{"id":9933,"date":"2025-12-08T07:04:39","date_gmt":"2025-12-07T22:04:39","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ed%95%80%ed%85%8c%ed%81%ac-%ed%98%81%ec%8b%a0%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%a0%84%ed%99%98%ec%a0%90-%ec%b9%b4%ec%b9%b4%ec%98%a4%eb%b1%85%ed%81%ac%ec%9d%98-%ed%95%80%eb%84%a5%ed%8a%b8\/"},"modified":"2025-12-08T07:04:39","modified_gmt":"2025-12-07T22:04:39","slug":"%ed%95%80%ed%85%8c%ed%81%ac-%ed%98%81%ec%8b%a0%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%a0%84%ed%99%98%ec%a0%90-%ec%b9%b4%ec%b9%b4%ec%98%a4%eb%b1%85%ed%81%ac%ec%9d%98-%ed%95%80%eb%84%a5%ed%8a%b8","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ed%95%80%ed%85%8c%ed%81%ac-%ed%98%81%ec%8b%a0%ec%9d%98-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%a0%84%ed%99%98%ec%a0%90-%ec%b9%b4%ec%b9%b4%ec%98%a4%eb%b1%85%ed%81%ac%ec%9d%98-%ed%95%80%eb%84%a5%ed%8a%b8\/","title":{"rendered":"\ud540\ud14c\ud06c \ud601\uc2e0\uc758 \uc0c8\ub85c\uc6b4 \uc804\ud658\uc810 \uce74\uce74\uc624\ubc45\ud06c\uc758 \ud540\ub125\ud2b8 \uc131\uacfc\uacf5\uc720\ud68c"},"content":{"rendered":"<p>\uce74\uce74\uc624\ubc45\ud06c\ub294 \ucd5c\uadfc \ud55c\uad6d\ud540\ud14c\ud06c\uc9c0\uc6d0\uc13c\ud130\uc640 \ud611\ub825\ud558\uc5ec \uc9c4\ud589\ud55c \u20182025\ub144 \ud540\ub125\ud2b8(FIN:NECT) \ud1b5\ud569 \uc131\uacfc\uacf5\uc720\ud68c\u2019\ub97c \ud1b5\ud574 \uc9c0\ub09c 1\ub144 \ub3d9\uc548\uc758 \uc131\uacfc\ub97c \ub3cc\uc544\ubcf4\ub294 \ub73b\uae4a\uc740 \uc2dc\uac04\uc744 \uac00\uc84c\ub2e4. \uc774\ubc88 \ud589\uc0ac\ub294 \uacbd\uae30 \uc6a9\uc778\uc2dc\uc5d0 \uc704\uce58\ud55c \uce74\uce74\uc624AI\ucea0\ud37c\uc2a4\uc5d0\uc11c \uac1c\ucd5c\ub418\uc5c8\uc73c\uba70, \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc758 \ubc1c\uad74\uacfc \uc9c0\uc6d0\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \uce74\uce74\uc624\ubc45\ud06c\uc758 \uc0ac\ud68c\uacf5\ud5cc \ud504\ub85c\uadf8\ub7a8\uc778 \ud540\ub125\ud2b8\uc758 \uc911\ub300\ud55c \uc774\uc815\ud45c\uac00 \ub418\uc5c8\ub2e4.