{"id":9938,"date":"2025-12-08T07:12:03","date_gmt":"2025-12-07T22:12:03","guid":{"rendered":"https:\/\/www.doochang.co.kr\/blog\/%ec%b9%b4%ec%b9%b4%ec%98%a4%eb%b1%85%ed%81%ac-%ed%95%80%ed%85%8c%ed%81%ac-%ec%8a%a4%ed%83%80%ed%8a%b8%ec%97%85-%ec%a7%80%ec%9b%90%ec%9d%84-%ed%86%b5%ed%95%9c-%ea%b8%88%ec%9c%b5-%ec%82%ac%ed%9a%8c\/"},"modified":"2025-12-08T07:12:03","modified_gmt":"2025-12-07T22:12:03","slug":"%ec%b9%b4%ec%b9%b4%ec%98%a4%eb%b1%85%ed%81%ac-%ed%95%80%ed%85%8c%ed%81%ac-%ec%8a%a4%ed%83%80%ed%8a%b8%ec%97%85-%ec%a7%80%ec%9b%90%ec%9d%84-%ed%86%b5%ed%95%9c-%ea%b8%88%ec%9c%b5-%ec%82%ac%ed%9a%8c","status":"publish","type":"post","link":"https:\/\/www.doochang.co.kr\/blog\/%ec%b9%b4%ec%b9%b4%ec%98%a4%eb%b1%85%ed%81%ac-%ed%95%80%ed%85%8c%ed%81%ac-%ec%8a%a4%ed%83%80%ed%8a%b8%ec%97%85-%ec%a7%80%ec%9b%90%ec%9d%84-%ed%86%b5%ed%95%9c-%ea%b8%88%ec%9c%b5-%ec%82%ac%ed%9a%8c\/","title":{"rendered":"\uce74\uce74\uc624\ubc45\ud06c, \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5 \uc9c0\uc6d0\uc744 \ud1b5\ud55c \uae08\uc735 \uc0ac\ud68c \uc548\uc804\ub9dd \uad6c\ucd95\uc5d0 \uc55e\uc7a5\uc11c\ub2e4"},"content":{"rendered":"

\uce74\uce74\uc624\ubc45\ud06c\uac00 \ud55c\uad6d\ud540\ud14c\ud06c\uc9c0\uc6d0\uc13c\ud130\uc640 \ud568\uaed8 \uc6b4\uc601\ud55c \ud540\ud14c\ud06c \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8 ‘\ud540\ub125\ud2b8(FIN:NECT)’\uc758 \uc131\uacfc\uacf5\uc720\ud68c\uac00 \uc9c0\ub09c 4\uc77c \uacbd\uae30\ub3c4 \uc6a9\uc778\uc2dc \uce74\uce74\uc624AI\ucea0\ud37c\uc2a4\uc5d0\uc11c \uc131\ud669\ub9ac\uc5d0 \uac1c\ucd5c\ub418\uc5c8\ub2e4. \uc774\ubc88 \ud589\uc0ac\ub294 \uce74\uce74\uc624\ubc45\ud06c\uac00 2023\ub144\ubd80\ud130 \uc9c4\ud589\ud574\uc628 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5 \uc721\uc131\uacfc \ud3ec\uc6a9\uae08\uc735\uc744 \uc704\ud55c \ub178\ub825\uc744 \ub3cc\uc544\ubcf4\ub294 \uc790\ub9ac\ub85c, \ub9ce\uc740 \uc8fc\ubaa9\uc744 \ubc1b\uc558\ub2e4.<\/p>\n

