gmt":"2025-11-29T22:10:13","slug":"%ec%b2%ad%eb%85%84-%ea%b3%a0%ed%99%98%ec%9c%a8-%ec%8b%9c%eb%8c%80%ec%9d%98-%ea%b3%a0%ed%86%b5%ea%b3%bc-%eb%8c%80%ec%95%88-%eb%aa%a8%ec%83%89","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ec%b2%ad%eb%85%84-%ea%b3%a0%ed%99%98%ec%9c%a8-%ec%8b%9c%eb%8c%80%ec%9d%98-%ea%b3%a0%ed%86%b5%ea%b3%bc-%eb%8c%80%ec%95%88-%eb%aa%a8%ec%83%89\/","title":{"rendered":"\uccad\ub144 \uace0\ud658\uc728 \uc2dc\ub300\uc758 \uace0\ud1b5\uacfc \ub300\uc548 \ubaa8\uc0c9"},"content":{"rendered":"<p>\ucd5c\uadfc \ud55c\uad6d \uc0ac\ud68c\uc5d0\uc11c \uccad\ub144\uce35\uc774 \uc9c1\uba74\ud558\uace0 \uc788\ub294 \uace0\ud658\uc728\uc758 \uc5ec\ud30c\uac00 \uc2ec\uac01\ud574\uc9c0\uace0 \uc788\ub2e4. \uc774\ub978\ubc14 &#8216;\ub2ec\uace0\ub098 \uc138\ub300&#8217;\ub77c \ubd88\ub9ac\ub294 20, 30\ub300\ub294 \ud658\uc728 \uc0c1\uc2b9\uc73c\ub85c \uc778\ud574 \uc77c\uc0c1\uc0dd\ud65c\uc5d0\uc11c \ud070 \ubcc0\ud654\ub97c \uacaa\uace0 \uc788\uc73c\uba70, \ud574\uc678 \uc9c1\uad6c\uc640 \uc5ec\ud589\uc744 \uc904\uc774\uace0 \uc788\ub2e4. \uc11c\uc6b8 \uac15\ub0a8\uad6c\uc758 \ud55c \uad11\uace0 \uc2a4\ud0c0\ud2b8\uc5c5 \ucd5c\uace0\uae30\uc220\ucc45\uc784\uc790 \uae40\uc0c1\ud638(\uac00\uba85, 33) \uc528\ub294 &#8220;\ub2ec\ub7ec\uac00 \ube44\uc2f8\uc9c0\uba74\uc11c \uc0ac\ubb34\uc2e4 \uc6b4\uc601\ube44\ub97c \uc904\uc600\uc5b4\uc694. \ud574\uc678 \uad6c\ub3c5\ud615 \ud504\ub85c\uadf8\ub7a8 \uc774\uc6a9\ub8cc\ub97c \ub300\ub290\ub77c\uace0\uc694&#8221;\ub77c\uba70 \ud604\uc7ac \uc0c1\ud669\uc744 \uc804\ud588\ub2e4. \uadf8\uc758 \ub9d0\ucc98\ub7fc \ud658\uc728 \uc0c1\uc2b9\uc740 \uace0\uc815 \uc9c0\ucd9c\uc744 \ub354\uc6b1 \uac00\uc911\uc2dc\ucf1c \uccad\ub144 \uc0ac\uc5c5\uc790\ub4e4\uc5d0\uac8c \uc2ec\uac01\ud55c \uacbd\uc81c\uc801 \ud0c0\uaca9\uc744 \uc8fc\uace0 \uc788\ub2e4.<\/p>\n<p>\uc2e4\uc81c\ub85c 2023\ub144 \uad00\uc138\uccad\uc758 \ubd84\uc11d\uc5d0 \ub530\ub974\uba74, \ud574\uc678 \uc9c1\uad6c \uacb0\uc81c\uc561\uc5d0\uc11c 20\ub300\uc640 30\ub300\uac00 \ucc28\uc9c0\ud558\ub294 \ube44\uc728\uc740 40%\ub97c \ub118\ub294\ub2e4. \uc774\ub4e4\uc740 \uc18c\ube44\uc5d0\uc11c \uc678\ud654 \ube44\uc911\uc774 \ub192\uc740 \ub9cc\ud07c \uace0\ud658\uc728\uc758 \uc601\ud5a5\uc744 \ub354\uc6b1 \uc2ec\uac01\ud558\uac8c \ub290\ub07c\uace0 \uc788\ub2e4. \ud574\uc678 \uc1fc\ud551\ubab0\uc744 \uc790\uc8fc \uc774\uc6a9\ud558\ub358 \ucd5c\ud574\uc778 \uc528(27)\ub294 \ube14\ub799\ud504\ub77c\uc774\ub370\uc774\ub97c \ub9de\uc544 \uaca8\uc6b8\uc637\uc744 \uc9c1\uad6c\ud558\ub824\ub358 \uacc4\ud68d\uc744 \ucde8\uc18c\ud588\ub2e4. \uadf8\ub140\ub294 &#8220;\ud658\uc728 \ub54c\ubb38\uc5d0 \uac00\uaca9 \uc774\ub4dd\uc774 \uac70\uc758 \uc0ac\ub77c\uc84c\ub2e4&#8221;\uace0 \uc804\ud588\ub2e4. \uc774\ucc98\ub7fc \uccad\ub144\uce35\uc758 \ud574\uc678 \uc18c\ube44 \ud328\ud134\uc740 \uae09\uaca9\ud788 \ubcc0\ud558\uace0 \uc788\uc73c\uba70, \uc5ec\ud589 \uacc4\ud68d\uc870\ucc28 \ucde8\uc18c\ud558\ub294 \uc0ac\ub840\uac00 \uc99d\uac00\ud558\uace0 \uc788\ub2e4. \uc774\uc9c0\uc724 \uc528(28)\ub294 \ub109 \ub2ec \uc804 \uc138\uc6b4 \ubbf8\uad6d \ub274\uc695 \uc5ec\ud589 \uacc4\ud68d\uc744 \ud3ec\uae30\ud558\uac8c \ub410\uace0, \uc774\ub294 \uc608\uc0b0\uc774 400\ub9cc \uc6d0\uc5d0\uc11c 600\ub9cc \uc6d0\uc73c\ub85c \uc99d\uac00\ud588\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \ubcc0\ud654 \uc18d\uc5d0\uc11c \uc11c\ud559\uac1c\ubbf8\ub85c \uc54c\ub824\uc9c4 \ud574\uc678 \uc8fc\uc2dd\uc5d0 \ud22c\uc790\ud558\ub294 \uccad\ub144\ub4e4\ub3c4 \ud658\uc728 \ubcc0\ub3d9\uc131\uc5d0 \ub300\ud574 \ubd88\uc548\uac10\uc744 \ub290\ub07c\uace0 \uc788\ub2e4. \uae40\ub2e4\ubbfc \uc528(31)\ub294 &#8220;\uad6d\ub0b4\uc5d0\ub294 \ud22c\uc790\ud558\uace0 \uc2f6\uc740 \uc885\ubaa9\uc774 \ub9ce\uc9c0 \uc54a\uc544 \ubbf8\uad6d \uc8fc\uc2dd\uc744 \uacc4\uc18d \ubcf4\uace0 \uc788\ub294\ub370, \uace0\ud658\uc728 \uc7a5\uae30\ud654\uac00 \ud22c\uc790\uc790\uc5d0\uac8c &#8216;\ubd88\ub625&#8217;\uc774 \ub420\uae4c \uac71\uc815&#8221;\uc774\ub77c\uba70 \uc6b0\ub824\ub97c \ud45c\ud588\ub2e4. \ub610 \ub2e4\ub978 \uc11c\ud559\uac1c\ubbf8 \uc1a1\uba85\uc624 \uc528(30)\ub294 &#8220;\uad6d\ub0b4 \uc8fc\uc2dd \uc0c1\ud669\uc744 \uac1c\uc120\ud558\uc9c0 \uc54a\uace0 \ud658\uc728\uc774 \uce58\uc19f\ub294 \uc6d0\uc778\uc744 \uc11c\ud559\uac1c\ubbf8\ub85c \ub3cc\ub9ac\ub2c8 \uc5b5\uc6b8\ud558\ub2e4&#8221;\uace0 \uc5b8\uae09\ud558\uba70, \ud604\uc7ac \ub2ec\ub7ec \uc790\uc0b0\uc73c\ub85c \ubcf4\uc720\ud558\uace0 \uc788\ub294 \uc0c1\ud669\uc784\uc744 \ubc1d\ud614\ub2e4. \uc9c0\ub09c\ud574 NH\ud22c\uc790\uc99d\uad8c\uc758 \uc870\uc0ac\uc5d0 \ub530\ub974\uba74, \ud574\uc678\uc8fc\uc2dd \ubcf4\uc720\uc790 \uc911 30\ub300\ub294 33.2%\ub85c \uac00\uc7a5 \ub9ce\uc740 \ube44\uc911\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\ub2e4.