<\/p>\n<p>\ud540\ub125\ud2b8\ub294 \uae08\uc735\uc0ac\ud68c\uc758 \uc548\uc804\ub9dd\uc744 \uad6c\ucd95\ud558\uae30 \uc704\ud574 2023\ub144\ubd80\ud130 3\ub144 \uac04 \uc6b4\uc601\ub418\ub294 \ud504\ub85c\uadf8\ub7a8\uc73c\ub85c, \uae08\uc735 \ubc0f \ud540\ud14c\ud06c \ubd84\uc57c\uc758 \uc720\ub9dd \uc2a4\ud0c0\ud2b8\uc5c5\uc744 \uc9c0\uc6d0\ud558\uace0 \uc788\ub2e4. \uc131\uacfc\uacf5\uc720\ud68c\uc5d0\ub294 \u2018\ud540\ub125\ud2b8 \ucc4c\ub9b0\uc9c0\u2019, \u2018\ud540\ub125\ud2b8 \uc774\ub178\ubca0\uc774\uc158 \uc2a4\ucfe8\u2019, \u2018\ud540\ub125\ud2b8 \ub370\ubaa8\ub370\uc774\u2019 \ub4f1 \ub2e4\uc591\ud55c \ud504\ub85c\uadf8\ub7a8\uc5d0 \ucc38\uc5ec\ud55c \ucd1d 31\uac1c \uae30\uc5c5\uc774 \ud568\uaed8\ud558\uc5ec \uadf8\ub4e4\uc758 \uc131\uacfc\ub97c \ubc1c\ud45c\ud588\ub2e4. \uac01 \ud504\ub85c\uadf8\ub7a8\uc740 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc774 \ud544\uc694\ud55c \uc790\uc6d0\uacfc \ub178\ud558\uc6b0\ub97c \uc81c\uacf5\ud558\uc5ec \uc131\uc7a5\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \ub9c8\ub828\ud558\ub294 \ub370 \uc911\uc810\uc744 \ub450\uc5c8\ub2e4.<\/p>\n<p>\ud2b9\ud788, \u2018\ud540\ub125\ud2b8 \ucc4c\ub9b0\uc9c0\u2019\ub294 \ud3ec\uc6a9\uae08\uc735\uacfc \ud540\ud14c\ud06c \uc0ac\uc5c5\uc5d0 \uad00\uc2ec \uc788\ub294 \ucc3d\uc5c5\ud300\uc744 \ubc1c\uad74\ud558\ub294 \ud504\ub85c\uadf8\ub7a8\uc73c\ub85c, \uc774\ub0a0 \ubc1c\ud45c\uc5d0 \ucc38\uc5ec\ud55c \ud300\ub4e4\uc740 \ud601\uc2e0\uc801\uc778 \uc544\uc774\ub514\uc5b4\ub97c \uc81c\uc2dc\ud588\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \u2018\uacf5\uacfc\uae08\ub3c4 \uae08\uc774\ub2e4\u2019 \ud300\uc740 \uc18c\ube44\uc790\uc758 \ud328\ud134\uc744 \ubd84\uc11d\ud574 \uce74\ub4dc \ucd94\ucc9c\uae4c\uc9c0 \uac00\ub2a5\ud55c \ud1b5\ud569 \uacf5\uacfc\uae08 \uad00\ub9ac \ud50c\ub7ab\ud3fc\uc744 \uc18c\uac1c\ud558\uba70, \u2018WelKome\u2019 \ud300\uc740 \ud55c\uad6d\uc5d0 \uac70\uc8fc\ud558\ub294 \uc678\uad6d\uc778\uc744 \uc704\ud55c \uc815\ucc29 \uac00\uc774\ub4dc \ubaa8\ubc14\uc77c \uc571\uc744 \uc120\ubcf4\uc600\ub2e4. \uc774\ub7ec\ud55c \ud601\uc2e0\uc801\uc778 \uc544\uc774\ub514\uc5b4\ub4e4\uc740 \ud540\ud14c\ud06c \uc0dd\ud0dc\uacc4\uc758 \ub2e4\uc591\uc131\uc744 \ubcf4\uc5ec\uc8fc\uba70, \ucc38\uc5ec \uae30\uc5c5\ub4e4\uc758 \uc131\uc7a5 \uac00\ub2a5\uc131\uc744 \ud55c\uce35 \ub354 \ub192\uc600\ub2e4.