\u2018\ud540\ub125\ud2b8\u2019\ub294 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc744 \ubc1c\uad74\ud558\uace0 \uc9c0\uc6d0\ud558\uc5ec \uae08\uc735\uc0ac\ud68c \uc548\uc804\ub9dd\uc744 \uad6c\ucd95\ud558\uae30 \uc704\ud55c \uce74\uce74\uc624\ubc45\ud06c\uc758 \uc0ac\ud68c\uacf5\ud5cc \ud504\ub85c\uadf8\ub7a8\uc73c\ub85c, \uc62c\ud574\ub85c 3\ub144\uc9f8\ub97c \ub9de\uc774\ud558\uace0 \uc788\ub2e4. \uc131\uacfc\uacf5\uc720\ud68c\uc5d0\ub294 \ud540\ub125\ud2b8\uc5d0 \ucc38\uc5ec\ud55c 31\uac1c \uae30\uc5c5\uc758 \uc784\uc9c1\uc6d0\ub4e4\uc774 \ucc38\uc11d\ud558\uc5ec \uac01 \ud504\ub85c\uadf8\ub7a8\ubcc4 \uc6b0\uc218 \uc131\uacfc\ub97c \ubc1c\ud45c\ud558\ub294 \uc2dc\uac04\uc744 \uac00\uc84c\ub2e4. \ucc38\uc11d\uc790\ub4e4\uc740 \ud540\ub125\ud2b8\uc758 \ub2e4\uc591\ud55c \uc9c0\uc6d0\uc744 \ud1b5\ud574 \uc5bb\uc740 \uacbd\ud5d8\uacfc \uc131\uacfc\ub97c \ub098\ub204\uba70, \ud540\ud14c\ud06c \uc0dd\ud0dc\uacc4\uc758 \ubc1c\uc804\uc744 \uc704\ud574 \ud798\uc4f0\uace0 \uc788\ub294 \ubaa8\uc2b5\uc744 \ubcf4\uc5ec\uc8fc\uc5c8\ub2e4.<\/p>\n

\ud2b9\ud788, \u2018\ud540\ub125\ud2b8 \ucc4c\ub9b0\uc9c0\u2019\ub294 \ud3ec\uc6a9\uae08\uc735 \ubc0f \ud540\ud14c\ud06c \ubd84\uc57c\uc5d0\uc11c\uc758 \ucc3d\uc758\uc801\uc774\uace0 \ud601\uc2e0\uc801\uc778 \uc2a4\ud0c0\ud2b8\uc5c5\uc744 \ubc1c\uad74\ud558\uae30 \uc704\ud55c \ud504\ub85c\uadf8\ub7a8\uc774\ub2e4. \uc62c\ud574 \uc120\uc815\ub41c 12\uac1c \uc6b0\uc218\ud300\uc740 \uce74\uce74\uc624\ubc45\ud06c\uc758 \uc2e4\ubb34\uc790 \ud2b9\uac15\uacfc \ucc3d\uc5c5 \uba58\ud1a0\ub9c1\uc744 \ud1b5\ud574 \uc2e4\uc9c8\uc801\uc778 \uc9c0\uc6d0\uc744 \ubc1b\uc558\ub2e4. \uc774 \uc911 ‘\uacf5\uacfc\uae08\ub3c4 \uae08\uc774\ub2e4’ \ud300\uc740 \uc18c\ube44 \ud328\ud134 \ubd84\uc11d \ubc0f \uce74\ub4dc \ucd94\ucc9c \uae30\ub2a5\uc744 \uac16\ucd98 \ud1b5\ud569 \uacf5\uacfc\uae08 \uad00\ub9ac \ud50c\ub7ab\ud3fc\uc744 \uc120\ubcf4\uc600\uc73c\uba70, ‘WelKome’ \ud300\uc740 \ud55c\uad6d\uc5d0 \uac70\uc8fc\ud558\ub294 \uc678\uad6d\uc778\uc744 \uc704\ud55c \uc815\ucc29 \uac00\uc774\ub4dc \ubaa8\ubc14\uc77c \uc571\uc744 \uc18c\uac1c\ud574 \ud070 \ud638\uc751\uc744 \uc5bb\uc5c8\ub2e4.<\/p>\n

\ub610\ud55c, \u2018\ud540\ub125\ud2b8 \uc774\ub178\ubca0\uc774\uc158 \uc2a4\ucfe8\u2019\uc740 \uae08\uc735\uc0ac\ud68c \uc548\uc804\ub9dd \uad6c\ucd95\uc744 \uc704\ud55c \uae30\uc220\uacfc \uc11c\ube44\uc2a4\ub97c \ubcf4\uc720\ud55c \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc758 \uc131\uc7a5\uc744 \uc885\ud569\uc801\uc73c\ub85c \uc9c0\uc6d0\ud558\ub294 \ud504\ub85c\uadf8\ub7a8\uc73c\ub85c, \ucc38\uc5ec \uae30\uc5c5\ub4e4\uc740 \uc774\ub0a0 \ubc1c\ud45c\ub97c \ud1b5\ud574 AI\ub97c \ud65c\uc6a9\ud55c \uc18c\uc0c1\uacf5\uc778 BNPL \uc11c\ube44\uc2a4\uc640 \uad6d\ub0b4 \ucd5c\ucd08\uc758 \uac00\ucd95\uc790\uc0b0 \uc99d\uad8c\ud654 \uc11c\ube44\uc2a4 \ub4f1\uc744 \uc120\ubcf4\uc600\ub2e4. \uc774\ub97c \ud1b5\ud574 12\uac1c \ud540\ud14c\ud06c \uae30\uc5c5\uc740 801\uc5b5 \uc6d0\uc758 \uc2e0\uaddc \ud22c\uc790 \uc720\uce58\uc640 285\uc5b5 \uc6d0\uc758 \uc5f0\uac04 \ub9e4\ucd9c\uc744 \uae30\ub85d\ud558\uba70, 59\uba85\uc758 \uc6b0\uc218 \uc778\uc7ac\ub97c \uc2e0\uaddc \ucc44\uc6a9\ud558\ub294 \ub4f1\uc758 \uc131\uacfc\ub97c \ub2ec\uc131\ud558\uc600\ub2e4.<\/p>\n

\u2018\ud540\ub125\ud2b8 \ub370\ubaa8\ub370\uc774\u2019\ub294 \ud574\uc678 \uc2dc\uc7a5\uc5d0 \uc9c4\ucd9c\ud558\uace0\uc790 \ud558\ub294 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc5d0 \uae00\ub85c\ubc8c \uc2dc\uc7a5 \uc9c4\ucd9c\uc758 \uae30\ud68c\ub97c \uc81c\uacf5\ud558\ub294 \ud504\ub85c\uadf8\ub7a8\uc73c\ub85c, \uc62c\ud574 \uc120\ubc1c\ub41c 7\uac1c \uc2a4\ud0c0\ud2b8\uc5c5\uc740 \ub3d9\ub0a8\uc544\uc2dc\uc544 \uc2e4\ubb3c \uc790\uc0b0 \ud1a0\ud070\ud654 \uae08\uc735 \ud50c\ub7ab\ud3fc\uacfc \uae00\ub85c\ubc8c \uae30\uad00 \ud22c\uc790\uc790\ub97c \uc704\ud55c \ub514\uc9c0\ud138 \uc790\uc0b0 \uc911\uac1c \uc11c\ube44\uc2a4\ub97c \uc18c\uac1c\ud558\uba70 \uc8fc\ubaa9\ubc1b\uc558\ub2e4. \uc774\ub4e4\uc740 \uc9c0\ub09c 7\uc6d4 \uc778\ub3c4\ub124\uc2dc\uc544 \uc790\uce74\ub974\ud0c0\uc640 11\uc6d4 \uc2f1\uac00\ud3ec\ub974\uc5d0\uc11c \uc5f4\ub9b0 \u2018\ud540\ub125\ud2b8 \uae00\ub85c\ubc8c\u2019\uc744 \ud1b5\ud574 \ud604\uc9c0 \uae30\uc5c5\ub4e4\uacfc\uc758 \uad50\ub958 \uae30\ud68c\ub97c \uac16\uae30\ub3c4 \ud588\ub2e4.<\/p>\n

\uc131\uacfc \ubc1c\ud45c \uc774\ud6c4\uc5d0\ub294 \uce74\uce74\uc624\ubc45\ud06c\uac00 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5 \uc131\uc7a5 \uc9c0\uc6d0\uacfc \uc548\uc804\ud55c \uae08\uc735 \uc0dd\ud0dc\uacc4 \uc870\uc131\uc744 \uc704\ud55c \uae30\ubd80\uae08 \uc804\ub2ec\uc2dd\uc744 \uc9c4\ud589\ud558\uc600\ub2e4. \uce74\uce74\uc624\ubc45\ud06c\ub294 \uc774\ub0a0 \ud55c\uad6d\ud540\ud14c\ud06c\uc9c0\uc6d0\uc13c\ud130\uc5d0 14\uc5b5 \uc6d0\uc744 \uae30\ubd80\ud558\uba70, \uc9c0\uae08\uae4c\uc9c0 ‘\ud540\ub125\ud2b8’\ub97c \ud1b5\ud574 \ucd1d 51\uc5b5 \uc6d0\uc744 \uc9c0\uc6d0\ud558\uc600\ub2e4\uace0 \ubc1d\ud614\ub2e4. \uce74\uce74\uc624\ubc45\ud06c\ub294 AI \uae08\uc735 \uc0b0\uc5c5 \uae30\ubc18 \uac15\ud654\ub97c \uc704\ud55c \uccb4\uacc4\uc801\uc778 \uc9c0\uc6d0\uc744 \uc9c0\uc18d\ud560 \uac83\uc774\uba70, \uc55e\uc73c\ub85c\ub3c4 \uae08\uc735\uc0ac\ud68c \uc548\uc804\ub9dd \uad6c\ucd95\uacfc \ud3ec\uc6a9\uae08\uc735\uc5d0 \ub354\uc6b1 \ud798\uc4f8 \uac83\uc774\ub77c\uace0 \ub2e4\uc9d0\ud558\uc600\ub2e4.<\/p>\n

\uc774\ubc88 \uc131\uacfc\uacf5\uc720\ud68c\ub294 \uce74\uce74\uc624\ubc45\ud06c\uc640 \ud55c\uad6d\ud540\ud14c\ud06c\uc9c0\uc6d0\uc13c\ud130\uc758 \ud611\ub825\uc774 \uc5bc\ub9c8\ub098 \ud6a8\uacfc\uc801\uc778\uc9c0\ub97c \ubcf4\uc5ec\uc8fc\ub294 \uc911\uc694\ud55c \uc790\ub9ac\ub85c, \ud540\ud14c\ud06c \uc0b0\uc5c5\uc758 \ubc1c\uc804\uacfc \uc0ac\ud68c\uc801 \uac00\uce58 \ucc3d\ucd9c\uc744 \uc704\ud55c \uc9c0\uc18d\uc801\uc778 \ub178\ub825\uc774 \ud544\uc694\ud568\uc744 \ub2e4\uc2dc \ud55c\ubc88 \uc0c1\uae30\uc2dc\ucf30\ub2e4. \uce74\uce74\uc624\ubc45\ud06c\uc758 \uc0ac\ud68c\uacf5\ud5cc \ud65c\ub3d9\uc740 \ub2e8\uc21c\ud55c \uc7ac\uc815 \uc9c0\uc6d0\uc744 \ub118\uc5b4, \uc2a4\ud0c0\ud2b8\uc5c5\uc758 \uc131\uc7a5\uc744 \uc704\ud55c \uc2e4\uc9c8\uc801\uc778 \ub3c4\uc6c0\uc744 \uc81c\uacf5\ud558\uace0 \uc788\ub2e4\ub294 \uc810\uc5d0\uc11c \ud070 \uc758\ubbf8\uac00 \uc788\ub2e4.<\/p>\n

[\uad00\ub828\uae30\uc0ac] https:\/\/n.news.naver.com\/mnews\/article\/243\/0000089149?sid=101<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\uce74\uce74\uc624\ubc45\ud06c\uac00 \ud55c\uad6d\ud540\ud14c\ud06c\uc9c0\uc6d0\uc13c\ud130\uc640 \ud568\uaed8 \uc6b4\uc601\ud55c \ud540\ud14c\ud06c \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8 ‘\ud540\ub125\ud2b8(FIN:NECT)’\uc758 \uc131\uacfc\uacf5\uc720\ud68c\uac00 \uc9c0\ub09c 4\uc77c \uacbd\uae30\ub3c4 \uc6a9\uc778\uc2dc \uce74\uce74\uc624AI\ucea0\ud37c\uc2a4\uc5d0\uc11c \uc131\ud669\ub9ac\uc5d0 \uac1c\ucd5c\ub418\uc5c8\ub2e4. \uc774\ubc88 \ud589\uc0ac\ub294 \uce74\uce74\uc624\ubc45\ud06c\uac00 2023\ub144\ubd80\ud130 \uc9c4\ud589\ud574\uc628 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5 \uc721\uc131\uacfc \ud3ec\uc6a9\uae08\uc735\uc744 \uc704\ud55c \ub178\ub825\uc744 \ub3cc\uc544\ubcf4\ub294 \uc790\ub9ac\ub85c, \ub9ce\uc740 \uc8fc\ubaa9\uc744 \ubc1b\uc558\ub2e4. \u2018\ud540\ub125\ud2b8\u2019\ub294 \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc744 \ubc1c\uad74\ud558\uace0 \uc9c0\uc6d0\ud558\uc5ec \uae08\uc735\uc0ac\ud68c \uc548\uc804\ub9dd\uc744 \uad6c\ucd95\ud558\uae30 \uc704\ud55c \uce74\uce74\uc624\ubc45\ud06c\uc758 \uc0ac\ud68c\uacf5\ud5cc \ud504\ub85c\uadf8\ub7a8\uc73c\ub85c, \uc62c\ud574\ub85c 3\ub144\uc9f8\ub97c \ub9de\uc774\ud558\uace0 \uc788\ub2e4. \uc131\uacfc\uacf5\uc720\ud68c\uc5d0\ub294 \ud540\ub125\ud2b8\uc5d0 \ucc38\uc5ec\ud55c 31\uac1c \uae30\uc5c5\uc758 \uc784\uc9c1\uc6d0\ub4e4\uc774 \ucc38\uc11d\ud558\uc5ec […]<\/p>\n","protected":false},"author":105,"featured_media":65,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_yoast_wpseo_focuskw":"\ud540\ud14c\ud06c","_yoast_wpseo_metadesc":"\uce74\uce74\uc624\ubc45\ud06c\uac00 \ud55c\uad6d\ud540\ud14c\ud06c\uc9c0\uc6d0\uc13c\ud130\uc640 \ud568\uaed8 \uc9c4\ud589\ud55c \ud540\ud14c\ud06c \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8 '\ud540\ub125\ud2b8'\uc758 \uc131\uacfc\uacf5\uc720\ud68c\uac00 \uc131\ud669\ub9ac\uc5d0 \uac1c\ucd5c\ub418\uc5c8\ub2e4. \ud504\ub85c\uadf8\ub7a8\uc740 \ud3ec\uc6a9\uae08\uc735\uacfc \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5\uc744 \uc9c0\uc6d0\ud558\uc5ec \uae08\uc735\uc0ac\ud68c \uc548\uc804\ub9dd\uc744 \uad6c\ucd95\ud558\ub294 \ub370 \uae30\uc5ec\ud558\uace0 \uc788\uc73c\uba70, \uce74\uce74\uc624\ubc45\ud06c\ub294 2026\ub144\uc744 \ubaa9\ud45c\ub85c \ucd94\uac00 \uae30\ubd80 \ubc0f \uc9c0\uc6d0\uc744 \uc57d\uc18d\ud558\uc600\ub2e4.","footnotes":""},"categories":[4],"tags":[6427,7224,7522,1724,7520],"class_list":["post-9938","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4","tag-ai--","tag-k","tag-7522","tag-1724","tag-7520"],"yoast_head":"\n\uce74\uce74\uc624\ubc45\ud06c, \ud540\ud14c\ud06c \uc2a4\ud0c0\ud2b8\uc5c5 \uc9c0\uc6d0\uc744 \ud1b5\ud55c \uae08\uc735 \uc0ac\ud68c \uc548\uc804\ub9dd \uad6c\ucd95\uc5d0 \uc55e\uc7a5\uc11c\ub2e4 - \ub450\ucc3d\ud2b9\ud5c8\ubc95\ub960\uc0ac\ubb34\uc18c<\/title>\n<meta name=\"description\" content=\"\uce74\uce74\uc624\ubc45\ud06c\uac00 \ud55c\uad6d\ud540\ud14c\ud06c\uc9c0\uc6d0\uc13c\ud130\uc640 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