<\/p>\n<p>\uace0\ud658\uc728\uc740 \uccad\ub144 \ucc3d\uc5c5\uc790\uc640 \uc790\uc601\uc5c5\uc790\uc5d0\uac8c\ub3c4 \ud070 \ubd80\ub2f4\uc744 \uc8fc\uace0 \uc788\ub2e4. \ud574\uc678 \uc6d0\ub8cc\ub97c \ub4e4\uc5ec\uc640 \uac00\uacf5\ud558\ub294 \uc2dd\ud488 \uc2a4\ud0c0\ud2b8\uc5c5 \ub300\ud45c \uc804\ubaa8 \uc528(34)\ub294 &#8220;\uce74\uce74\uc624 \uac00\uaca9\uc774 \uc9c0\ub09c\ud574\ubcf4\ub2e4 25% \ub118\uac8c \uc62c\ub77c \uc6d0\ub8cc\ub97c \uc904\uc5ec\uc57c \ud588\ub2e4&#8221;\uace0 \ud1a0\ub85c\ud588\ub2e4. \uc11c\uc6b8 \uc885\ub85c\uad6c\uc5d0\uc11c \ubc29\uc557\uac04\uc744 \uc6b4\uc601\ud558\ub294 \ubc30\uac74\uc6b1 \uc528(34) \ub610\ud55c &#8220;\ud55c \uac00\ub9c8\uc5d0 40\ub9cc \uc6d0 \ud558\ub358 \uc911\uad6d\uc0b0 \ucc38\uae68\uac00 \uc9c0\uae08\uc740 50\ub9cc \uc6d0\uc774 \ub118\ub294\ub2e4&#8221;\uba70 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\uc74c\uc744 \uc804\ud588\ub2e4. \uc774\ub4e4\uc740 \uace0\uc815\ube44\uc6a9 \uc99d\uac00\ub85c \uc778\ud574 \uc0ac\uc5c5 \uc6b4\uc601\uc5d0 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\uc73c\uba70, \uc18c\ub9e4\uc810\uc758 \uac00\uaca9 \uc778\uc0c1\uc740 \uc18c\ube44\uc790\uc758 \ubc1c\uae38\uc744 \uba40\uc5b4\uc9c0\uac8c \ud558\uace0 \uc788\ub2e4. \ucc44\ubaa8 \uc528(39)\ub294 \ucd5c\uadfc \uc18c\ub9e4\uac00\ub97c \ub450 \ubc30\ub85c \uc62c\ub9b0 \uc0c1\ud669\uc774\uba70, \uc190\ub2d8\uc774 \uc904\uc5b4\ub4e4\uae4c \uc870\ub9c8\uc870\ub9c8\ud558\ub2e4\uace0 \ud588\ub2e4.<\/p>\n<p>\uc804\ubb38\uac00\ub4e4\uc740 \uc774\ub7ec\ud55c \uc0c1\ud669\uc744 \ud0c0\uac1c\ud558\uae30 \uc704\ud574 \uccad\ub144\uce35\uc758 \ud2b9\uc131\uc744 \uace0\ub824\ud55c \ub9de\ucda4\ud615 \uad6d\ub0b4 \ud22c\uc790 \uc720\ub3c4 \ubc29\uc548\uc774 \ud544\uc694\ud558\ub2e4\uace0 \uc9c0\uc801\ud55c\ub2e4. \uc591\uc900\ubaa8 \uc5f0\uc138\ub300 \uacbd\uc81c\ud559\uacfc \uad50\uc218\ub294 &#8220;\uc678\ud658 \uc2dc\uc7a5 \uc548\uc815\ud654\ub97c \uc704\ud574 \uc218\ucd9c \uacbd\uc7c1\ub825\uc744 \uac15\ud654\ud558\uace0 \ud22c\uc790 \ud658\uacbd\uc744 \uac1c\uc120\ud574 \ud574\uc678 \uc790\ubcf8\uc758 \uad6d\ub0b4 \ud22c\uc790\ub97c \uc720\ub3c4\ud558\ub294 \ubc29\uc548\uc744 \uac80\ud1a0\ud574\uc57c \ud55c\ub2e4&#8221;\uace0 \uac15\uc870\ud588\ub2e4. \uac15\uc131\uc9c4 \uace0\ub824\ub300 \uacbd\uc81c\ud559\uacfc \uad50\uc218\ub294 &#8220;2030\uc138\ub300\ub294 \uc678\uad6d\uacc4 \uc11c\ube44\uc2a4\uc640 \uc2dc\uc7a5 \uc811\uadfc\uc131\uc774 \ub192\uace0 \uc801\uc740 \uc790\uae08\uc73c\ub85c \uc0ac\uc5c5\uacfc \ud22c\uc790\ub97c \ubcd1\ud589\ud558\ub294 \uacbd\ud5a5\uc774 \uac15\ud558\uae30 \ub54c\ubb38\uc5d0 \uace0\ud658\uc728 \uad6d\uba74\uc5d0\uc11c \ud6e8\uc52c \ubbfc\uac10\ud558\uac8c \ubc18\uc751\ud560 \uc218\ubc16\uc5d0 \uc5c6\ub2e4&#8221;\uba70 \uacbd\uae30 \uce68\uccb4 \uadf9\ubcf5\uc744 \ud1b5\ud55c \ud658\uc728 \uc548\uc815\uc758 \uc911\uc694\uc131\uc744 \uc5b8\uae09\ud588\ub2e4. <\/p>\n<p>\uc774\ucc98\ub7fc \uccad\ub144\uce35\uc774 \uace0\ud658\uc728\ub85c \uc778\ud574 \uacaa\uace0 \uc788\ub294 \ud53c\ud574\ub294 \ub2e8\uc21c\ud788 \uac1c\uc778\uc758 \ubb38\uc81c\uac00 \uc544\ub2c8\ub77c, \uad6d\uac00\uc758 \uacbd\uc81c \uc804\ubc18\uc5d0 \uac78\uce5c \uc2ec\uac01\ud55c \ubb38\uc81c\ub85c \ud655\ub300\ub418\uace0 \uc788\ub2e4. \ub530\ub77c\uc11c \uc815\ubd80\ub294 \uccad\ub144\uce35\uc758 \ubaa9\uc18c\ub9ac\ub97c \ub4e3\uace0 \uc2e4\uc9c8\uc801\uc778 \ub300\uc548\uc744 \ub9c8\ub828\ud558\ub294 \uac83\uc774 \uc2dc\uae09\ud558\ub2e4.<\/p>\n<p>[\uad00\ub828\uae30\uc0ac] <a href = 'https:\/\/n.news.naver.com\/mnews\/article\/020\/0003678100?sid=101' >https:\/\/n.news.naver.com\/mnews\/article\/020\/0003678100?sid=101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ucd5c\uadfc \ud55c\uad6d \uc0ac\ud68c\uc5d0\uc11c \uccad\ub144\uce35\uc774 \uc9c1\uba74\ud558\uace0 \uc788\ub294 \uace0\ud658\uc728\uc758 \uc5ec\ud30c\uac00 \uc2ec\uac01\ud574\uc9c0\uace0 \uc788\ub2e4. \uc774\ub978\ubc14 &#8216;\ub2ec\uace0\ub098 \uc138\ub300&#8217;\ub77c \ubd88\ub9ac\ub294 20, 30\ub300\ub294 \ud658\uc728 \uc0c1\uc2b9\uc73c\ub85c \uc778\ud574 \uc77c\uc0c1\uc0dd\ud65c\uc5d0\uc11c \ud070 \ubcc0\ud654\ub97c \uacaa\uace0 \uc788\uc73c\uba70, \ud574\uc678 \uc9c1\uad6c\uc640 \uc5ec\ud589\uc744 \uc904\uc774\uace0 \uc788\ub2e4. \uc11c\uc6b8 \uac15\ub0a8\uad6c\uc758 \ud55c \uad11\uace0 \uc2a4\ud0c0\ud2b8\uc5c5 \ucd5c\uace0\uae30\uc220\ucc45\uc784\uc790 \uae40\uc0c1\ud638(\uac00\uba85, 33) \uc528\ub294 &#8220;\ub2ec\ub7ec\uac00 \ube44\uc2f8\uc9c0\uba74\uc11c \uc0ac\ubb34\uc2e4 \uc6b4\uc601\ube44\ub97c \uc904\uc600\uc5b4\uc694. \ud574\uc678 \uad6c\ub3c5\ud615 \ud504\ub85c\uadf8\ub7a8 \uc774\uc6a9\ub8cc\ub97c \ub300\ub290\ub77c\uace0\uc694&#8221;\ub77c\uba70 \ud604\uc7ac \uc0c1\ud669\uc744 \uc804\ud588\ub2e4. \uadf8\uc758 \ub9d0\ucc98\ub7fc \ud658\uc728 \uc0c1\uc2b9\uc740 [&hellip;]<\/p>\n","protected":false},"author":109,"featured_media":68,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\uace0\ud658\uc728","_yoast_wpseo_metadesc":"\uace0\ud658\uc728 \uc2dc\ub300\uc5d0 \uccad\ub144\ub4e4\uc774 \uacaa\uace0 \uc788\ub294 \uacbd\uc81c\uc801 \uace0\ucda9\uc744 \uc870\uba85\ud55c \uae30\uc0ac\ub85c, \ud574\uc678 \uc9c1\uad6c\uc640 \uc5ec\ud589 \ucde8\uc18c, \uc11c\ud559\uac1c\ubbf8\uc758 \uc6b0\ub824 \ub4f1\uc744 \ub2e4\ub8e8\uace0 \uc788\ub2e4. \uc804\ubb38\uac00\ub4e4\uc740 \uccad\ub144\uce35\uc744 \uc704\ud55c \ub9de\ucda4\ud615 \ud22c\uc790 \uc720\ub3c4 \ubc29\uc548\uc744 \uc81c\uc548\ud558\uba70, \uc815\ubd80\uc758 \uc815\ucc45\uc801 \uc811\uadfc\uc774 \ud544\uc694\ud558\ub2e4\uace0 \uac15\uc870\ud55c\ub2e4.","footnotes":""},"categories":[4],"tags":[5676,7077,7080,7078,7079],"class_list":["post-8873","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4","tag-gp-","tag-7077","tag-7080","tag-7078","tag-7079"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\uccad\ub144 \uace0\ud658\uc728 \uc2dc\ub300\uc758 \uace0\ud1b5\uacfc \ub300\uc548 \ubaa8\uc0c9 - \ub450\ucc3d\ud2b9\ud5c8\ubc95\ub960\uc0ac\ubb34\uc18c<\/title>\n<meta name=\"description\" content=\"\uace0\ud658\uc728 \uc2dc\ub300\uc5d0 \uccad\ub144\ub4e4\uc774 \uacaa\uace0 \uc788\ub294 \uacbd\uc81c\uc801 \uace0\ucda9\uc744 \uc870\uba85\ud55c \uae30\uc0ac\ub85c, \ud574\uc678 \uc9c1\uad6c\uc640 \uc5ec\ud589 \ucde8\uc18c, \uc11c\ud559\uac1c\ubbf8\uc758 \uc6b0\ub824 \ub4f1\uc744 \ub2e4\ub8e8\uace0 \uc788\ub2e4. \uc804\ubb38\uac00\ub4e4\uc740 \uccad\ub144\uce35\uc744 \uc704\ud55c 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