<\/p>\n<p>\ub610\ud55c, \u2018\ud540\ub125\ud2b8 \uc774\ub178\ubca0\uc774\uc158 \uc2a4\ucfe8\u2019\uc5d0 \ucc38\uc5ec\ud55c 12\uac1c \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc740 \uae08\uc735\uc0ac\ud68c \uc548\uc804\ub9dd \uad6c\ucd95\uacfc \uad00\ub828\ub41c \uae30\uc220\uacfc \uc11c\ube44\uc2a4\ub97c \uac1c\ubc1c\ud558\uc5ec \uc131\uacfc\ub97c \uac70\ub450\uc5c8\ub2e4. \uc774\ub4e4 \uae30\uc5c5\uc740 AI\ub97c \ud65c\uc6a9\ud55c \uc18c\uc0c1\uacf5\uc778 BNPL \uc11c\ube44\uc2a4\uc778 \u2018\ub370\uc77c\ub9ac\ud398\uc774\u2019\uc640 \uad6d\ub0b4 \ucd5c\ucd08\uc758 \uac00\ucd95\uc790\uc0b0 \uc99d\uad8c\ud654 \uc11c\ube44\uc2a4\uc778 \u2018\uc2a4\ud0c1\ud0a4\ud37c\u2019\uc640 \uac19\uc740 \ud601\uc2e0\uc801\uc778 \uc11c\ube44\uc2a4\ub97c \ubc1c\ud45c\ud558\uc600\ub2e4. \uc774 \ud504\ub85c\uadf8\ub7a8\uc744 \ud1b5\ud574 \ucc38\uc5ec \uae30\uc5c5\ub4e4\uc740 \uc62c\ud574 \uc2e0\uaddc \ud22c\uc790 \uc720\uce58\uc5d0\uc11c 801\uc5b5 \uc6d0, \uc5f0\uac04 \ub9e4\ucd9c 285\uc5b5 \uc6d0, \uadf8\ub9ac\uace0 59\uba85\uc758 \uc6b0\uc218 \uc778\uc7ac\ub97c \uc2e0\uaddc \ucc44\uc6a9\ud558\ub294 \uc131\uacfc\ub97c \ub2ec\uc131\ud558\uc600\ub2e4.<\/p>\n<p>\u2018\ud540\ub125\ud2b8 \ub370\ubaa8\ub370\uc774\u2019\ub294 \ud574\uc678 \uc2dc\uc7a5\uc73c\ub85c\uc758 \uc9c4\ucd9c\uc744 \ud76c\ub9dd\ud558\ub294 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc744 \uc9c0\uc6d0\ud558\ub294 \ud504\ub85c\uadf8\ub7a8\uc73c\ub85c, \uc774\ub0a0 \ubc1c\ud45c\ub41c 7\uac1c \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \ub3d9\ub0a8\uc544\uc2dc\uc544\uc758 \uc2e4\ubb3c \uc790\uc0b0 \ud1a0\ud070\ud654 \uae08\uc735 \ud50c\ub7ab\ud3fc\uc778 \u2018\ud3ec\ub808\uc2a4\ud2b8\uc798\ub780\u2019\uacfc \uae00\ub85c\ubc8c \uae30\uad00 \ud22c\uc790\uc790\ub97c \uc704\ud55c \ub514\uc9c0\ud138 \uc790\uc0b0 \uc911\uac1c \uc11c\ube44\uc2a4 \u2018\uc6e8\uc774\ube0c\ub9bf\uc9c0\u2019\ub97c \uc18c\uac1c\ud558\uc600\ub2e4. \uc774\ub7ec\ud55c \uae00\ub85c\ubc8c \uc9c4\ucd9c\uc744 \uc704\ud55c \ubc1c\ud310\uc740 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\ub4e4\uc774 \uc138\uacc4 \uc2dc\uc7a5\uc5d0\uc11c \uacbd\uc7c1\ub825\uc744 \uac16\ucd9c \uc218 \uc788\ub3c4\ub85d \ub3d5\ub294 \uc911\uc694\ud55c \uae30\ud68c\uc774\ub2e4.<\/p>\n<p>\uc131\uacfc \ubc1c\ud45c \uc774\ud6c4, \uce74\uce74\uc624\ubc45\ud06c\ub294 \ud540\ud14c\ud06c \uae30\uc5c5\uc758 \uc131\uc7a5 \uc9c0\uc6d0\uacfc \uc548\uc804\ud55c \uae08\uc735 \uc0dd\ud0dc\uacc4 \uc870\uc131\uc744 \uc704\ud574 \ud55c\uad6d\ud540\ud14c\ud06c\uc9c0\uc6d0\uc13c\ud130\uc5d0 14\uc5b5 \uc6d0\uc744 \uae30\ubd80\ud558\uc600\ub2e4. \uce74\uce74\uc624\ubc45\ud06c\uac00 \uc9c0\uae08\uae4c\uc9c0 \ud540\ub125\ud2b8\ub97c \uc704\ud574 \uae30\ubd80\ud55c \ucd1d\uc561\uc740 51\uc5b5 \uc6d0\uc5d0 \ub2ec\ud55c\ub2e4. \uc774\ub7ec\ud55c \uae30\ubd80\ub294 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uacfc\uc758 \uc0c1\uc0dd\uc744 \ud1b5\ud574 \uc9c0\uc18d \uac00\ub2a5\ud55c \uae08\uc735 \uc0dd\ud0dc\uacc4\ub97c \uc870\uc131\ud558\ub824\ub294 \uce74\uce74\uc624\ubc45\ud06c\uc758 \uc758\uc9c0\ub97c \ubcf4\uc5ec\uc900\ub2e4.<\/p>\n<p>\uc774\ubc88 \uc131\uacfc\uacf5\uc720\ud68c\ub294 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc758 \ud601\uc2e0\uacfc \uc131\uc7a5\uc744 \uc704\ud55c \ud50c\ub7ab\ud3fc\uc744 \uc81c\uacf5\ud558\ub294 \uce74\uce74\uc624\ubc45\ud06c\uc758 \ub178\ub825\uacfc, \uc774\ub4e4\uc774 \ub9cc\ub4e4\uc5b4\uac08 \ubbf8\ub798 \uae08\uc735 \uc0dd\ud0dc\uacc4\uc758 \uac00\ub2a5\uc131\uc744 \ub2e4\uc2dc \ud55c\ubc88 \ud655\uc778\uc2dc\ucf1c\uc8fc\ub294 \ud589\uc0ac\uc600\ub2e4. \ud5a5\ud6c4 \ud540\ud14c\ud06c \ubd84\uc57c\uc5d0\uc11c\uc758 \uc9c0\uc18d\uc801\uc778 \ubc1c\uc804\uacfc \ud601\uc2e0\uc774 \uae30\ub300\ub418\ub294 \uac00\uc6b4\ub370, \uce74\uce74\uc624\ubc45\ud06c\ub294 \uc55e\uc73c\ub85c\ub3c4 \ub354\uc6b1 \ub9ce\uc740 \uae30\uc5c5\ub4e4\uacfc \ud611\ub825\ud558\uc5ec \uae08\uc735\uc0ac\ud68c \uc548\uc804\ub9dd \uad6c\ucd95\uc5d0 \uae30\uc5ec\ud560 \uc608\uc815\uc774\ub2e4.<\/p>\n<p>[\uad00\ub828\uae30\uc0ac] <a href = 'https:\/\/n.news.naver.com\/mnews\/article\/421\/0008645351?sid=101' >https:\/\/n.news.naver.com\/mnews\/article\/421\/0008645351?sid=101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uce74\uce74\uc624\ubc45\ud06c\ub294 \ucd5c\uadfc \ud55c\uad6d\ud540\ud14c\ud06c\uc9c0\uc6d0\uc13c\ud130\uc640 \ud611\ub825\ud558\uc5ec \uc9c4\ud589\ud55c \u20182025\ub144 \ud540\ub125\ud2b8(FIN:NECT) \ud1b5\ud569 \uc131\uacfc\uacf5\uc720\ud68c\u2019\ub97c \ud1b5\ud574 \uc9c0\ub09c 1\ub144 \ub3d9\uc548\uc758 \uc131\uacfc\ub97c \ub3cc\uc544\ubcf4\ub294 \ub73b\uae4a\uc740 \uc2dc\uac04\uc744 \uac00\uc84c\ub2e4. \uc774\ubc88 \ud589\uc0ac\ub294 \uacbd\uae30 \uc6a9\uc778\uc2dc\uc5d0 \uc704\uce58\ud55c \uce74\uce74\uc624AI\ucea0\ud37c\uc2a4\uc5d0\uc11c \uac1c\ucd5c\ub418\uc5c8\uc73c\uba70, \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc758 \ubc1c\uad74\uacfc \uc9c0\uc6d0\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \uce74\uce74\uc624\ubc45\ud06c\uc758 \uc0ac\ud68c\uacf5\ud5cc \ud504\ub85c\uadf8\ub7a8\uc778 \ud540\ub125\ud2b8\uc758 \uc911\ub300\ud55c \uc774\uc815\ud45c\uac00 \ub418\uc5c8\ub2e4. \ud540\ub125\ud2b8\ub294 \uae08\uc735\uc0ac\ud68c\uc758 \uc548\uc804\ub9dd\uc744 \uad6c\ucd95\ud558\uae30 \uc704\ud574 2023\ub144\ubd80\ud130 3\ub144 \uac04 \uc6b4\uc601\ub418\ub294 \ud504\ub85c\uadf8\ub7a8\uc73c\ub85c, \uae08\uc735 \ubc0f \ud540\ud14c\ud06c \ubd84\uc57c\uc758 \uc720\ub9dd \uc2a4\ud0c0\ud2b8\uc5c5\uc744 \uc9c0\uc6d0\ud558\uace0 [&hellip;]<\/p>\n","protected":false},"author":89,"featured_media":73,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\ud540\ud14c\ud06c","_yoast_wpseo_metadesc":"\uce74\uce74\uc624\ubc45\ud06c\ub294 \ucd5c\uadfc \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5 \ubc1c\uad74\uacfc \uc9c0\uc6d0\uc744 \uc704\ud55c '2025\ub144 \ud540\ub125\ud2b8 \ud1b5\ud569 \uc131\uacfc\uacf5\uc720\ud68c'\ub97c \uac1c\ucd5c\ud558\uba70, \ub2e4\uc591\ud55c \ud504\ub85c\uadf8\ub7a8\uc5d0\uc11c\uc758 \uc131\uacfc\ub97c \uacf5\uc720\ud558\uc600\ub2e4. \uc774\ub0a0 31\uac1c \uae30\uc5c5\uc774 \ucc38\uc5ec\ud558\uc5ec \ud601\uc2e0\uc801\uc778 \uc544\uc774\ub514\uc5b4\uc640 \uc131\uacfc\ub97c \ubc1c\ud45c\ud558\uc600\uc73c\uba70, \uce74\uce74\uc624\ubc45\ud06c\ub294 \ud55c\uad6d\ud540\ud14c\ud06c\uc9c0\uc6d0\uc13c\ud130\uc5d0 14\uc5b5 \uc6d0\uc744 \uae30\ubd80\ud558\uc5ec \uc9c0\uc18d \uac00\ub2a5\ud55c \uae08\uc735 \uc0dd\ud0dc\uacc4 \uad6c\ucd95\uc5d0 \uae30\uc5ec\ud558\uace0\uc790 \ud588\ub2e4.","footnotes":""},"categories":[4],"tags":[6427,7224,3810,1724,7520],"class_list":["post-9933","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4","tag-ai--","tag-k","tag-3810","tag-1724","tag-7520"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\ud540\ud14c\ud06c \ud601\uc2e0\uc758 \uc0c8\ub85c\uc6b4 \uc804\ud658\uc810 \uce74\uce74\uc624\ubc45\ud06c\uc758 \ud540\ub125\ud2b8 \uc131\uacfc\uacf5\uc720\ud68c - \ub450\ucc3d\ud2b9\ud5c8\ubc95\ub960\uc0ac\ubb34\uc18c<\/title>\n<meta name=\"description\" content=\"\uce74\uce74\uc624\ubc45\ud06c\ub294 \ucd5c\uadfc \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5 \ubc1c\uad74\uacfc \uc9c0\uc6d0\uc744 \uc704\ud55c &#039;2025\ub144 \ud540\ub125\ud2b8 \ud1b5\ud569 \uc131\uacfc\uacf5\uc720\ud68c&#039;\ub97c \uac1c\ucd5c\ud558\uba70, \ub2e4\uc591\ud55c 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